Not always. I have never seen a loan request by a hero or sr member that got rejected because of lack of transaction history. For some reason, people think that no one would want to "lose" a high level account, despite the fact that these accounts have no inherent value.
- High cost to create: hundreds of non-spam posts spread fairly evenly over a long period of time
- Non-zero resell value
However, can you point to an accepted loan request by a hero member who had no transaction history?
I can't even find a hero member asking for a loan request. However, my statement was that I've never seen a hero get rejected. I think that the burden of proof is on you.
Here, I'll help you:
OgNasty loan request (Transaction history: NASTYMINING security)
Scott J loan request (Transaction history: in thread)
Tittiez loan request (Transaction history: lots - loans, moneypaks, etc
RandomQ loan request (Transaction history: lots - stocks, etc)
Usagi loan request - NOT FILLED (Transaction history: lots, but sometimes dubious)
So, here are some better statements to make:
"I have never seen a Hero Member without transaction history request a loan"
"I have seen a Hero Member get a loan request rejected"
"I have seen a Hero Member get a loan request rejected because it made no sense"