Topic: 联邦顾问委员会: 比特币对全球商业潜在的福音 (Read 1108 times)
我还是希望国内大环境可以好一点，对比特币有好一些
看看他们，想想我们。。。
一声叹息
不知道他翻译的正确吗，我不动外文 一声叹息
这就是昨天上涨的动力吧
应该有可能
嘿，有涨了，
有道理 我也看好
央妈其实心里也透亮。。
美国对于新事物总持宽容态度，不像天朝视为洪水猛兽
终于又回到3000岗位了。
这就是昨天上涨的动力吧
看看他们，想想我们。。。
一声叹息
一声叹息
还是美国佬比较开明啊 有远见
5月9日美国联邦顾问委员会（FAC）、美联储美国央行管辖部门、美国联邦储备委员会在季度会议中讨论了比特币是否威胁传统的银行体系和其商业潜力，最终得出评估结论，比特币将赋予全球商业市场一个创新浪潮。
此次会议指出：“比特币不会因为破坏传统商业渠道供给而对传统经济活动造成威胁，相反，它可以作为一个全球商业的福音。”
会议中有关部门强调严格监管比特币市场，并给出了监管建议。另外会议委员会积极听取了比特币社区的意见，指出美国央行不应该限制比特币，也没有权利调节比特币市场。
此次会议指出：“比特币不会因为破坏传统商业渠道供给而对传统经济活动造成威胁，相反，它可以作为一个全球商业的福音。”
会议中有关部门强调严格监管比特币市场，并给出了监管建议。另外会议委员会积极听取了比特币社区的意见，指出美国央行不应该限制比特币，也没有权利调节比特币市场。
联邦顾问委员会（FAC），与美联储协商美国央行管辖下的所有事项的组织，在季度会议上和美国联邦储备委员会的管理者最近讨论了比特币的潜在的好处。
会议记录指出：
“比特币不会破坏传统商业渠道，不会给经济活动造成威胁;相反，它是全球商业的福音。“
评论：利好，美国人对新事物的态度是领导它。
The Federal Advisory Council (FAC), a group that consults with the Federal Reserve on all matters under the US central bank’s jurisdiction, and the Federal Reserve Board of Governors recently discussed bitcoin and its potential benefits at a quarterly meeting.
Held on 9th May, the FAC and the Board of Governors debated whether bitcoin posed a threat to the traditional banking system, economic activity or financial stability, ultimately issuing a surprisingly positive two-and-a-half-page assessment of the technology.
Perhaps most notably, the meeting focused on how bitcoin could empower a new wave of commerce innovation – opening new markets to merchants, driving capital flows to the developing world and increasing global economic consumption.
Meeting minutes stated:
“Bitcoin does not present a threat to economic activity by disrupting traditional channels of commerce; rather, it could serve as a boon.”
Further, despite its highly publicized use in illicit transactions, the minutes suggest that the FAC believes bitcoin has “room to improve”, and that its price volatility is “likely to diminish over time”.
The meeting minutes are a notable contrast to recent statements from other international central banks taking a less progressive, and arguably hostile, view of the technology.
More curiosity than threat
The meeting minutes suggest that the two groups believe bitcoin does not present “a near-term threat” to banking by way of disintermediation, noting that “bitcoin transactions correspond to only a fraction of today’s global fund flows”.
The minutes went on to detail how security and volatility concerns are likely to limit bitcoin adoption, stating:
“Extreme price volatility is similar to other speculative forms of stored value, undermining Bitcoin’s credibility. [...] Susceptibility to theft increases uncertainty for users seeking alternatives to traditional institution-based deposits.”
Payment processors may be forced to react
The meeting minutes suggested that the FAC and the Board of Governors believe the most likely impact bitcoin will have on the traditional financial world relates to payment processing.
By enabling lower transaction fees, facilitating cost-effective micropayments and extending financial services easily to the developing world, the report suggests bitcoin could provide powerful incentives to consumers and win customers away from more established service providers.
Still, the FAC believes there is opportunity in the space for banks, as well, noting:
“Should adoption accelerate, banking could participate increasingly in bitcoin fund flows, especially as multi-currency accounts proliferate and reputational concerns subside.”
Regulation advised
The FAC concluded that regulating the industry could have many benefits, including addressing illicit use and providing consumer protection. Overall, the FAC advocates for a middle-ground approach to regulation.
The minutes read:
“Bitcoin advocates may argue that increased regulation minimizes one of its greatest advantages, namely decentralization. Recent events suggest that some flexibility should be sacrificed to address obvious problems.”
For example, the FAC suggested that bitcoin’s susceptibility to theft could be addressed by regulation for bitcoin exchanges, and that likewise, bitcoin wallet providers could benefit from rules that govern how bitcoins are stored.
Know-your-customer (KYC) regulations were also advised as a way to reduce the use of bitcoin in criminal transactions.
Limitations
While seemingly positive, the FAC reiterated past criticisms of the bitcoin network, such as the potential for the network to be compromised by miners, and limited money supply provided by the technology, which could in turn prevent the application of traditional monetary policy tools. The document also noted the risk of shadow transactions between banks using bitcoin.
The meeting minutes, while positive, do not necessarily indicate that the Federal Reserve will alter its current stance regarding bitcoin.
This February, Federal Reserve chairwoman Janet Yellen stated that the US central bank does not have the authority to regulate bitcoin.
The statement was issued during an address to the Senate Banking Committee, and prompted by US Senator Joe Manchin, who had previously lobbied for the US government to take a harsh stance against the technology.
US Federal Reserve building via Shutterstock
Come from: coindesk
本文固定链接: 三个硬币 | http://www.3-coin.com/2014-05-19/1778/
会议记录指出：
“比特币不会破坏传统商业渠道，不会给经济活动造成威胁;相反，它是全球商业的福音。“
评论：利好，美国人对新事物的态度是领导它。
The Federal Advisory Council (FAC), a group that consults with the Federal Reserve on all matters under the US central bank’s jurisdiction, and the Federal Reserve Board of Governors recently discussed bitcoin and its potential benefits at a quarterly meeting.
Held on 9th May, the FAC and the Board of Governors debated whether bitcoin posed a threat to the traditional banking system, economic activity or financial stability, ultimately issuing a surprisingly positive two-and-a-half-page assessment of the technology.
Perhaps most notably, the meeting focused on how bitcoin could empower a new wave of commerce innovation – opening new markets to merchants, driving capital flows to the developing world and increasing global economic consumption.
Meeting minutes stated:
“Bitcoin does not present a threat to economic activity by disrupting traditional channels of commerce; rather, it could serve as a boon.”
Further, despite its highly publicized use in illicit transactions, the minutes suggest that the FAC believes bitcoin has “room to improve”, and that its price volatility is “likely to diminish over time”.
The meeting minutes are a notable contrast to recent statements from other international central banks taking a less progressive, and arguably hostile, view of the technology.
More curiosity than threat
The meeting minutes suggest that the two groups believe bitcoin does not present “a near-term threat” to banking by way of disintermediation, noting that “bitcoin transactions correspond to only a fraction of today’s global fund flows”.
The minutes went on to detail how security and volatility concerns are likely to limit bitcoin adoption, stating:
“Extreme price volatility is similar to other speculative forms of stored value, undermining Bitcoin’s credibility. [...] Susceptibility to theft increases uncertainty for users seeking alternatives to traditional institution-based deposits.”
Payment processors may be forced to react
The meeting minutes suggested that the FAC and the Board of Governors believe the most likely impact bitcoin will have on the traditional financial world relates to payment processing.
By enabling lower transaction fees, facilitating cost-effective micropayments and extending financial services easily to the developing world, the report suggests bitcoin could provide powerful incentives to consumers and win customers away from more established service providers.
Still, the FAC believes there is opportunity in the space for banks, as well, noting:
“Should adoption accelerate, banking could participate increasingly in bitcoin fund flows, especially as multi-currency accounts proliferate and reputational concerns subside.”
Regulation advised
The FAC concluded that regulating the industry could have many benefits, including addressing illicit use and providing consumer protection. Overall, the FAC advocates for a middle-ground approach to regulation.
The minutes read:
“Bitcoin advocates may argue that increased regulation minimizes one of its greatest advantages, namely decentralization. Recent events suggest that some flexibility should be sacrificed to address obvious problems.”
For example, the FAC suggested that bitcoin’s susceptibility to theft could be addressed by regulation for bitcoin exchanges, and that likewise, bitcoin wallet providers could benefit from rules that govern how bitcoins are stored.
Know-your-customer (KYC) regulations were also advised as a way to reduce the use of bitcoin in criminal transactions.
Limitations
While seemingly positive, the FAC reiterated past criticisms of the bitcoin network, such as the potential for the network to be compromised by miners, and limited money supply provided by the technology, which could in turn prevent the application of traditional monetary policy tools. The document also noted the risk of shadow transactions between banks using bitcoin.
The meeting minutes, while positive, do not necessarily indicate that the Federal Reserve will alter its current stance regarding bitcoin.
This February, Federal Reserve chairwoman Janet Yellen stated that the US central bank does not have the authority to regulate bitcoin.
The statement was issued during an address to the Senate Banking Committee, and prompted by US Senator Joe Manchin, who had previously lobbied for the US government to take a harsh stance against the technology.
US Federal Reserve building via Shutterstock
Come from: coindesk
本文固定链接: 三个硬币 | http://www.3-coin.com/2014-05-19/1778/
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