Was the repayment actually made???
I have seen gembira and mocacinno both being online today, but no replies here as of yet, this shows that one should never "trust" someone without any collateral unless there is something extremely strong in their opinion...
One more thing that I heard from Vod is that, "Collateral is something you want back." and I don't think that OP might have been interested in getting his Full Member account back after a possible scam attempt...
At least I don't see any tx's or acknowledgment of any sort.
This whole deal was a mess from the start. OP was all for giving his account details while lender was earnestly declining and that 'no colateral needed' bull.
@xJuturna, did you even receive any PM from OP asking for an extension or is this a default?