I thought giving my identity would be enough for one to easily report me if I stole. Either way it's okay if nobody can do this. I understand.
I guess you didn't read my thread in this forum... It's still near the top, you must've seen it when you posted this? Go take a looksie; feel free to join in the conversation. Point of the matter is, there are too many scams going on so lenders must be vigilant when lending. And DOX really don't have utility because those can be faked and most people simply don't have time to follow up appropriately if you default. I do wish you the best of luck coming up with the money to pay your bills though. Can you get a small loan from a bank or a local loan company?