That's just it, though. I'm not convinced customers will have that option when banks offer this "service". It won't be secure enough if they operate the same way exchanges do, plus they'll want to make it idiot-proof so they don't have to deal with complaints from people who managed to lose their funds doing something stupid, so they'll play gatekeeper. Like how share dealing often works. You generally don't have direct access to the shares to do as you wish, you have to contact your share dealer with your instructions and they make the transactions on your behalf. Then the fiat gets deposited to/withdrawn from your account accordingly (minus their cut).
We do not have high grade , high regulated exchanges yet - cannot compare to that what the NSYE, XETRA, LSE do, Same holds for Banks.
What we call crypto exch are just bloody wild Casino bokers yet
And you would like your crypto to be exchange in a bank? Trust me this will require more than a KYC and I doubt there rates will be better since they are a bank. Cryptocurrency is about decentralized power and using banks for most of your transaction eliminates it. Yes sure I'm happy that banks are paving the way for Germany but I wouldn't patronize their services mainly because I will lose the power to control my capital, I'm just happy how it will support the mass adoption I am looking for and that's it.
It s always about the amounts. U will not put millions under ur home carpet on ur own risk.
Not even a nerd will.
Lunchmoney fine