Agreed. The skeptical me is thinking that this might be one of many exit mechanisms created for the wealthy and the dirty money to escape capital controls from their country.
Giving people the power to escape capital controls is a good thing so that when the powerful and elite screw things up and then attempt to force everyone else to pay for it, there is an escape hatch.
Politicians like to have mandates and controls without thinking of the consequences. Things like requiring banks to issue loans to non qualified borrowers etc. Cyprus with its disastrous haircuts to accounts about 7 years ago etc.
Agreed, that is good. However, it is not really for the people. It is for the bank's wealthy friends, criminal syndicates and politicians. Everyone should always be skeptical of the banks. They are not there for you. They are part of the mechanism to control you.