USDT can literally evaporate overnight and nobody will be responsible for the destruction it will cause. It is that risky and dumb to hold USDT. USDT is not an official currency of any country. It is just a private token and not 1:1 backed by USD. (or any other assets) It is a total scam. Too bad you are advising people to buy into that scam.
yes you are right, these stablecoins are not really backed by USD. they can make any usdt, and only a fool would think holding it for long. the safest investment to deal with inflation for me is only GOLD. bitcoin and crypto are still not really tested, because they are too volatile. gold is by far the way out of inflation, the safest of value storage assets, and quite stable.