Why must people feel the need to talk out of there ass? But I'm curious as to how this is a "scam"?
It's not a scam, but if one is faced with being $42K in the hole or simply walking away from a free account on some internet message board, 999 out of 1000 will choose the latter. That's why people here would prefer it if you obtained a loan from a bank, since at least you have a compelling reason to pay back the debt. With a loan obtained here, there's absolutely no reason for you to pay anything back.
Yea that is understandable but unforgettably both my bank and credit union will only go to $30k on a personal loan.
I am just trying to pay it off faster and the best way to do that is to pay one lump sum rather than pay multiple loans with there own interest.
Besides a quick google search of my SN and you will quickly find who I am and people that know me personally. I have had this SN since the dial up days sooo yea. I don't miss dial up.