2. Yes i have a job but would rather not spend money from that as I am slowly saving for a new PC (7000USD)
The "daily" payout that you claim is not really impressive looking at your BTC address receive/sent history you are receiving a few Satoshi's not really daily but almost every other day
2015-12-15 19:24:33 +0.00000711
2015-12-13 00:32:11 +0.00035572
2015-12-11 06:00:04 +0.00034098
2015-12-08 03:27:10 +0.00000657
2015-12-07 06:36:05 +0.00000754
No wonder you are asking for a very long repayment date