Author

Topic: a new way to beat the banks (Read 802 times)

legendary
Activity: 4410
Merit: 4766
August 09, 2013, 06:46:19 PM
#10
What kind of bank is that?

Normal banks don't allow any modification to their contracts, and you can't print the contract yourself. Then a scanned document doesn't look like an original... I just guess Russian banks have lower standards than in the Western world.

it is fraud to alter a contract AFTER signing and try claiming it as the original, and yea banks don't like/allow changes to contracts. but anything wrote on the paper that is THEN signed as being fully read, understood and binding.. becomes a contract.. so the banks should have re-read the contract or refused to sign the 'copy' version. making it their own fault.

it is also helpful to customers when these 'contracts' are initially called credit 'agreements' meaning that there has to be some negotiation or agreement on BOTH parts. and not just a one sided 'policy'.

and these days scanned documents can look exactly like the original. after all its only text. its not like its a photograph. im not sure what 600dpi scanner you still run, but these days with high res' scanners and even scan-to text (ocr) software like the free bundled abbyy software most scanner come with, can make a perfect duplicate of a document.

things have come along way from the days of photocopiers that leave a border line down one side.
legendary
Activity: 3066
Merit: 1047
Your country may be your worst enemy
August 09, 2013, 06:25:08 PM
#9
What kind of bank is that?

Normal banks don't allow any modification to their contracts, and you can't print the contract yourself. Then a scanned document doesn't look like an original... I just guess Russian banks have lower standards than in the Western world.
legendary
Activity: 1386
Merit: 1004
August 09, 2013, 04:48:07 PM
#8
just read this story, and got inspired.

http://now.msn.com/dmitry-agarkov-outwits-russian-bank-by-writing-own-credit-card-terms

knowing that a contract once drawn up can be amended by both partners. and the final terms are agreed when both parties sign. it is legal to alter terms BEFORE signatures are signed.

so what terms would you add to a credit card contract to benefit you

.....0% fee's
....10% payback (in bitcoin)
....all repayments in bitcoin, if the bank refuses to accept bitcoin then debt is reduced to zero.

add your own thoughts

I thought about this for Dish Network who substantially altered terms on my contract after the fact.

I was thinking about making payment terms be USD, BTC or equivilent amount of live chickens as per wholesale market price.

hero member
Activity: 815
Merit: 1000
August 09, 2013, 04:14:26 PM
#7
That is so fucking good.

I'll be doing that with every contract with the bank or government from now on.
sr. member
Activity: 320
Merit: 250
August 09, 2013, 03:40:17 PM
#6
Lolz, I am so going to try this when I get a new credit card Grin
newbie
Activity: 31
Merit: 0
August 09, 2013, 03:39:25 PM
#5
Awesome. I hope they have to pay.
member
Activity: 84
Merit: 10
August 09, 2013, 03:36:02 PM
#4
nice idea
legendary
Activity: 1611
Merit: 1001
August 09, 2013, 02:47:26 PM
#3
contract law is the highest form of law besides natural law
legendary
Activity: 4410
Merit: 4766
August 09, 2013, 02:18:10 PM
#1
just read this story, and got inspired.

http://now.msn.com/dmitry-agarkov-outwits-russian-bank-by-writing-own-credit-card-terms

knowing that a contract once drawn up can be amended by both partners. and the final terms are agreed when both parties sign. it is legal to alter terms BEFORE signatures are signed.

so what terms would you add to a credit card contract to benefit you

.....0% fee's
....10% payback (in bitcoin)
....all repayments in bitcoin, if the bank refuses to accept bitcoin then debt is reduced to zero.

add your own thoughts
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