Also check trust rating of this account https://bitcointalksearch.org/user/vytautask-317543 who seem to be behind spectrocoin.
Talking about advcash they seem to have made excuses regarding account verification and account limitation here http://advcash.com/en/faq/
I am using cryptopay cards which also have limitation for non-verified members but they haven't asked any verification in middle. Also there are other bitcoin debit card providers in this list https://bitcointalksearch.org/topic/2017-bitcoin-debit-card-reviews-1410577
I didn't know about that trust rating before since I was away from the forum quite some time, I'm taking my words back.
Seeing how scary SpectroCoin is I will move my fund back into my wallet, thanks for the warning