Topic: [ANN] [ICO] Bayan Token - Shariah-Compliant Token (Read 5951 times)

just know about this project from coinmarketcap
https://coinmarketcap.com/currencies/bayan-token
anyway, does this project reach the cap at ICO period ?

5 Things You Need to Know About Bayan Token

1) Bayan Token is a UTILITY Token

Bayan Token is structured to be a utility token, where Token Holders will be able to enjoy some usufructs from this token. In Bayan Token case, Token Holders can redeem the access to a private cloud server, can use the token to purchase goods and items from the Halal Marts and will get membership privileges.

2) Bayan Token is backed by a private cloud server

Each Bayan Token contains 16-hour access to a private cloud server which features include 2Ghz computing power and 5GB SSD Disk. This characteristic has made Bayan Token one of its kind as it has given Bayan Token an exclusive intrinsic value, unlike many other tokens out there.

3) All the underlying projects are REAL projects

The proceeds from token sales will be utilised to fund three main projects namely the Artificial Intelligence Equity Trader (AiET), the expansion of Halal Mart and the production and commercialisation of Basella Alba leaf extract. All these projects are already running and in operation or in Basella Alba project case, has passed the research stage and already been patented.

4) Bayan Token is priced at USD0.80 and may go up in the future

During the ICO period, Bayan Token is sold at USD0.80 per token. A third-party website — coinpredictor.io — has forecasted that Bayan Token’s price will increase once it is listed in exchanges. With a strong and robust ecosystem that is created exclusively for Bayan Token holders, the possibility for Bayan Token’s value to be trending upward is promising.

5) Bayan Token has been certified as Shariah compliant

One of the main niches of Bayan Token is the Shariah-compliance status that it managed to obtain. A Shariah-compliant crypto token will not only benefit the Muslims — as it is free from any forbidden elements or extreme uncertainties — but everyone will be advantageous since the objective of Shariah is to uphold justice in every aspect of life.

Invest in Bayan Token today for your healthier tomorrow!

Thank You!

the argument is very correct, indeed the current market conditions are getting worse and sadder, but I'm sure the market conditions will return to stable towards the end of this year, just pray.

for now it might seem difficult
with the deteriorating market conditions of bitcoin and eth, even all the altcoins in the market will clearly affect the ico project to get bigger investors I see for the current project. almost everything goes slowly

really sir.
I'm sure this project reaches its target. I hope that promotion will be increased to attract new investors.

this project has a good and active development when updating the latest information, hopefully this will make investors interested and join, the spirit of go go go.

5 Things You Need to Know About Bayan Token

1) Bayan Token is a UTILITY Token

Bayan Token is structured to be a utility token, where Token Holders will be able to enjoy some usufructs from this token. In Bayan Token case, Token Holders can redeem the access to a private cloud server, can use the token to purchase goods and items from the Halal Marts and will get membership privileges.

2) Bayan Token is backed by a private cloud server

Each Bayan Token contains 16-hour access to a private cloud server which features include 2Ghz computing power and 5GB SSD Disk. This characteristic has made Bayan Token one of its kind as it has given Bayan Token an exclusive intrinsic value, unlike many other tokens out there.

3) All the underlying projects are REAL projects

The proceeds from token sales will be utilised to fund three main projects namely the Artificial Intelligence Equity Trader (AiET), the expansion of Halal Mart and the production and commercialisation of Basella Alba leaf extract. All these projects are already running and in operation or in Basella Alba project case, has passed the research stage and already been patented.

4) Bayan Token is priced at USD0.80 and may go up in the future

During the ICO period, Bayan Token is sold at USD0.80 per token. A third-party website — coinpredictor.io — has forecasted that Bayan Token’s price will increase once it is listed in exchanges. With a strong and robust ecosystem that is created exclusively for Bayan Token holders, the possibility for Bayan Token’s value to be trending upward is promising.

5) Bayan Token has been certified as Shariah compliant

One of the main niches of Bayan Token is the Shariah-compliance status that it managed to obtain. A Shariah-compliant crypto token will not only benefit the Muslims — as it is free from any forbidden elements or extreme uncertainties — but everyone will be advantageous since the objective of Shariah is to uphold justice in every aspect of life.

Invest in Bayan Token today for your healthier tomorrow!

Yes we have a broader plan to build stores around the world. For the time being, we are focusing at south east asia.

interested in halal mart Do you have a broader plan to build stores around the world?
as we know that many people living in other countries find it difficult to find halal places .

How Bayan Token Can Help To Fight Hypercholesterolaemia

Hypercholesterolaemia is the presence of high levels of cholesterol in the blood. An increased level of cholesterol can raise the risks of cardiovascular diseases and stroke. According to a study by the World Health Organization, hypercholesterolemia is estimated to cause 2.6 million deaths annually and 29.7 million disability-adjusted life years (DALYs) in the global population.

One of the underlying projects that Bayan Token — through its ICO — will support is the production and commercialisation of Basella Alba leaf extract. Basella Alba — other common names would be red vine spinach, Malabar spinach or Ceylon spinach — is a widely used vegetable, and traditionally known to have many health benefits.

A breakthrough in research has found that Basella Alba has great potential to be a solution in treating high cholesterol levels, or hypercholesterolaemia. On top of that, Basella Alba is the natural alternative to statins. Statins are widely prescribed as drugs to treat cholesterol problems. Study showed that Basella Alba has similar effects as simvastatin (which is a form of statin), in reducing total cholesterol, LDL (or low-density lipoprotein), and triglycerides in the blood. Even better, it is very safe and doesn’t cause any muscle or liver damage, which are some of the common side effects from using statins.

By supporting and participating in Bayan Token, you are effectively helping the global citizen to fight this endemic disease. And considering statins are a multi-billions industry, this project has a huge and promising potential!

Invest in Bayan Token today for your healthier tomorrow!

Website: https://bayantoken.com
Whitepaper: https://bayantoken.com/whitepaper
Telegram: https://t.me/bayantokenBYT
Twitter: https://twitter.com/BYTtoken
Facebook: https://www.facebook.com/bayantoken/
Medium: https://medium.com/@bayantoken
Steemit: https://steemit.com/@bayantoken
Reddit: https://www.reddit.com/user/BayanToken
LinkedIn: https://www.linkedin.com/company/byttech/

Artificial Intelligent Equity Trader Results

Look at these astounding results of our Artificial Intelligence Equity Trader (AiET), having traded at 3 stocks of the US market:

1. TESLA (ROI 34.82%)
2. GOOGLE (ROI 40.76%)
3. NVIDIA (ROI 62.80%)

Even the most expert and experienced traders are impressed with the AiET achievements!

If you want to enjoy the benefits of AiET, you must first participate in Bayan Token!

So what are you waiting for?? Invest in Bayan Token today to explore the marvels of our cutting-edge AiET!

Bayan token is a Sharia-based Crypto token. this token as a trading tool whose development is from sophisticated Artificial Intelligent-Equity Traders for Global Exchange.

Another ICO Rating Agency, Duxton, has rated Bayan Token 4.4/5.0!

https://duxton.ru/crowdsale/bayan-token/

We continue to strive for the best and we are very excited that a lot of people have started to notice it!

Thank you all for your support!

Cryptocurrency will be the method of payment in the future, as more people are confident in its value and ability.

Bayan Token Holders will be able to use BYT to purchase goods and items at our Halal Mart at a later stage, and who knows, as cryptocurrency is becoming more and more acceptable, BYT can also be used at more outlets and shops.

How about you? Are ready to embrace the change? Or will you be left out?

https://www.ccn.com/thailands-largest-movie-theater-chain-will-accept-cryptocurrency/

TEN REASONS TO PURCHASE BAYAN TOKEN - link

Are you still undecided whether to purchase Bayan Token or not

Here are ten reasons why Bayan Token should be the ICO of your choice:

1. Bayan Token is backed by a private cloud server access, making it valuable on its own. Regardless whatever happens to the token, you can still redeem the cloud server space, using the embedded smart contract.

2. Bayan Token has been certified as Shariah-compliant. Shariah-compliant products — such as Bayan Token — will ensure that the rights and integrity of their customers are well-protected.

3. Bayan Token has been rated highly by a number of ICO rating agencies such as Foundico and Coin Delite (8.9/10 and 3.9/5 respectively).

4. The proceeds from the Bayan Token sale will be funding a number of underlying REAL projects which are either already running or have passed the research stage.

5. The Artificial Intelligence Equity Trader (AiET), one of the underlying projects, has been tested at NASDAQ and NYSE and proven to be able to produce consistent profitable results.

6. The Halal Mart expansion, another underlying project, will be modelled after Elzar Mart, a successful grocery mini mart located in Kuala Lumpur, that has consistently been a preferred choice among the local residents.

7. The Basella Alba leaf extract, also one of the underlying projects, has been proven to be able to lower bad cholesterol level in our body, based on a research done by a group of scientists, possibly making it a medical breakthrough of the decade.

8. Bayan Token Holders will be able to use their tokens to purchase goods and items at the Halal Mart (online and at the physical stores) at a later stage, giving added value to the token.

9. Bayan Token Holders will also entitle for privileges such as buy-back option, discounts and free gifts, creating an exclusive and robust ecosystem for the Bayan Token community.

10. All team members and advisors of Bayan Token are REAL people with REAL jobs and responsibilities. Some of them are public figures, advisors to governmental bodies and corporate leaders.

Are you convinced now?

If you need more reasons to purchase Bayan Token, visit our website and read our whitepaper. Find out more at www.bayantoken.com.

Invest in Bayan Token today for your better tomorrow!

Stay up to date with the telegram https://t.me/bayantokenBYT

Good read!

Thank you for the support!

Bayan Token: Shariah-Compliant Utility Crypto Token - link

If you’ve been keeping up with new and exciting ICOs in town, you’ve probably heard of Bayan Token. If you haven’t, worry not. You’re not too late and here’s your chance to find out more about Bayan Token. In fact, the author will try her best in shedding some light on this new project.

What is Bayan Token?

On the 28th June, BYT Technologies Pte Ltd announced the launching of Bayan Token crowdsale in a press release. According to the press release, BYT Technologies is a tech company incorporated in Singapore, and it is using Blockchain technology to enhance usability and create real value for its token holders, as well as the general population.

Based on the core concept of “Good for Goodness”, the team has created a token that is Shariah-compliant and committed in delivering goodness through redeemable value as well as their high-profiled projects. Bayan Token is a ERC20 token built on the Ethereum platform, and it utilises the smart contract function as a mechanism to ensure that token holders can redeem value instantly and automatically.



Each Bayan Token contains 16 hours’ worth of private cloud server space, where one cloud server is made up of 2 GHz of computing power, 1GB of memory, 5GB of SSD disk and 10GB bandwidth per month of data transfer.

What are the projects?

BYT Technologies Pte Ltd is planning numerous projects in the future, but there are three main projects that it will be focusing on. During the selection process, the Bayan Token team has carefully analysed the potential of each project and chosen three projects that are already operating in a small scale, indicating that the funds raised will be used to expand ongoing projects, not those at ideation stage. This is so that neither investors nor token holders are exposed to more risks than necessary if a project fails in the initial stage.

Shariah Compliant Artificial Intelligence-Equity Trader (AiET Z2 System)

I’m sure you’ve read articles on trading bots right? They are basically computer programs that analyse trends and automatically execute trades. Neat, huh? But this one’s better. The AiET Z2 system is based on Artificial Intelligence and it uses both fully automated and semi-automated strategies for executing trades.

According to their whitepaper, this system “provides the best investment and trading opportunities by streamlining the whole process of making investment decisions to produce more efficient, profitable trades”. You can read more about the system in their whitepaper, but what’s important is that the system has already been tested in the global stock exchange market, specifically NYSE and NASDAQ with fruitful success. With the funds raised from the ICO, the system will be further developed and is set to explore other markets, including cryptocurrency.

Development of Halal Mart Network

Did you know that although online stores are fast becoming favourites for shoppers, physical stores are still the go-to especially for daily needs such as groceries, fresh food and apparels? But what if you can have both worlds? That is what Bayan Token envision for its Halal Mart: the opening of at least 100 Halal Marts chain across not only Malaysia but also Singapore, Brunei and Indonesia within the next 3 years and also a platform that offers small and large vendors a chance to sell Hala products to a wide range of customers.

According to their whitepaper, “Malaysia’s position as one of the biggest Halal hubs is an attractive selling point to investors, small to medium retailers and most importantly, conscientious consumers”. This project is based on existing business model, Elzar Mart which has already been opened in several locations within Malaysia, and further expansion is planned under the flagship of Halal Mart with the funds raised during ICO. In the future, BYT token holders will be able to use their tokens to make purchases at selected Halal Marts across the country.

Commercialisation of Basella Alba Leaf Extract as Health Supplement

So we’ve already covered the financial as well as the retail industries, let’s move on to the health industry for the final project. First, some health lessons. What do you know about cardiovascular diseases? Did you know that one of the factors that increase the risk of cardiovascular diseases is high level of cholesterol, or hypercholesterolemia? And did you know that hypercholestrolemia affects 1 in 500 people in most countries? According to a study by the World Health Organization, hypercholesterolemia is estimated to cause 2.6 million deaths annually and 29.7 million disability-adjusted life years (DALYs) in the global population.

At the moment, the only available drug prescribed as a prevention for those with elevated risk of cardiovascular diseases is statin, which unfortunately cause some long-term side effects, including muscle and liver damage, rhabdomyolysis and acute renal failure. That is where Basella Alba comes in. The health supplement that will be developed based on a present study of the properties Basella Alba leaf extract is organic in nature and have been reported to possess beneficial effects in treating hypercholesterolemia and its related diseases.

It is definitely a groundbreaking project to get behind, and has a huge commercial potential not only locally, but also in the global health market. Not only that, Bayan Token holders will actually be investing in something that is beneficial for society and it brings us back to the principle of “good for goodness” that Bayan Token is promoting.

Why is Bayan Token different?

Did you see the purple banner right on top of their website? Of course. It reads ‘A Shariah-compliant Utilty Crypto Token’. Interestingly, this is what sets Bayan Token apart from its competitors. One important element contained in Bayan Token is it is backed by an asset that provides real value to its holders.

Why is this important?

Glad you asked. In Islam, every financial dealings must be based on real goods or assets that have intrinsic value. For example, Islam doesn’t see money as having its own intrinsic value; it is only ever acceptable as a medium of exchange. Similarly with cryptocurrency, on its own, it does not have any intrinsic value. Therefore, to solve this issue, Bayan Token is backed by an asset of real value and it is considered as ‘Mal Mutaqawwim’ or something that can be beneficial or of value according to Syara’.

Bayan Token has received accreditation as Shariah-compliant from Elzar Shariah Solutions Sdn Bhd, which act as a Shariah advisor for Bayan Token. According to the certificate, which you can accessed on their website, the structure of Bayan Token complies with the principles that is set within the Shariah law, which is represented by:

16 hours of benefits of cloud server
containing value that is accepted generally by cryptocurrency users and can be traded within the cryptocurrency market
the capacity of Bayan Token as a utility, where it can be used in exchange for goods available in stores under one of its projects
Who is behind Bayan Token?

I’m pretty sure this is a very very important question for most of you, and can even possibly a deal breaker. Allow me to shed some light on some of the people working behind the scenes of Bayan Token. If you look at their website, you’ll be able to see that the Bayan Team consists of people who are experts in numerous fields, including cryptocurrency, Shariah compliance, banking operations and compliance, blockchain and peer-to-peer technologies, payment processing, artificial intelligence, internet marketing and economics, market operations and biotechnology.

Dr. Zaharuddin Abd. Rahman, who is Chairman of BYT Technologies Pte Ltd is a name that is already renown within the local community. He is Managing Director of Elzar Group of Companies (Elzar Shariah Solutions Sdn Bhd, Elzar Resources Sdn Bhd, Elzar Trading Sdn Bhd and K-Fiqh Sdn Bhd) and has been an Assistant Professor at the Kulliyyah of Economics, International Islamic University Malaysia (IIUM) for more than 10 years. He also has a lot of experience in dealing with Shariah compliance, having been Shariah advisor to a number of institutions, including Bank Negara Malaysia, RHB Islamic Bank Ltd, OSK Investment Bank, Deutche Bank, Al-Rajhi Bank Malaysia, Standard Chartered Saadiq Bank, ACR ReTakaful Bahrain, BIMB Securities Sdn Bhd, BNP Paribas Bank amongst others.

Another interesting team member is their amabassador, Vince Focarelli. If you’ve been keeping abreast with the underworld (just kidding!), you would know that Vince was once a name that was feared in the community of South Australia. He was once the leader of the notorious gang ‘Comanchero’, but has now turned a new leaf and decided to contribute his time and energy for Islam, and in this case, through promoting Bayan Token.

What’s next for Bayan Token?

As you can see in the roadmap above, the three projects listed above is due to start in November 2018. At the same time, Bayan Token will go through testing for redemption from their cloud server. The team also expects Bayan Token to be listed in exchanges by the end of this year. 2019 will be the benchmark for official launching of Bayan Token projects to the public.

Bayan Token ICO

Bayan Token is now holding their ICO from the 27th June to 27th July 2018. Each token is offered at the price of USD0.80 and the minimum amount you can buy us 50 BYT or USD$40. To know more about Bayan Token, you can visit their website here: Bayan Token.

Watch Former Australian Gangster Vince Focarelli Becomes Shariah Compliant Cryptocurrency Ambassador

https://www.youtube.com/watch?v=sAZsCsdZAmI

Can Smart Contracts Change The World? - link

Smart contracts is a term used to describe an automated computer program that is capable of facilitating, executing and enforcing an agreement without human intervention. Smart contracts can help you exchange money, properties and anything of value without any or minimal conflicts.

Traditional Contracts

So what do we know about traditional contracts?

1. You need a legal representative

For one, you basically need a legal representative to write a contract between you and another party. Most of the contracts are written in legal language that is difficult to understand and parse through. Moreover, you need the legal representative to act as a witness and enforcer for your contract.

2. It’s a difficult process

Sometimes, the process can be time-consuming, as well as ambiguous. You may very well come out from the negotiations with no knowledge of what you’re agreeing to. Most of the time, people overlook the terms and conditions and just put their signature on the contract (which is legally binding, by the way!).

3. The legal consequences is not a walk in the park either

If the contract falls under dispute, both parties can experience negative effects. The process of resolving issues with contracts involve long waiting period and a lot of money. Often, both parties find that the resources wasted not worth the dispute in the first place.

Smart Contracts

So how can smart contracts improve traditional contracts?

1. Simple computer programming to replace enforcers
Behind the scenes, computer programmers help create smart contracts using contract development tools and programming code languages such as C++, Python, Go and Java. The code will define the rules and consequences in the same way that a traditional legal document could. It can include obligations, conditions, benefits and penalties in different circumstances. This code can then be self-executed using the same principle as verification of bitcoin transactions.

2. Easy to understand
Because all the complicated process happens behind the scenes, the surface of a smart contracts remain simple and relatively easy to understand. Think of it like an IF function in Excel, where a cell returns one value if a condition is true and another value if a condition is false.

3. Transparent and accurate
Smart contracts are less prone to manual errors and the process of execution virtually eliminates manipulation and noncompliance. Similar to bitcoin transactions, computer nodes in the network come to a consensus about the code execution. The network will record the execution of the contract and update the ledger, and monitor the compliance of the contract.

Smart Contracts Use Cases

A wide range of areas in various industries can benefit from using contracts and Deloitte have identifies several areas that can use smart contract in the picture below:


Smart contracts are still new that research into the technology is still ongoing. Several issues such as coding error or external circumstances can affect execution of smart contracts. Experts are trying their best to resolve these issues as fast as they can identify them. But just like how bitcoin has changes the process of transactions, there is no doubt that smart contracts will change the way we execute contracts.

So here’s to the future of smart contracts.

Author: Remei

Website: https://bayantoken.com
Whitepaper: https://bayantoken.com/whitepaper
Telegram: https://t.me/bayantokenBYT
Twitter: https://twitter.com/BYTtoken
Facebook: https://www.facebook.com/bayantoken/
Medium: https://medium.com/@bayantoken
Steemit: https://steemit.com/@bayantoken
Reddit: https://www.reddit.com/user/BayanToken
Discord: https://discord.gg/J9Mcskd
LinkedIn: https://www.linkedin.com/company/byttech/

Thank you TonyMark. Very much appreciated from the team

The Bayan Token website is really nice. You guys did a good job with the design. I like the colors and the font type chosen really work well together.

The proceeds from Bayan token crowdsale will fund several projects that will ensure the integrity of Bayan token as a valuable token. Bayan token is not only a utility token but it is also backed by real-life, profitable projects that will support the whole ecosystem.

Join our Meetup to get updates on our latest events and get-together!

https://www.meetup.com/Bayan-Token-ICO/

For us 4 months is not long. Take example other ICOs. VRT World 4 months for hard cap $16m, Dyno 3.5months for hard cap ~$16.6m, Cargocoin 9 months for hard cap $55m and so forth.

this is a very long project in my opinion. with ico sale time of about 3 months with target harchap $ 35 million is not too long? is there a goal for yourself why is it going on for so long? if this project can get a large partner I think I don't have to be long like that.

News from DailyMail.co.uk

Former bikie boss who survived five assassination attempts and converted to Islam is now the ambassador for a Sharia-compliant cryptocurrency - link

• Former Adelaide Comancheros leader Vince Focarelli has converted to Islam
• The reformed bikie boss fronted video endorsement for Muslim cryptocurrency
• The former gang leader is frontman for Sharia-compliant Bayan Token product

A former bikie leader who converted to Islam has fronted a video endorsing a Sharia-compliant cryptocurrency.

Vince Focarelli, who survived five attempts on his life as the Adelaide-based leader of the Comancheros, is the new frontman for Bayan Token, a Singapore-based Islamic finance group.

The 42-year-old reformed bikie is introduced in a three-minute YouTube clip as a 'devout Muslim and social worker' who was previously a 'gang leader'.

'My name is Vince Focarelli and I believe in God,' he said, after delivering a brief introduction in Bahasa Indonesian.

'I believe that when you do good, goodness will come back to you.'

The Italian-born former underworld figure describes the cryptocurrency as something that delivers 'goodness at every turn' and has 'real world benefits and a 'higher purpose'.

'It is backed by ongoing projects that are strong in Islamic principles,' he said in the video.

The man with a colourful past said the world's growing Islamic population meant there would be more demand for halal products, that were permissible in Islam.

Last year, he fled South Australia to live in Malaysia to escape a criminal-related deportation.

The Kuala Lumpur-based man, who describes himself as a devoted Muslim, has a wife and a stepdaughter in Adelaide.

The former Comancheros leader risked having his Australian visa cancelled under the Migration Act, which gives Home Affairs Minister Peter Dutton the power to deport a non-citizen that is regarded as a threat to community safety.

Fearing it would be revoked and he would be sent to a detention centre, he left the country before an adjudication process could begin.

Focarelli, who became a Islam devout in 2012, survived five assassination attempts at the hands of gangland rivals - the last attempt killing his stepson.

Now, he encourages others to celebrate the beauty of life, and hopes to reopen his old Adelaide restaurant, La'Fig ­Cucina, in Kuala Lumpur.

The daunting task won't be the same without his wife though, given she was 'the backbone' behind their Carrington Street establishment. 

Once a man who's life literally involved dodging bullets, Focarelli has now devoted himself to caring for his mother, who has stage-four cancer.

Bayan Token has been rated 8.5!

We have scored a perfect 10 for 'Product' and another 10 for 'Team.' That really reflects our core strengths; Real Value & Real Growth!

Check it out at https://foundico.com/ico/bayan-token.html

Invest in Bayan Token today for your better tomorrow!

Success for the future, hopefully with effort, confidence and determination will give extraordinary results, stay victorious, for the team and dev continue to fight not to give up.

EXCLUSIVE: Former Australian gangster, Vince Focarelli, now the face of Islamic ICO - link

For many Australians Vince Focarelli became a household name as he rose to the top of Australia’s bikie gang underworld, now it appears he’s aiming to rise up in the world of cryptocurrency.

The gangster, turned devout Muslim, swears to have wiped his hands of the underworld.

Unable to return to Australia, he’s amassed a legion of fans in the Muslim world, particularly in Malaysia where he preaches the teachings of Islam and shares his story with school children in the hope of convincing them to turn to religion, not crime.

On face-value it’s a stunning turn-around for the once feared gang leader who survived four assassination attempts, including one in which his own son was killed during a shoot-out in South Australia.

Micky can now reveal his appeal in the Muslim world has landed him a job as an ambassador for the ICO of ‘Shariah-compliant’ utility token, Bayan Token.

The ICO is aiming to raise up to US$35m.

Speaking to Micky News, Bayan Token Chief Operating Officer, Adam Mustapha said Vince Focarelli has already brought in new investors.

“We invited Vince to join us and upon hearing about what is Bayan Token, its features and benefits, he straight away agreed as he is really convinced with Bayan Token’s potential,” said Mustapha.

Despite the former gangster’s chequered past and recent deportation from Australia, the COO believes Vince Focarelli is the ideal face for the ambitious project.

“We discovered about Vince’s journey to Islam and it strikes very well with Bayan Token’s story and vision.

“We hope his life’s experience will inspire people to be part of Bayan Token, since we are promoting ‘Good for Goodness’ concept, whereby when people invest in a Shariah-compliant product (GOOD), more benefits and blessings will come back to them (GOODNESS).

“Having Vince as our ambassador will definitely attract people to find out more about our products,” added Mustapha.

Bayan Token is the latest ICO to attempt to tap the trillion dollar Halal industry.

According to the White Paper there are varied plans as to what the ICO funds will be used for, including; establishing a network of Halal-Marts where the tokens can be used, developing a shariah-compliant artificial intelligence global equity trading platform and commercialising a new Halal health product that lowers cholesterol.

The organisation also claims, at the very least, Bayan Token holders will have access to a cloud server, giving users access to tools including private data storage of inventories, invoices, web server, email server, DNS server or any services hosted on a Linux platform.

The Bayan Token ICO was supposed to close on July 27, 2018, but Micky has been told it will now be extended until October 27, 2018.

Former bikie Vince Focarelli appears as spokesman for sharia-compliant cryptocurrency - link

HE HAS survived six assassination attempts as head of the Comanchero and fled to Malaysia earlier to escape crime-related deportation from Australia, but Vince Focarelli has found himself a new calling.

The devoted Islam convert, who was a wanted man on the streets of Adelaide before fleeing to Italy in March 2017, has been appointed as an “ambassador” and a “chairman” for a “sharia-compliant cryptocurrency” business.

In a visually striking YouTube video advert for Bayan Token, in which he is described as a “former gang leader” by the online company, he can be seen punching animated words and describing how the idea will have a positive impact on the planet.

“I believe that when you do good, goodness will come back to you,” he says in the three-minute clip.

“However, Allah has decreed that good deeds should be done with good intentions.”

He goes on to describe how Bayan Token is a “sharia-compliant Utility Crypto Token” which funds beneficial projects for millions and are in line with Islamic teachings.

On its website, Bayan Token is open about the former underworld figure’s volatile past.

“There was a time, whenever Vince Focarelli’s name was mentioned, it struck fear and hatred in the people’s heart, especially among the residents of Adelaide,” it states.

“That is not the case anymore. The former leader of the notorious gang ‘Comanchero’, he is now a transformed and completely different person after embracing Islam.


“Vince — now Imran Abdul Salam — is an active social activist, where he frequently gives motivational and inspirational talk about his journey to Islam.

“He is also actively involved in several humanitarian works such as organising a food convoy for the Yemeni refugees.”

The company describes how he used to own and run a Halal Italian restaurant, La Fig Cucina in Adelaide, and how he wishes to expand its presence around the world.

In the video advert, Mr Focarelli describes how the company aims to improve the lives of millions of people living across South-East Asia.

“The proceeds from Bayan Token crowd sale will fund several projects that will ensure the integrity of Bayan token as a valuable token,” the new company’s website states.

“Bayan Token is not only a utility token but it is also backed by real-life, profitable projects that will support the whole ecosystem.”

These projects include the expansion of 100 to 1000 affordable halal stores across Malaysia, Singapore, Brunei and Indonesia. The company claims its stores will lower the cost of living for millions of Muslims living throughout South-East Asia.

Another project is the commercialisation and production of the natural Basella alba leaf extract, which it claims lowers the level of cholesterol in humans and most animals — without the muscle and liver damage, rhabdomyolysis, and acute renal failure caused by synthetic treatments.

Mr Focarelli fled to Italy — where he lived until his arrival when he was 12 years old — in March, 2017, pre-empting efforts from immigration authorities to cancel his visa and deport him.

The high-profile former underworld leader said he wanted to leave on his own volition before being forcibly deported.

“If I stick around and wait for them, then there’s a chance I could be taken to a detention centre,” he told Nine News.

“Once I settle down, my wife and daughter will come along.”

However, he moved to Kuala Lumpur in Malaysia shortly after landing in Italy.

The Advertiser reported that he flew his mother out to be by his side. However, he is understood to have been unable to bring his wife and daughter over to Malaysia full time.

After appointing Mr Focarelli as an ambassador, a spokesman for Bayan Token said the former gang leader “shares the same aspirations and noble intentions of spreading good to the wider mass”.

“An avid preacher of kindness and goodness himself, he is very excited and looking forward to do greater good through the sharia compliant Bayan Token,” he said.

Important Announcement — Bayan Token ICO to be extended by 90 days.



Dear Bayan Token Community,

After much suggestions from token holders and consultations with project advisors, we have decided that it is in the best interest of the project to extend the ICO by further 90 days commencing after initial end date on 27th of July 2018.

The ICO will be extended by 90 days after initial end date to have more time for better marketing & pursuing investments/partnerships.

As the market is gradually recovering from massive price decline that was experienced in Q2 2018 and investor confidence is slowly creeping in, we believe this extension in the current market uptrend will help us to achieve the aim of the ICO.

Our new ICO end date is 27th October, 2018, 23:59 UTC +8. The ICO price will remain the same at USD0.80 per BYT.

We would like to thank all of you for your understanding and support up until this point and beyond.

I agree with your opinion, because Blockchain can change our mindset and can help us for the life to come, the best spirit is always on you

Yes, we made a robot that trades according to our algorithm.
Over 9 months of trading period, we have managed to get 49% of ROI. refer below picture.
And yes, we can short sell if enabled it in the program.

Performance Report


Chart Analysis

 

Our Ambassador, Vince Focarelli, was featured in The Advertiser tabloid - check it out here

"Bayan Token is marketed as a blockchain cryptocurrency which is sharia-compliant and and funds projects which benefit society and are in-line with Islamic teachings," wrote the article.

Watch Vince talks passionately about Bayan Token at https://youtu.be/7XMsOprPVo8

Find out more about Bayan Token at www.bayantoken.com

As a freelancer, this project has inspired me a lot. Blockchain can not only change our life, but also affect our work,The energy of the blockchain is really too great,hope all things goes well

Colleagues. You write "AiET's capabilities include:

• Quick analysis to determine the main investments
• Coordinated trading opportunities
• Reducing human error
• A disciplined approach
• Ability to eliminate human emotions. "Have you made a robot that trades according to your algorithm? What profitability? You can work in shorts?

Very interesting project. I liked the global approach. Development from zero, production and sale of herbal drugs that reduce cholesterol - this is a very promising market.

Invest in Bayan Token today to enjoy the benefits of our powerful Artificial Intelligence Equity Trader (AiET)!

AiET has been tested in NYSE & NASDAQ and with successful results!

We need your support to further advance the system and expand its presence in other stock markets all over the globe!

Find out more at www.bayantoken.com

Artificial Intelligence Equity Trader (AiET): Bringing Technological Goodness for Smarter Investments

AiET is one of BYT’s underlying projects that will create a robust ecosystem for the holders. It combines cutting-edge tools with efficient analyses to ensure profitable results in any stock exchange markets.

AiET’s features include:

• Swift analysis to identify prime investments
• Consistent trading opportunities
• Reduce human errors
• Disciplined approach
• Capable of eliminating human emotions

To-date, this technology has been tested at NASDAQ and NYSE and the results are very promising. The proceeds from the BYT crowdsale will be utilised to further advance this amazing tool and expand its presence in other stock markets all over the world!

Join us now to share and spread the GOODNESS of AiET!


Website: https://bayantoken.com
Whitepaper: www.bayantoken.com/whitepaper
Telegram: https://t.me/bayantokenBYT
Twitter: https://twitter.com/BYTtoken
Facebook: https://www.facebook.com/bayantoken/
Medium: https://medium.com/@akif_30909
Steemit: https://steemit.com/@bayantoken
Reddit: https://www.reddit.com/user/BayanToken
LinkedIn: https://www.linkedin.com/company/byttech/

How to complete Bayan Token KYC

We make it compulsory to all token holders to complete KYC process such that all token holders must complete KYC process before token is distributed.

KYC process is a significant move to:-

1. Circumvent money laundering and terrorism financing activities and clients

2. Ensure transparency

3. Adhere to regulatory requirement and standards

Token holders are required to submit the following documents in jpeg, png or pdf:

1. Personal ID,

2. Driving Licence/Passport

3. Residential Address. For Residential Address, you can upload any documents which has your name together with residential address e.g. telephone bills, electric bills etc.

Once submitted, it will be reviewed by our team for approval. In the event it is rejected, it could be due to unclear or wrong document. Token holders to re-submit the required documents to complete KYC process.


Our links:
Website: https://bayantoken.com
Whitepaper: www.bayantoken.com/whitepaper
Telegram: https://t.me/bayantokenBYT
Twitter: https://twitter.com/BYTtoken
Facebook: https://www.facebook.com/bayantoken/
Medium: https://medium.com/@bayantoken
Steemit: https://steemit.com/@bayantoken
Reddit: https://www.reddit.com/user/BayanToken
LinkedIn: https://www.linkedin.com/company/byttech/

OmiseGo: How a robust ecosystem can sustain and increase token’s value

To ensure sustainability of Bayan Token’s value, we need to have an ecosystem where the token can be used and circulated in the market. Bayan Token ultimately satisfies Shariah-Compliance as it acts as a means of payment, and most importantly is backed by private cloud server that gives it value. Bayan Token offers holders the ease of payment as well as a secure way to purchase goods at our Halal Mart.

As an added value, Token Holders can receive exclusive offers such as privileges and discounted prices at several stores, free gifts and other services. Depending on the performance of Bayan Token in the market, the Issuing Company will also offer to buy back the tokens from Token Holders at premium price.

All these will create an exclusive and dynamic ecosystem for Bayan Token community and in return, we are confident Bayan Token’s value and growth can be sustained and increased.

As a case study, we refer to the OmiseGo (OMG) ICO. The following data, based on the etherscan. io data, evinces as follows:



ICO End Date : Jun 23, 2017

Total Cap : $25,000,000

Token Distribution Date : Jul 7, 2017

ICO Price : $0.24 | 0.001188 ETH

The data shows that the new coin was priced at USD 0.24 during the ICO but increased by 7,087.5% in value to USD17.25 as of 3rd May 2018. This is attributed to the fact that the issuer had created a robust ecosystem and community where token holders may transact and circulate their tokens among themselves for services and goods.

This is exactly what we plan for Bayan Token and we believe Bayan Token’s price at ICO of USD 0.80 may increase significantly within a year or less.

Website: https://bayantoken.com
Whitepaper: www.bayantoken.com/whitepaper
Telegram: https://t.me/bayantokenBYT
Twitter: https://twitter.com/BYTtoken
Facebook: https://www.facebook.com/bayantoken/
Medium: https://medium.com/@akif_30909
Steemit: https://steemit.com/@bayantoken
Reddit: https://www.reddit.com/user/BayanToken
LinkedIn: https://www.linkedin.com/company/byttech/

Bayan Token: Delivering Goodness At Every Turn!

Listen to Bayan Token's Ambassador - Vince Focarelli; a former gang leader turned social activist - talks about how the goodness in Bayan Token will bring greater good to the society.

Youtube Video - https://www.youtube.com/watch?v=7XMsOprPVo8&t=8s

Bayan Token ICO Rating

Bayan Token has been rated 8.5! An impressive achievement by a relatively new ICO!

We have scored a perfect 10 for 'Product' and another 10 for 'Team.' That really reflects our core strengths; Real Value & Real Growth!

Check it out at https://foundico.com/ico/bayan-token.html

Invest in Bayan Token today for your better tomorrow!

Basella Alba Leaf Extract — Goodness from Mother Nature that Goes Straight to the Heart

If you love eating (who does not?), you certainly know that one of our body’s cruelest enemies is bad cholesterol.

According to a study by the World Health Organization, hypercholesterolemia is estimated to cause 2.6 million deaths annually and 29.7 million disability-adjusted life years (DALYs) in the global population!

This is where Bayan Token comes in. We are here not just to help you dealing with the bad guy; we also want to change how hypercholesterolemia is treated globally.

A group of university professors and researchers have discovered that the Basella Alba (Indian spinach) leaf extract is capable of lowering bad cholesterol in our body. In addition, the compounds of the leaf extract have been reported to possess beneficial effects in treating hypercholesterolemia and its related diseases.

If you want to find out more about the scientific research on the Basella Alba, read the journal below:

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4298350/

Join us NOW to spread the GOODNESS of Basella Alba Leaf Extract to the whole world

Website: https://bayantoken.com
Whitepaper: www.bayantoken.com/whitepaper
Telegram: https://t.me/bayantokenBYT
Twitter: https://twitter.com/BYTtoken
Facebook: https://www.facebook.com/bayantoken/
Medium: https://medium.com/@bayantoken
Steemit: https://steemit.com/@bayantoken
Reddit: https://www.reddit.com/user/BayanToken
LinkedIn: https://www.linkedin.com/company/byttech/

Token Bayan is not only a utility token but also supported by real and profitable projects that will support the entire ecosystem. Bayan will expand the 100 to 1000 Halal Mart stores across Malaysia, Singapore, Brunei and Indonesia.
i think this project will be succes.

What is a Shariah-compliant crypto and why does it matter?

A growing number of cryptos have claimed to be Shariah-compliant. Just for you to know, Shariah is a set of rulings in Islam in accordance with the guidelines of the Quran and teachings of the Prophet Muhammad, peace be upon him.

So what does a Shariah-compliant crypto mean to Muslims? And why does it matter to non-Muslims?

For a Muslim investor, looking for halal investments is obligatory upon him. Muslims are prohibited to get involved in gharar (uncertain) activities, what more things that are clearly haram (forbidden). Hence, a Shariah-compliant crypto is definitely a huge advantage for Muslims who are looking to participate in the ever-volatile cryptocurrency world.

For a token to be certified as Shariah-compliant, it needs to meet a set of strict conditions and only highly qualified Shariah scholars are able to certify it. For example, an asset must contain real value to make it Shariah-compliant. This concept is very important to ensure justice is upheld in every commercial transaction. It’s an open secret that most of cryptocurrencies’ values out there are based on speculation only and not backed by real assets.

Another instance is there must be no element of excessive uncertainty in every aspect of an asset to make it Shariah compliant. Cryptocurrency is created upon the blockchain technology, which is decentralised and very transparent in nature, thus, eliminates the uncertainties which are always associated with conventional investment.

How about non-Muslims? How is a ‘halal’ crypto can be advantageous to them?

It turns out, the very principle of Shariah law (maqasid al-shariah) is to protect the basic rights of human being; religion, life, intellectual, heredity and wealth. Any human being — Muslims or not — will benefit from Shariah law as the rulings seek to uphold fairness and righteousness in every element of life. In fact, it’s not news to find a lot of non-Muslims prefer Islamic banking to conventional, due to its ability to safeguard their rights and interests.

Investing in a Shariah-compliant asset is not just about the ‘feel good’ factor, but it will produce real value and growth to its stakeholders.

Thanks Tane for your support. We accept BTC, BCH, DASH, ETH, LTC & XRP. Fiat too we accept but you need to request the form from [email protected]

The project looks quite promising. And I read it properly it is very good and interesting.i hope this ICO will be succesfull .I wish good luck for the project and the DEVs . Project Tokens can be purchased only for btc and ETH or for fiat, too, is possible?

The Bayan Platform uses Z2 Systems, combining technical and fundamental analysis and cutting-edge trading tools to provide the best investment and trading opportunities by simplifying the entire investment decision-making process to generate more efficient and more profitable trades.

Who is the team behind Bayan Token?

Sheikh Dr. Zaharuddin Abd Rahman ? Chairman, Shariah Board

Sheikh Dr. Zaharuddin Abd Rahman who is Chairman and Shariah Board of Bayan Token, is also a Managing Director of Elzar Group of companies (Elzar Shariah Solutions Sdn Bhd, Elzar Resources Sdn Bhd, Elzar Trading Sdn Bhd and K-Fiqh Sdn Bhd).

Dr. Zaharuddin served as an Assistant Professor at the Kulliyyah of Economics, International Islamic University Malaysia (IIUM) for more than 10 years. He obtained his degree from University of Malaya, MA in Shariah from Al-Yarmouk University, Jordan and PHD in Islamic Studies and Finance from University of Wales. He is also a certified Islamic Finance trainer and lecturer by The Markfield Institute of Higher Education, United Kingdom. http://irep.iium.edu.my/profile/566

He has served RHB Islamic Bank Ltd, Malaysia as a Senior Shari?ah Manager & Product Development and later, joining Asian Finance Bank Ltd as Head of the Shari?ah Compliance. He has a vast experience in Shariah where he has served various institutions as Shariah Consultant and Advisor for Central Bank of Malaysia (BNM), OSK Investment Bank, Deutche Bank, Al-Rajhi Bank Malaysia, Standard Chartered Saadiq Bank, ACR ReTakaful Bahrain, BIMB Securities Sdn Bhd, BNP Paribas Bank and others.

To-date, he has written over 20 books and hundreds of articles on Islamic Jurisprudence and Islamic Banking and other Shari?ah matters in journal, including local and international magazines and conferences. He frequently appears in the local television and radio lecturing on various Shari?ah issues especially with regards to the Islamic commercial transaction. His Facebook page ?Dr. Zaharuddin Abd Rahman? has about 1.3 million followers.

Facebook: https://www.facebook.com/DrZaharuddin/

LinkedIn: https://www.linkedin.com/in/dr-zaharuddin-abd-rahman-05a0195/

Mr Vince Focarelli ? Ambassador

There was a time, whenever Vince Focarelli?s name was mentioned, it struck fear and hatred in the people?s heart, especially amongst the residents of Adelaide. That is not the case anymore. The former leader of the notorious gang ?Comanchero?, he is now a transformed and completely different person after embracing Islam. Watch the interview with Vince. https://www.youtube.com/watch?v=N2jcCxBwm9s

Vince ? now Imran Abdul Salam ? is an active social activist, where he frequently gives motivational and inspirational talk about his journey to Islam. He is also actively involved in several humanitarian works such as organising a food convoy for the Yemeni refugees. He used to own and run a Halal Italian restaurant, La Fig Cucina in Adelaide, of which he wishes to expand its presence around the world.

Vince has been appointed as the Ambassador to Bayan Token as he shares the same aspirations and noble intentions of spreading good to the wider mass. An avid preacher of kindness and goodness himself, he is very excited and looking forward to do greater good through the Shariah compliant Bayan Token.

Facebook: https://www.facebook.com/Vince-Focarelli-1892643934346711/

Dato? Zainal Abidin M Husain ? Chairman

Dato? Zainal Abidin was a name to be reckoned with in the banking and financial industry. He served as a Manager for eight years at Arab-Malaysian Merchant Bank Berhad before becoming the Head of Finance at Halim Securities Sdn Bhd.

He then made his leap of faith by founding Ikhtiar Destinasi Sdn Bhd. He has held many significant positions since then which include the Managing Director for Ikhtiar Factoring Sdn Bhd and Director for both Transpro Sdn Bhd and Ikhtiar Commerce Sdn Bhd.

At 56, he is still active and going strong, overseeing Ikhtiar Destinasi Sdn Bhd as its Executive Chairman. He graduated from University of Minnesota in Accounting and Idaho State University in Masters in Education (Business).

LinkedIn: https://www.linkedin.com/in/dato-zainalabidin-husain-267927aa/

Nazimuddin Nazaruddin ? Chief Executive Officer

Nazimuddin graduated from Universiti Teknologi Mara (UiTM), completing his Association of Chartered Certified Accountant (ACCA) professional course. He is a member of ACCA and Malaysia Institute of Accountants (MIA), and is currently a Chartered Accountant by background. He kickstarts his career in a medium sized Audit Firm, Afrizan Tarmili Khairul Azhar (AFTAAS), and continue his auditing career to one of the Big Four firm, Deloitte Malaysia based in Petaling Jaya, leading and managing various client?s portfolio, from small to big entities.

Then he moved to Schlumberger KL Financial Hub as a Management Accountant, dealing with Financial Reporting and operational matters, taking care of Middle East area operations via working closely with Operation Controllers, specifically in Artificial Lift and Completions segment for Kuwait, UAE, and North Sudan. Currently he is practicing in his own firm Nazim & Co, an accounting firm under MIA, specializing in small medium entities portfolio?s.

He has vast experience and well verse in International and local financial reporting standards, international standards of auditing, financial reporting compliance, statutory and taxation matters, performance management and internal audit compliance.

LinkedIn: https://www.linkedin.com/in/nazimuddin-nazaruddin-acca-ca-m-3391b1aa/

Ameerul Zafeeq Hizamuddin ? Chief Financial Officer

Ameerul Zafeeq is a chartered accountant graduated in 2010 from Kaplan Financial College, London. He started his career at Binder Dijker Otte (BDO) as an audit associate. He then moved to Accenture as Accountant before joining Royal Bank of Canada (RBC) as Fund Accountant to have a first-hand experience in investment field.

Ameerul was hired by Petronas Carigali as a Senior Executive in 2016. He was promoted to Assistant Manager and moved to Petronas Berhad. He specialises in business planning, forecasting, budgeting and reporting.

LinkedIn: https://www.linkedin.com/in/ameerul-zafeeq-hizamuddin-883224a3/

Adam Effendy Mustapha ? Chief Operating Officer

Adam Effendy graduated from London School of Economics and Political Science in Bsc. Economics. Immediately after graduation, he was offered an executive position in UEM Group Berhad, serving both the Corporate Finance Department and the Managing Director?s office. He then moved to UEM Sunrise Berhad, gaining more experiences in the corporate world after serving total of three years in the Managing Director?s office and the Corporate Planning department.

Adam then decided to resign and started his own publishing house that has published ten books to-date; two of them were national bestsellers. After two and half years being an entrepreneur, Adam craves for new challenges and wants to learn something novel and exciting. He quickly jumped at the offer to join the team as he gets to enjoy the best of two worlds; Islamic finance and financial technology.

LinkedIn: https://www.linkedin.com/in/adam-e-mustapha-661011b1/

Muhamad Akif Akmal Abdul Aziz ? Chief Technology Officer

A First-Class Honour graduate in B.Eng Electrical & Electronic from University of Adelaide, Muhamad Akif Akmal was an Electrical Engineer at Tarpon Energy Services Asia Pacific Sdn Bhd since 2014 before joining the team. He specialises in designing electrical system and instrument.

Akif is a crypto and blockchain enthusiast who has traded using various platforms such as Poloniex, Shapeshift, Remitano and LocalBitcoins. He also has experiences in building GPU mining rig and designing mining farm. He was also a back-end technology consultant for several ICOs.

LinkedIn: https://www.linkedin.com/in/muhamad-akif-akmal-abdul-aziz-19b22a73/

Zikri Zainudin ? Chief Technical Analyst

A Financial Engineering graduate with 7 years of investment banking experience, Zikri Zainudin is a self-taught computer programmer. He applied complex algorithms and artificial intelligence to enhance the Z2 System into an integrated, advanced methodological application, designed for efficient stock picking, complex alerts and automated execution to support professional trading. It took more than 10 years to derive the methodology, which is now known as the Z2 Protocol.

Mr Steven Georgiadis ? Legal Consultant

Steven Georgiadis is a highly acclaimed and seasoned Trial Attorney with 18 years of accomplished experience. With a combination of a scholastic and reformist approach, he has netted triumphant proficiency in investment banking, private banking, Mergers & Acquisition, private equity transactions, corporate finance and corporate governance. Commonly sought internationally by prestigious cliental, he has become a highly respected advisor and esteemed leader.

Steven, a graduate from Bond University, Gold Coast, Australian with Bachelor of Laws (LLB), has been solicited for his astute abilities in a vast array of legal disciplines including dispute resolution and in litigation for both hard and soft commodity sectors.

LinkedIn: https://www.linkedin.com/in/steven-georgiadis-06692768/

Mr Pierre Chuah ? Marketing Expert

Pierre Chuah is a Digital Marketing Cloud Specialist with 20 years of experience. With a holistic digital experiences, he is able to understand and implement various digital marketing technologies for businesses.

Pierre started his career in KPMG Asia Pacific as an IT consultant in the implementation of SAP Finance solutions, for various companies in Malaysia and Singapore. Subsequently he led a team of 23 individuals in providing digital marketing consultancy to various multi-national companies such as Japanese Tobacco Industry (JTI), Carlsberg, Nissan, Cadbury, Kimberly Clarke, Mattel Toys, Adidas, Panasonic and many others in implementing digital marketing technologies.

Pierre joins Oranje-ISC as a Digital Director in the year 2014 having developed and implemented a 360-digital experience for Langkawi Island. Under his direction, Oranje-ISC was made finalist in ?Marketing Excellence Awards 2017?. He is professionally certified by SAP, Google, Oracle and Adobe. He graduated from Warwick University, United Kingdom BSc Management Science and City University, London with MSc Information System and Technology.

LinkedIn: https://www.linkedin.com/in/pierre-chuah-18222861/

Dr. Said Adekunle Mikail ? Shariah Expert

Dr. Said Adekunle Mikail is a researcher at International Shariah Research Academy for Islamic Finance (ISRA) and lecturer at International Centre for Education in Islamic Finance (INCEIF). His academic qualifications are distinguished; he graduated from Islamic University of Madinah with LLB (Shariah) and earned his Master?s Degree in Comparative Law from the International Islamic University of Malaysia (IIUM). He then obtained his PhD in Islamic Finance from the same university.

Dr. Said?s experience in Islamic Finance is extensive. He was the Shariah advisor for BNP Paribas (Islamic Banking Window, Malaysia) in 2015. He was appointed as the Shariah Consultant to I Consult Africa (PTY) Ltd. Ethical and Responsible Advisory, South Africa in 2016 and still serving them until now. He is also a Shariah Consultant under ISRA Consultancy Sdn Bhd, which has served a number of high-profile clients including the Central Bank of Malaysia.

Dr. Said holds a number of memberships in various esteemed bodies and organisations such as Al-Birr Investment and Credit Cooperative Society Limited (Chairman), Muslim Scholarship Fund of Nigeria (MSFN-Nigeria) (Partner), International Council of Islamic Finance Educators, Malaysia (Associate Member), Malaysia Institute of Management (Affiliate Member) and Malaysian Financial Planning Council.

Being conferred the 21st Yayasan Tun Razak Youth Leadership Award in 2016 and Shariah Scholarship Award by ISRA in 2011, Dr Said has produced many academic publications and reports, which are internationally recognised.

Dr Hameeth Shah Abdul Wahid ? Biotech Project Expert

Dr Hameeth Shah Abdul Wahid completed his MBBS from the International Islamic University of Malaysia (IIUM) in 2004. He started his career as a young doctor in Hospital Besar Alor Setar. Since the early days, he has special interest in Internal Medicine that lead him to take up postgrad studies in the subject matter. Eventually he completed his postgrad studies and obtained membership of Members of Royal College of Physician (MRCP), United Kingdom in 2014.

Currently Dr Hameeth Shah is working as a Senior Lecturer at University Kuala Lumpur-Royal College of Medicine Perak (UNIKL-RCMP) and practicing as a Specialist in Internal Medicine at Pusat Pakar Perubatan Ar-Ridzuan in Ipoh, Perak. He also has special interest in cardiology and currently doing his fellowship in Interventional Cardiology.

LinkedIn: https://www.linkedin.com/in/hameeth-shah-67167445/

Siti Sarah Nadiah Suliman ? Legal & Human Capital Director

Siti Sarah Nadiah is a qualified lawyer, whose vast experience in legal practice ranges from human rights, civil litigation, commercial and banking law.

Siti Sarah Nadiah graduated from UiTM with Honours Degree of Law and currently pursuing her Master?s degree in Islamic Finance Practice. She is also a Senior Associate Member of Chartered Institute of Islamic Finance Professionals (CIIF).

LinkedIn: https://www.linkedin.com/in/siti-sarah-nadiah-suliman-a16007159/

Noorashikin Zainal ? Account & Finance Director

Noorashikin Zainal has a total of more than 17 years of experience in accounting. She has handled accounts of companies of various businesses and industries, which include healthcare, electrical and electronics, real estate and event management.

A graduate from UNITEN in accounting, Noorashikin?s last position was Account Manager at K-Fiqh Sdn Bhd.

LinkedIn: https://www.linkedin.com/in/noorashikin-zainal-b83686133/

Zainab Abdul Razak ? Mart Operation Director

Zainab joined Zalora, Asia?s leading online fashion platform as Operation Executive in 2012 before moving to Lazada, Malaysia?s largest e-commerce store as Senior Operation Associate in 2014, focusing on the warehouse operation. Zainab is now entrusted with managing the whole operation of Elzar Mart, a retail halal supermarket that offers everyday items at a very competitive price.

LinkedIn: https://www.linkedin.com/in/dea-zainab-a193756b/

Dr. Siti Hajar Pahmi ? Biotechnology Consultant

Dr Hajar completed her Bachelor?s degree in Biotechnology with First Class Honours in 2010 from the University of Queensland, Australia. The university, together with the Australian Government then funded her Ph.D in Medicinal Chemistry under the International Postgraduate Research Scholarship (IPRS) and the University of Queensland Centennial Scholarship, where she gained her doctorship in 2015. Whilst formal education is important to her, Dr Hajar also led and was heavily involved in multiple projects and events both in Australia and Malaysia.

Throughout her student years, Dr Hajar?s leadership and management skills shone when she held several important positions in the Malaysian Students? Council of Australia (MASCA) from 2007 to 2014. She maintains a balanced life by being active in sports, and have competed competitively and socially in netball, futsal, basketball, ultimate frisbee, and touch rugby. She is a strong advocate for healthy living as she believes in ?healthy heart, healthy life?.

LinkedIn: https://www.linkedin.com/in/hajar-pahmi-19ba3860/

Mohamad Shafiq Ezhan Khairulazli ? Creative & Marketing Director

Mohamad Shafiq Ezhan has more than 10 years of experience in creative art and design. He is the founding partner and Creative Director of Talenta Holdings Sdn Bhd, whose clients include Petronas, Telekom Malaysia Berhad and Little Trees (a company based in the United States).

A graduate from UniKL MFI in mechatronics, Shafiq Ezhan?s experience also includes marketing and image and branding strategy.

Siddiq Mohd Amin ? Shariah Secretary

Siddiq Mohd Amin graduated from University of al-Azhar, Cairo with a Bachelor in Shariah in 2016. An excellent student with Best Student Award in his third year, he immediately started his career with Elzar Shariah Solutions and Advisory upon his graduation as a Shariah Associate.

LinkedIn: https://www.linkedin.com/in/siddiq-mohd-amin-516b76162/

Professor Dato? Dr Norbik Bashah Idris ? Advisor

Dato Dr Norbik Bashah Idris is currently a Professor at Kulliyah of ICT in IIUM. He started his academic career in 1983 with UTM and has been attributed as one of the early pioneers of Cybersecurity in Malaysia.

Throughout his career, he has been a member of SIGSAC ?(Special Interest Group on Security, Audit and Control) of the ACM (Association of Computing Machinery), IEEE Computer Society, New York Academy of Science, USA and IFIP Working Group-11.3 on Database Security (USA). As a cybersecurity professional, Prof Norbik carries CISSP & CISM certifications from ISC2 & ISACA.

In 1995 he led a team which won a strategic research grant from MOSTI to start the first major research work on Cryptography in Malaysia which produced a suite of indigenious cryptographic utilities. In 1998 Prof Norbik founded the first Real-time Software Engineering Centre of Excellence in Malaysia, where he collaborated with the University of Thales from Paris. The cybersecurity R&D team he led later became incorporated as a company which won a significant project from the Malaysian Government to help monitor security of government?s network throughout the country. The company later became the first public-listed company on Cybersecurity in Malaysia. Following his success in Malaysia, Prof Norbik repeated the success into other ASEAN countries and later into the Gulf countries (UAE & Saudi Arabia).

Throughout his career Prof Norbik has been a Keynote Speaker, Visiting Professor, Corporate Figure, Consultant & Advisor on Cybersecurity to various Organizations & Governments, both in Malaysia & international. He was nominee for 2007 Ernst & Young Best IT Entrepreneur, twice Distinguished ISC2 Award winner for Asia-Pacific, IDG Distinguished Chief Security Officer for Asia Pacific, winner of at least 7 Gold medals in various exhibitions and competitions on Cybersecurity products & services, and holder of a few patents.

Prof Norbik?s latest interest is in synergizing cybersecurity & DLT (Blockchain/Tangle) into Islamic Fintech products & services in the hope of contributing to the Maqasid Shariah.

LinkedIn: https://my.linkedin.com/in/norbik-idris-92102036

Mr Hj Khairil Anuar Mohd Noor ? Advisor

Khairil Anuar has been an international banker for over 27 years, where the past 18 years has been in Islamic Finance. Over the course of his career as a banker, he has had a significant exposure and experience across a multitude of area including wholesale banking, syndications, trade finance, debt and capital market, asset management, retail banking, cash management, banking operation, system implementation and product management to name a few.

Khairil had helmed HSBC Malaysia?s and Bank Simpanan Nasional?s Islamic Banking Division. He then moved to Dubai serving Emirates Islamic Bank as its Head of Marketing. His last posting was the Head of Structuring, Product Management and Business Intelligence for Wholesale Banking Group at Al Hilal Bank, Abu Dhabi, where he served for almost 10 years.

From 2006 until recently, Khairil has been instrumental in developing the Islamic Finance capabilities of Al Rajhi Bank Malaysia, Mashreq Bank, Dubai and Al Hilal Bank, Abu Dhabi and Kazakhstan within wholesale, retail and operation setting. He graduated with MBA from Saint Louis University in Missouri, USA in 1987, where he also spent 2 years working for a premier stock broking firm there.

LinkedIn: https://www.linkedin.com/in/khairil-anuar-mohd-noor-77040313/

Mr Zuheer Mohammed Majid ? Advisor

Zuheer Mohammed Majid is an experienced banker whose career spans over almost 30 years. Now a Senior Vice President in Citibank Malaysia Berhad, his journey in banking began when he joined United Malayan Banking Berhad (now RHB Bank Berhad) in 1986. He then became Assistant Vice President at ABN AMRO Bank Berhad before serving Hong Leong Bank Berhad as Manager for Trade Finance and Correspondent Banking.

Zuheer?s expertise across many areas in the industry had landed him the Senior Vice President post in Citigroup Transaction Services Malaysia Sdn Bhd, where in year 2000, he joined them to oversee the trade services/finance operations and advisory services. He graduated from Irvine University, California with an MBA.

LinkedIn: https://www.linkedin.com/in/zuheer-mohammed-majid-7a32301b/

Mr Hj Zainuddin Md Yusof ? Advisor

A market trader with a background in statistics, Hj Zainuddin started trading the global markets in the 1980?s. Aside from having more than 30 years exposure to the global markets, specializing in the US equity market; he has spent thousands of hours testing and enhancing technical trading tools to develop a state-of-the-art proprietary trading system ? the Z2 System ? which combines technical and fundamental analysis to identify optimum trading opportunities using cutting-edge technology.

Mr Hj Zulhisham Ayob ? Advisor

Haji Zulhisham is a top-notch seasoned player in the media and marketing communications industries. He has over three decades of working experience in Broadcasting and Marketing Communications prior to founding Oranje-ISC. Among others, he had served as the Chief Operating Officer in Radio Airtime Services, Executive Vice President Marketing for IT Vista and Executive Director of Pakarmedia Sdn Berhad.

Apart from media industry, Haji Zulhisham is an entrepreneur who founded the Home of TAHFIZ Darul Siddir ? A specialist Islamic religious institutions serving and nourishing Islamic spiritual needs promoting mainstream learning of Islam based on the Quran and Sunnah, preparing for the future generations. Home of TAHFIZ Darul Siddir is committed to the dissemination of Islamic knowledge through the traditional time honoured methods for the Glory of Allah (Glorious and Almighty He is) and in honour of our Prophet Muhammad (peace and blessing upon him).

Another outfit founded by Haji Zulhisham is Twentytwo Multi-Labels Concept Store skewed towards offering Muslimah fashions. With more than 100 brands housed under one roof physically and digitally, Twentytwo provides trading, branding and marketing solutions to its business partners and variety of affordable designer brands suitable not only for Moslems, but those who desires to look fashionable and elegant yet dignified.

Mr Khairu Rejal ? Advisor

Khairu Rejal has more than 10 years of experience in the venture capital and start-up incubation space, initially at the Nanyang Technopreneurship Center (NTC) and later at Majuven, a Singapore-based venture capital firm focused on early growth and high-tech companies in Bio-Technology, Healthcare, Clean-Sustainable Solutions and Dynamic Digital Convergences. In 2017, Khairu along with other like-minded angel investors came together to launch Rekanext Capital Partners.

Currently, in Rekanext, Khairu as a Managing Partner is always looking out for start-ups across Indonesia, Malaysia as well as Philippines and Vietnam with a focus on enterprise software and deep tech verticals. He also sits on several committees of other non-profit organisations and has led initiatives in the social impact sector.

LinkedIn: https://www.linkedin.com/in/khairurejal/

Mr Hj Che Salmi Che Ibrahim ? Advisor

Che Salmi Che Ibrahim has been in the retail industry for the past 26 years. Starting with Sabasun Sdn Bhd, before it changed to its current household name; Sabasun Hyperruncit Sdn Bhd. A local entrepreneur with a global vision, at the moment he proudly owns three Sabasun hypermarkets and a warehouse, aiming to become more efficient in distributing its items.

Sabasun Hyperruncit Sdn Bhd will launch the Terengganu Halal Business Centre in January 2019, which will house the first ever Sabasun Mall, Parkson, a hotel, office units, F&B outlets with a bowling alley. Under Che Salmi?s leadership and dedication, Sabasun has won the Malaysian Ministry of Domestic Trade, Co-Operatives and Consumerism?s ?Consumer?s Choice Award? in 2009.

Che Salmi, a graduate in Psycholinguistics, is known not only for his skilful entrepreneurship, but also active in humanitarian and charity works. His Sabasun hypermarkets are famous among locals as it is able to cater the needs of the low-income earners. He is also known for organising fund-raising for people who are less fortunate in other countries like Palestine and Syria.

Madam Roseta Mohd Jaafar ? Advisor

Roseta Mohd Jaafar started off her career in Corporate Communications with Mekar Idaman Sdn Bhd as a Senior Executive in 1997. Little did she know that she would flourish in that area and climb the corporate ladder at a rather fast pace. After Mekar Idaman, she moved to Intria Berhad as Assistant Manager before becoming Head of Corporate Communications at Opus International Consultants Limited just one year after that.

Roseta then advanced her career with UEM Group Berhad, as a Manager in the Corporate Communications department. After almost 2 years there, she then took a leap of faith to become the Vice President, Head of Group Corporate Communications and Public Affairs for EON Group Berhad in 2007. Her most lustrous career to-date was her 7-year and a half stint with Al-Rajhi Bank (Malaysia), as their Vice President, Head of Corporate Communications.

Now the Corporate Affairs Director at GCH Retail (M) Sdn Bhd, which owns over 120 Giant hypermarkets, 400 Guardian pharmacies and more than 16 Cold Storage supermarkets, Rosetta has in total more than 20 years? worth of experience in Corporate Communications. She graduated from University of Leeds with BA (Honours) in TESOL and earned her Masters of Science degree in Corporate Communications from Universiti Putra Malaysia.

LinkedIn: https://www.linkedin.com/in/roseta-mohd-jaafar-5a75763/

Do you know who is Chairman of Bayan Token? Is he legit? check out here https://medium.com/@michaeldeann7/bayan-token-chairman-is-he-legit-f216305f5412

Thank you for your support! Bayan Token had raised almost $1m up until today!

Wow, shariah compliant crypto. I will support the development of Bayan Token Project. How much raised so far?

Bayan Token is structured as a Utility Token where it will be carrying certain values which is being package creatively with multiple values and benefits to serve the token holders, apart from giving ample chance to enjoy capital gain as the market price of the token increases.


The proceeds from Bayan token ICO will fund several projects that will ensure the integrity of Bayan token as a valuable token. Bayan token is not only a utility token but it is also backed by real-life, profitable projects that will support the whole ecosystem.





Intrinsic value is an ethical and philosophic concept in a property. It is the ethical or philosophic value that an object has “in itself” or “for its own sake”, that guarantees it as an intrinsic property. We have managed to structure our Bayan Token as such it has an intrinsic value and that is by way of offering a one server of Private Cloud Server with specifications of:






Z2 systems combines technical and fundamental analyses and cutting-edge trading tools to provide the best investment and trading opportunities by streamlining the whole process of making investment decisions to produce more efficient and more profitable trades.



We are looking at an expansion of at least 100 of physical stores of Halal Mart across Malaysia, Singapore, Brunei and Indonesia in 3 years and that is by implementing the successful and profitable module of Elzar Mart. Additionally to prepare a warehouse and effective and systematic transportation as well as developing an online Halal Mart platform ensuing to the current trend and demand of customers.

The size of each store will be around 1500 sqft – 3000 sqft with at least five doors of chillers and three to six sets of 4-foot freezers. Depending on the proceeds of the ICO, the maximum for the expansion shall be 1000 marts across Malaysia. Our targeted area would be as follows:



Commercialise and production of new compound for health care which is based on compelling lab and chemical research. (Basella alba leaf extract as a treatment for hypercholesterolemia). The enzyme 3-hydroxy-3-methylglutaryl-coenzyme A (HMG-CoA) reductase is the rate-limiting enzyme in cholesterol biosynthesis that catalyzes the conversion of HMG-CoA to mevalonate.

The inhibition of HMG-CoA reductase effectively lowers the level of cholesterol in humans and most animals by the activation of sterol regulatory element-binding protein-2, which upregulates the HMG-CoA reductase and LDL receptor that lead to the reduction of cholesterol levels. Although statins are well-known HMG-CoA reductase inhibitors, long-term consumption of statins cause severe adverse effects such as muscle and liver damage, rhabdomyolysis, and acute renal failure. Due to the side effects of synthetic drugs, attention is now directed to alternative medicines of plant origin.