Topic: [ANN] XOV is creating a global decentralised banking platform (Read 62 times)

The XOV project will produce the world’s first stable cryptocurrency banking platform for the blockchain by using a range of financial controls that manipulate the circulating supply of currency (XOVnet). These controls will be delivered using human and artificial intelligence methods.

The project will deliver a Central Bank that issues the XOV currency (a Central Bank Cryptocurrency – CBCC) and a Retail Bank that offers a range of decentralised banking services.

Unlike traditional Central Banks, XOV will not be affiliated to political interference or have geographical limitations and will be accountable to anyone using XOVnet.

The banks will operate within an academically backed stable currency network (XOVnet) that everyone has the trust and confidence in using. This highly secured environment will ensure that the value of the currency is price stabilized, can be easily used to make payments, and be used as security.




XOVnet will be a powerful digital currency stabilisation network that delivers highly stabilized digital currency. The infrastructure will be patented, underpinned and maintained by the XOV Research and Development Academy – employing leading academics.

The XOV currency will be asset backed against low risk tokenized reserves that are independent of the banks and supervised by market experts, against a risk management framework.



 




The management team for the project comprises of our project team, professional advisors, and academic support team. We are actively consulting with representatives from the London School of Economics and the Imperial College, London. Once our project has concluded its initial Research and Development Phase and is fully funded, we will start to expand the team to include a full technical development team and appoint the Board of Governors (BoG) for the Central Bank, and the Open Market Operations Board (OMOB) for the control of the reserves.

The project is continually seeking new academic expertise and to expand its management team, to realise the potential growth of XOV.

David Alexander-Knowles, Chief Executive Officer, leads the project and is responsible for its overall commercial, financial and technical success. David has worked in senior roles in project management (PRINCE2 qualified practitioner), marketing and information technology. He has qualifications in business, finance, law, information technology, social sciences, project management and psychology. David is a keen advocate of decentralised banking.

Tim Rocho, Chief Operating Officer, is responsible for the day-to-day running of the operational aspect of the project. Tim is an entrepreneur and executive with a diverse, 30+ year background in financial services, including prepaid cards, merchant services, insurance, securities, commodities and most recently blockchain and cryptocurrency. Tim was Vice President of a national financial firm where he was responsible for recruiting and training agents and managers. He taught the NASD 6&63 certification courses for North American National Securities and the Illinois Life Insurance exam prep course as an adjunct professor of the University of Chicago. Tim obtained his CFTC Series 3 license in the early 90’s where he traded precious metals on the CME. In 2002, after a decade of working with direct sales companies, Tim formed a company that became a pioneer marketing co-branded prepaid cards that replaced checks as the method of paying commission and incentive payments to 1099 contractors (which is a ubiquitous solution in that industry today). After the card portfolio was sold to an international bank in 2008, Tim founded a transformative Fintech company Set for Life Financial (SFL) and built an innovative mobile and web-based banking platform based on behavioral economic principals to effect personal financial capability through education and money management tools. SFL became a prepaid program manager with direct relationships with sponsoring banks, processors and forged a brand relationship with MasterCard. SFL built custom prepaid programs for large Labor Organizations and was awarded the 2016 Pay Awards Prepaid Rising Star Award for that work. Tim authored the SFL AML/BSA Policies and Procedures and served as Compliance Officer. Because of his background, including raising several million of investments under SEC RegD, Tim is well versed in matters of compliance across a wide spectrum of financially related matters. Along with personally trading and training others to trade Cryptocurrency, he works with clients to develop and promote compliant solutions in banking, virtual currency payments, prepaid and blockchain technology (focusing on KYC and personal identity applications) to combat fraud and reduce friction in making and taking payments globally.

Demelza Hayes is one of our digital economists and is on the Forbes DACH Under 30 list. She is a Doctoral student in the Department of Economics at the University of Liechtenstein. Demelza is a research assistant to Professor Andrei Kirilenko at the Centre for Global Finance and Technology at the Imperial College, London.

Max J. Heinzle is our Global Investment Director and holds a Masters’ degree in Global Banking and Finance. He completed his Bachelors’ degree in Global Business Management in London. Max has worked for a Swiss Investment Bank, an Austrian Venture Capital Fund and a German Corporate Finance Company and is the founder of the 21.finance Group in Liechtenstein.

Dan Feaheny is a commercially focused executive with international business development and channel partnership experience. His background spans retail, energy, recruitment and Fintech. Dan also currently consults with Ripple.

Dr Andrei Kirilenko is a Professor in Finance and is the Fintech Centre Director at the Imperial College, London. His work focuses on the intersection of finance, technology, and regulation. He is a recognised world expert on technology in markets, including algorithmic and high frequency trading.

Jaspar Crawley is our Gold Markers Advisor. Formerly the Director of The Royal Mint, he is an experienced top-level professional in banking and the gold markets. He also worked previously as a Director at UBS Investment Bank and as a commodities trader for Deutsche Bank.
Dr Ania Zalewska is a Professor of Finance at the University of Bath, and part of our academic support team. She is also Director of the Centre for Governance, Regulation and Industrial Strategy (CGR&IS) and a Board Member of the Oxford Noble foundation. Ania provides specific research activities.

Jackelin Godoy is a Professor of Mathematics and was an Economic Analyst for Central Bank of Venezuela. Jackelin has also taught statistics.

Our Digital Currency Architect is a Research Associate at the London School of Economics and has qualifications in economics and engineering. He works closely with Professor Jon Danielsson (who is not associated with the project).

Michael Truitt, is the Private Secretary to the CEO, providing a vital communication link between the Board, management team and advisors. He is experienced in bank auditing processes and also performs a governance and transparency role within the organisation.

Joe Edlhuber is our Private Banking Director, and responsible for communication with potential investors wishing to open and utilise private banking facilities in the future. Joe also performs the role of investor relations with the public and with influencers and co-ordinates token listings on cryptocurrency exchanges.

Arno Schalke is our Technical Operations Manager. Arno is a Director of a Dutch based IT company and is responsible for consulting on technical matters, especially networking and operating systems.

Richard Trostel is our Social Networking Manager. Richard is a specialist in the cryptocurrency markets and is well versed in the marketing of digital currencies, particularly using social media channels. Richard also performs a role in communication with our public communities.

Additional appointments to be confirmed on updating of this document.
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