Topic: [ANN][ICO] Laya ❌ Lending ❌ Academy ❌ Remittance ❌ Merchant ❌ Marketplace ❌ more (Read 468 times)

Dead Project ?

⚡️ ANNOUNCEMENT ⚡️

Dear Laya Members,

First of all congratulations to all the members and contributors. We sold a total number of 921,475 Laya Tokens to over 1000 members around the world. In addition to this, Airdrop & Bounty rewards were also released for the 1st batch amounting to 500,000 Tokens. The circulating supply of Laya Tokens will be 1,421,475 with a current worth of $ 1,990,065. We also included a real time statistics on the user dashboard.

Now we have to share you some bad & good news.

During the last few weeks, many things happened in the cryptocurrency world. The GlobalMarketCap crashed from an all time high of $880 Billions to under $300 Billions and even the stock market had a huge unexpected dump. Unfortunately the whole market situation and the "lending" niche turned to a bad reputation. We had a long discussion with our Legal Team and because of the reasons mentioned, we decided not to launch a lending platform.

But don't worry, we are proud to announce you that our excellent management team developed the first cryptocurrency company in the world having a brand new unique platform concept which is even much easier, better & more profitable than lending!

More Informations will be announced in the next few days! We will assure you that each and everyone who believed in us will benefit this new platform and we will all together reap the success in the near future.

We have also another good news to share: Our Internal Exchange will be available on 15th of February 2018.

Please share the news to your friends & team partners.

Thank you for your attention and loyalty to us!

- Project Laya Management

You can find the management behind the project on the whitepaper and we are not a lending platform like Bitconnect.
Our Lending Opportunity is just a part from our whole Eco-System.

Example:

Person A can offer a loan to Person B and pay them the loan back plus an additional reward. 

There is no information on the team what was surprising is the price of each token and the team is already forcasting $15 for each token, Since the collapse of Bitconnect I see most of these lending platforms as potential scam maybe they just don't know what they are doing is a scam

good project with nice idea. your purpose project may help more people who join in cryptocurrency

You can find it on the Whitepaper

Totally anonymous ICO, didnt see any pictures who is behind it, so I cannot trust that. But good luck.

⚡️ ANNOUNCEMENT ⚡️

Our crowdsale finally ends in less than 24h ⏳

Its your last chance to grab our Laya Tokens for a discounted price of $1,40.

All unsold tokens will be burned to guarantee a low supply for a high demand in the near future 🔮

I apologize for my previous comment, if it feels like an "crabby" answer. Don't take it serious, it was just a friendly advice 

btw: thank you for your opinion, we will optimize it for a clearer understanding.   

Uh-oh.. Easy there. A crabby representative is a great way to take your investors away. I'm just curious here as you seems like describing two different projects, simultaneously.

In fact, I have actually read your roadmap, hence the confusion. Because on your roadmap, you only put the lending milestone, and not the remittance. And yes, I've seen the "payment" milestone, but it gave me a further confusion as when it is combined with your Q1 2020 milestone of "marketplace" one can assume that what you tried to build on Q4 2018 is a payment gateway to your lending and your future marketplace. I still don't see any remittance. Now that you've state that by "payment" you mean "remittance", it clears a little bit. But... Yeah, a reply that's a little bit more nice will be much appreciated. Thanks anyway.

Hello Miiike,

please read first the roadmap/ecosystem before comment.
Laya Lending & Laya Payments are seperate projects backed up by
the whole Project Laya Ecosystem. We will offer both services as all in one solution.

On your title, you said that your project is a lending, you also give pawn shops in Philippine as examples, but on your brief description as well as your reply to coin_trader, what you tried to offer is a remittance. AFAIK, these two is not similar. One does lending while the other allows you to send money to other places.

We are really optimistic about the token value, because we avoid hypes and decide for a sustainable organic growth marketing strategy.


Thank you for your nice words. You can find all informations on www.project-laya.com or feel free to ask our Live Support.

good project with nice idea.give us more details about this?

The token price during the ICO seems rather high, it reach $0.8 at the beginning of the ICO, and increasing in every stage of the ICO.
I hope the price will still be good after everything released in market.

⚡️ ANNOUNCEMENT ⚡️

Stage 3 from our crowdsale will close in less than 24h ⏳

Its your last chance to grab our Laya Tokens for a discounted price of $1,20. 
The Price for Stage 4 will increase +$0,20 to $1,40 per Token.

All unsold tokens will be burned to guarantee a low supply for a high demand in the near future 🔮

⚡️ ANNOUNCEMENT ⚡️

We created a new Telegram Group
https://t.me/project_laya_group

Feel free to join us and chat with our global community 🎉

Our daily rewards based on the external revenue from our subprojects. You can find more informations about it at www.Project-Laya.com



Yes, our ICO will be available until 8th February



Thank you

Wao! This project caught my attention because of the lending method.
I will definitely key in at this stage.
Good luck guys.

is this still on?

Where will you get revenues for the operations aside from the ICO, what i mean is the operation in the long run to make this project stay and lasts longer? You will going to pay for the lending profits of the investors from where?

Stage 2 is over ❌

Well done Laya pioneers,
We sold 310965 Tokens in the second week.

The new Price per Laya is $1.20

Thank you

found it amazing and goodluck to this project and wishing it all the best and it may have a big success in the future. goodluck dev/team.

Exactly, thats our mission.

Thank you for your nice words


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⚡️ ANNOUNCEMENT ⚡️

Stage 2 from our crowdsale will close in less than 24h ⏳

Its your last chance to grab our Laya Tokens for a discounted price of $1,00. 
The Price for Stage 3 will increase +$0,20 to $1,20 per Token.

All unsold tokens will be burned to guarantee a low supply for a high demand in the near future   

good project with nice idea. your purpose project may help more people who join in cryptocurrency

Are you serious?

ICO - Stage 1 is over ❌

Well done Laya pioneers,

We sold 273804 Tokens in the first seven days.

The new Price per Laya is $1.00 📈

⚡️ ANNOUNCEMENT ⚡️

Stage 1 from our crowdsale will close in less than 7h ⏳
Its your last chance to grab our Laya Tokens for a discounted price of $0,80.
The Price for Stage 2 will increase +$0,20 to $1,00 per Token.

All unsold tokens will be burned to guarantee a low supply for a high demand in the near future 🔮

Hi SeveralQ,

Thank you for the good news, i will forward this information to our management.

btw: nice website

Hi everyone! Just added Laya Lending ICO to my website https://concourseq.io/Q/Laya_Lending. ConcourseQ is a collaborative due diligence community that researches and reviews ICOs. Anyone with an account can submit information to your page, so we are reaching out to this community to get you all involved in the discussion. Thanks! PS: If you have any questions about filling in the info, feel free to ask us in our discord group: https://discord.gg/j8RBAwB

You can find all informations about our ECO System in our Whitepaper.



Indeed! Of course this can not be reached in a short time of span, we are is a truly long term project.

If in fact everything is as described about this coin, then it can achieve good performance in capitalization. This project requires study.

so you you will lend the money from what profits? Who will it not be different from the past landing platforms where they lending from the investors?

Exactly. Laya Payments will be our remittance service for sending & receiving.

It's such a long ANN but still no explanation on how this project will helps the remittance service user to reduce the fees they are paying when using those services, are you going to establish a platform similar to Western Union or Money Gram?

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                  What is Laya?


            Laya is a decentralized Crypto Currency for Remittance to anywhere in the world. The Technology behind
            Laya is based on the Ethereum Blockchain. The Laya Token was developed by experienced Bitcoin
            Pioneers and Blockchain Experts. Laya is not a simple crypto currency just like thousands of others
            flooding on the market, it is backed up by multiple Business Concepts.
            Our Management called it “Project Laya”.

            Our vision is to create branding with liquidity. A brand for everyone that will merge well with the crypto
            currency sector. Our target is to bring crypto currency to the mainstream, turn a niche to the whole
            world! The biggest problem each crypto currency have is that, it is often so complicated to handle.
            Secondly, altcoins are often not useable or sustainable enough to keep it alive! Do you know that 95% of
            all current traded crypto currency will dry out in the next 5-10 years? This is a sad statistic.

            Our Development team analyze daily new upcoming crypto currency and they found out that over 80%
            of them still doing the same mistake like everyone else before. There is no real value behind it! They
            don’t think outside the box. No Concept => No Value. No Use => No Value.

            This makes our own Project Laya unique. We learned over 5 years from the Blockchain niche and now, we
            can proudly present to you not just an ordinary crypto currency, but a total complete solution. You can
            read all about Project Laya in the following pages.

            Please take note that we upload every month a new updated version of our Whitepaper. Our
            Management is continuously developing daily project to make sure that we always provide the best
            services and experiences. It is our pleasure to share our innovations to the world!

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                  The Billion-Dollar Pawn Shop Industry

           
            The Billion-Dollar Pawn Shop Industry Philippines is one of the Countries in Asia with the most number of Pawn Shops.
            There is no other Country that pawning or lending for a loan is more popular as in the Philippines.
            Most of the Filipinos even prefer a Pawnshop more than a Bank when it comes to lending and borrowing money.

            That is one of the reason, why the pawning industries already hit over 2,3 Billion USD in revenue just in the Philippines.
            Micro Lending a good Opportunity for both, the lender and the borrower bridge difficult times, on the other side,
            there are also many Black Sheep (mostly Foreigner) .They offered them extremely high lending fees of 20% or more per month.
            Imagine, that is over 240% fee per year! They called it “Five-Six”, and is well-known all over the Philippines.

            The Definition of “Five-Six” is when a Person barrows $5 and have to pay them back $6 within a month.
            The Philippine Government already tried since early 2017 to ban the “Five-Six” Business, to protect people to encumber with debts,
            but it is almost impossible to control it all. The Most Horrible thing is that, this is not a problem in Philippines alone,
            we have the same problem in every other Development country around the world.

            Our Solution called Laya Lending

            Our Team studied long time for a solution and finally we found a proven system that works!
            We created a person-to-person (P2P) lending platform project, based on the newest Blockchain Technology. We called it Laya-Lending.
            Our Platform guarantees a zero fee lending experience and we even give everyone who lends someone, our own currencies as a daily reward
            and it will be distributed instantly to their wallet!
            

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                  The Oversea (Worker) Remittances
 


            How does traditional Oversea Remittances work? Person A goes to an authorized Western Union / Money Gram Partner,
            filled a complicated application form and stand in average 10-15minutes in the line, because most of transactions are made
            in the last 3 days of the months (incoming salary) and that’s why remittance center are often full. After successful transaction,
            the recipent can pick up the money of the remittance with a unique code in a nearby Pawn Shop. Why Pawn Shops?
            Because most of them are authorized Western union and Money Gram partner. Another reason, is that over 2 Billion people
            around the world do not own a Bank Account. They even pick up their local salary trough Pawn shop.



            However, what happens now exactly with your deposit money, When you use these remittance service provider,
            you spend incredible high fees and are forced to use an unsatisfactory exchange rate. Why? Because two authorized Partners
            plus the Headquarter are earning from it. Partner A earns commission from your deposit, the Headquarter earns from the exchange rate
            and Partner B earns from picking up the money. Imagine the revenue of Western Union reached 460 Million USD per Month and the monthly revenue
            from Money Gram already hit over 100 Million USD. Project Laya found way to be the best alternative of this Business Niche and will provide
            even an easier, cheaper and better services than these two giants! Stay stuned!

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                  Development Roadmap


           
            It is a pleasure to meet the schedule of our road map in time. We always provide our Costumers with an outstanding support
            and an unforgettable experience in our whole Project Laya Platform.

            
            Q3/4 2017

                                    Public Announcement

            Q1 2018

                                    Laya Token Crowdsale
                                    Listing on Public Exchange Sites
                                    Lending Platform

            Q2 2018
                        
                                    Laya Academy
                                    Country Agency in Philippines ( incl. Training Center, 2x Crypto ATMs )

            Q3/4 2018

                                    Laya Payments
                                    ( Mobile App, Crypto Currency Debit Card, Crypto Currency ATM, Crypto Currency Voucher Cards )

            Q1 2019

                                    Laya Merchants
                        
            Q1 2020

                                    Laya Marketplace
                        
           Q1 2025

                                    Laya Village

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                  Token Crowdsale (ICO)



            Our Public Crowdfunding for the Laya Token starts on 8th January 2018 and everyone all
            around the world, who want to be part of us, can participate. The Crowdsale are available for
            four weeks and will split into four different stages.

            Early participants can avail a special
            discounted price during the crowdfunding stages. First come, first served basis.
            
            On every stage, the price per Token will be increased by +$0.20. The maximum available supply
            per stage is 1,000,000 AYA Tokens. Unsold Tokens will be burned directly after ICO and no more
            coins can be produced.
            
                        Stage 1 begins 8th January 2018 - 4 PM (UTC) - 1.000.000 Tokens - $0.80 per Token
                        Stage 2 begins 15th January 2018 - 4 PM (UTC) - 1.000.000 Tokens - $1.00 per Token
                        Stage 3 begins 22th January 2018 - 4 PM (UTC) - 1.000.000 Tokens - $1.20 per Token
                        Stage 4 begins 29th January 2018 - 4 PM (UTC) - 1.000.000 Tokens - $1.40 per Token
            
            We provide during the Crowdsale a 10% Referral Comission paid in AYA Tokens

            
            Token Distribution

            Project Laya guarantee with its Blockchain Smart Contract Technology to all participants an
            automatic instantly Token distribution. We highly recommend for a safety-decentralized
            storage, the MyEtherwallet.com service.

            Specs

            Technology:                     Erc20 Token – Ethereum Blockchain
            Smart Contract:               0x
            Symbol:                          AYA
            Decimals:                        18
            Total Supply:                   8,000,000
            Platform:                         4,000,000
            ICO:                               4,000,000 ( $4,4M Hard Cap )

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