Topic: [ANN][Pre-ICO][UK] Investx - SME Equity Crowdfunding Platform [ETHICAL ICO] (Read 657 times)

Hello,
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Good luck with your ICO guys!
​

Announcement

Dear all, unfortunately we have taken the decision to end the Investx ICO early and refund all contributions. The current market for ICOs raising is very tough and we did not gain any real traction and therefore think it fairer to refund early rather than carrying onto the end of February when the expectation is that we will miss our soft cap by a long way.

We explored the possibility of an STO or hybrid model and bringing the platform development to MVP but do not have the budget for the additional costs for these.

Thank you for the belief you have shown in us. We really wanted Investx to be a project with community ownership, but unfortunately the community have bad badly burnt in crypto and ICOs in the last year.

What will happen to contributions / INX purchases?
All contributions / INX purchases will be refunded in the next 2 weeks.

What will happen to bounty rewards earned for re-tweets, follows etc?
We will pay out INX rewards as promised, and unlock transfers but of course it is extremely unlikely INX will be listed on any exchanges and there will be no platform to use it on.

Here's what 3 of our advisors were quoted talking about Investx:

Matthew McGuire – former CTO of Zopa.com
"I am an advisor to Investx, applying my experience and knowledge from fintech, peer-2-peer lending and equity markets.

Investx is a brilliantly innovative model, bringing a fundamentally valuable service to smaller businesses by applying blockchain technology to drive efficiencies, cost savings and transparency."

Arun Chauhan – financial crime compliance lawyer
"I help Investx with advice around managing the risks of financial crime and ensuring money laundering checks are conducted correctly for the benefit of their investors and companies listed on the platform. Investx were keen to ensure they demonstrate how they act ethically and their investment in financial crime compliance is evidence of just that.

The idea is plugging a much needed gap in the SME funding market, stripping out complexities and giving like-minded businesses and people the opportunity to work together."

Alison Bradley – Managing Director of successful SME finance broker
"As an advisor, I have current, relevant experience in the 'alternative finance' market. Working with SME's on a daily basis to raise suitable forms of finance.

Truly innovative, this is exactly what is missing in the commercial finance market for SME's; marrying up investors to live businesses, is exactly what is needed to drive growth."

Taken from their interview questions for https://icoholder.com/en/investx-25860

My article about how Small & Medium Sized Enterprises can benefit from blockchain technology was published on a couple of news sites.

https://bitsonline.com/blockchain-solve-smes-funding-problem/
https://www.cryptoglobe.com/latest/2018/11/applying-blockchain-to-solve-the-sme-funding-problem/

Investx is applying blockchain to real world fundraising problems, problems that investors and businesses understand.

Managerial would mean personally running 1000+ businesses, no crowdfunder or even PE or VC company takes managerial roles in the investments it arranges or looks after.

We are no different in these respects to any other crowdfunder. Not to be confused with Venture Capital, where the VC chooses which companies to invest in and takes a slightly more hands on role (because they usually take 20% of the investment returns).

We're a legal/tech platform that arranges deals and handles the legal, corporate and marketing aspects. Our customers are both the investors and the businesses. We provide due diligence information and access to new investments and handle the legalities of share ownership, reporting to shareholders, dividend and exit proceeds distribution etc in a trusted way.

If InvestX will not take a managerial role in the listed companies how you guys can ensure that they using the investments effectively and doing the necessary structural changes?

Hi Snail2, Investx has been managing investments in UK SMEs and you can see those businesses on www.investx.co.uk. We have successfully implemented a growth strategy for each business and since the start of 2018 they don't require our day-to-day input.

Our crowdfunding model is of course a different model, where for investments we list we will not take a managerial role in each business, and we will not have ownership. That simply wouldn't be scaleable, and since deal flow is important for token price, scaleability is our focus alongside quality of investments available.

We will apply our experience and knowledge of what makes good investable businesses to select businesses for listing on the platform, and we'll start to announce the first few as the ICO progresses.

Here's an article where we talk about our relevant experience within the board: https://medium.com/investxltd/investx-board-experience-in-sme-businesses-and-software-platform-development-who-we-are-c417b336dd89. One notable success of many is the sale of a previous business for 72X investment in 4 years - details in the article.

Just a quick question. Is there any publicly available information about the previous results of the investments what InvestX made? With this info we can get a rough estimation about what we can expect in the future if we jump on the bandwagon.

Interview by Nazareth Qarbozian with Peter Edgar, click for Youtube:

Bounty rewards portal is live!

https://investx.rewardportal.com/Account/Register

Bounties renew each week, and we'll run a variety of different ones so don't worry if you miss out this week.

Still some private sale allocation left - please email [email protected] or contact me through telegram to discuss https://t.me/investxtoken

Great independent review of Investx by Joshua Larson of www.hacked.com - who is also known as the "Bullshit Man" for his ability to spot it a mile away.

"This is basically #Ethereum for SME STOs. It has the potential to be massive"

"Perhaps the most professional whitepaper I’ve ever reviewed"

Read the full review - https://hacked.com/ico-analysis-investx/

Join our telegram group - https://t.me/investxtoken

How to buy INX tokens:

https://medium.com/investxltd/how-to-purchase-inx-tokens-111fa7cd20e8

New Investx video - explaining who we are and how we're changing the world.

Click for YouTube link:

Pre-ICO is open!!

5% discount on INX price - register and purchase INX tokens on www.investx.io

The Investx telegram group is https://t.me/investxtoken

We also still have some private sale allocation left, email [email protected] to request details.

Hi everyone! Just added this incredible ICO to my website   https://findico.io/ico/investx   Findico.io is a free ICO listing and rating platform. Blockchain community supported by a wide range of experts. Airdrops, Bounties, Exchanges, ICO services and many more.

Bounty campaign will be announced in the next few days!

TWITTER | FACEBOOK | TELEGRAM | GITHUB | MEDIUM | LINKEDIN | ETHERSCAN

Investx stabilizes Token by adopting Holo's Ethical ICO model

https://www.the-blockchain.com/2018/10/25/investx-stabilizes-token-by-adopting-holos-ethical-ico-model/

Nice site, useful analysis

New article with insights into the Investx board and our experience and capabilities:

https://medium.com/investxltd/investx-board-experience-in-sme-businesses-and-software-platform-development-who-we-are-c417b336dd89

https://bitsonline.com/investx-ethical-ico/

"Investx has brought in Holo Director David Atkinson as an advisor, as it prepares to launch its ethical ICO. Their efforts to establish and follow a set of ethical principles should bring a welcome breath of fresh air into the toxic ICO arena."

Sign up for whitelisting here - https://investx.io/

The platform, an investment community backed by smart contracts and their own exchange, although too early for an MVP, look very well planned as shown in the whitepaper. If they can deliver as projected, it has good chances of being a good successful product.
Overall, it looks like a promising and quite unique platform.

ICO Analysis: Investx
Published on October 13, 2018
By Joshua Larson
Proof: https://hacked.com/ico-analysis-investx/

Team
Investx Ltd is a UK registered company, incorporated in 2010 and their team is pretty impressive.
Peter Edgar – Co-Founder/CEO. Founded The Oxalis Group in 2010 successfully exited in 2015. He’s now an investor and non-executive director for 3 companies.
Dave Hewitt – Co-Founder/CTO.  Since 2013 has been Partner at Equal Experts, who provide tailored, end-to-end services in software development and delivery, and have 10 offices throughout the world with between 500 and 1,000 employees
Leon Sloyan –  CCO.  More than 3 years experience as International Commercial Manager at HSBC, then spent 3 years as Relationship Director for Santander UK (over 10,000 employees)
Richard Chambers- COO. Director of Finance team at Royal Bank of Scotland Senior Associate Director SBC.
Andy Gray- Blockchain & Smart Contract Consultant with 20 years commercial IT experience.  DApp/Solidity Developer at Barclaycard, Full-stack Developer at Globility Ltd.
Four advisors are listed, including a Partner and Head of Commercial Fraud & Risk at DWF, a Managing Director at Central Business Finance, and an Engagement Manager at Equal Experts. Also, global top 10 law firm CMS will advise them on legal/financial regulatory work.

Verdict
STOs can and most likely will cause a major disruption in the current ways small/medium equity businesses operate. Investx is positioning themselves to be the front-runners in opening this brand new market for investors.  The Investx platform allows crypto investors and holders to purchase shares in stable businesses, be paid any dividends and sell their shares all without using fiat on/off ramps.

Risks
    Standard Ethereum platform risks. -1
    Their pre-sale starts Nov 1, but they have not started marketing at all yet. Telegram has only 50 members so far. -1
    In order to become an investor, holders must create a platform account and pass KYC checks. This most likely leaves USA, China, and possibly even Korea citizens from being able to invest in new projects on their platform. -1.5
    Regulation concerns: they have yet to become authorized and regulated by the FCA.  the goal is for the platform to launch its first business listing on May 2019, and then they will work on launching a secondary market once they get FCA approval. -1
    Major exchanges are afraid to list security tokens. Although INX token is utility, exchanges most likely won’t take the risk. -1

Growth Potential
    A brand new way for SMEs to raise funds! +2
    The team is full of value. +3
    Perhaps the most professional whitepaper I’ve ever reviewed. They even made a separate 19 page Currency paper, that gets into every detail of their Tokenomics. +3
    They have an elaborate game plan to become authorized and regulated by the FCA. According to the roadmap, the platform will be ready and listing the first businesses in May 2019. +2
    From the whitepaper: “We are opening up a currently inaccessible asset class at discounted costs. Our focus on stable, growing businesses means greater opportunities for immediate and stable long-term returns.” +2

Disposition
This is basically Ethereum for SME STOs. It has the potential to be massive. Lots of bleeding-edge risks though. 6.5/10

Investment Details
    Symbol: INX
    Blockchain: Ethereum
    Total Supply: 34,375,000 INX
    Presale: Nov 1 – Jan 7  (5% bonus)
    Crowdsale: Jan 15- Feb 28
    Price: GBP 0.80
    Hardcap: 25 million
    Softcap: 7.5 million

This is a good grade on this project.

You've probably heard of Holo / Holochain - we got a great write up including quotes on their blog today about being the inspiration behind our ethical ICO:
 
https://medium.com/@H_O_L_O_/three-fundamental-principles-of-investxs-ethical-ico-that-holo-pioneered-7d1d35c57225

 

Many thanks Youjin

Good idea, which blockchain industry needs. Checked out the team and I'm sure they are capable of building this platform.
All the best to you guys! BTW if you need any assistance in marketing just let me know

Hi we'll post details of translations required in the next few weeks.

RESERVED for HINDI translaion....

helloo admin.... can i translate ANN page / WHITE paper  to HINDI(INDIA) language ??

here is my portfolio.....
https://drive.google.com/drive/folders/1TTRWTdF-VC71_TgP4dcsy6wH4BoL9cxB

waiting for your confirmation..... thank you....

A tokenomics model we're very proud of:

https://medium.com/investxltd/lets-get-technical-with-inx-tokenomics-6e94b92ff2cd
https://medium.com/investxltd/investxs-dynamic-currency-supply-1aebfc9e4ed6
https://medium.com/investxltd/what-gives-the-inx-token-value-the-inx-value-equation-d5d153aecf55

"Developed by finance, business, mathematics, trading and economics experts, and inspired and developed alongside David Atkinson of Holo we present a summary of how INX token value links to underlying business success, retains real-world purchasing power when the INX token price increases and our dynamic supply creates long-term stable but appreciating token value without reliance on crypto market sentiment."

Our partnership with Equal Experts made the Fintech Times in the UK today!

https://thefintechtimes.com/equal-experts-partner-investx/

 

The problem analysis is detailed and looks good. The platform, an investment community backed by smart contracts and their own exchange. Smart contracts really can solve the problems in such cases.

Hi EgyKing, the impact on the target of the investment is huge. Right now they can't raise funds via equity without legal, due diligence and corporate finance costs and this is what we're reducing right down.

Perversely, start-ups get an easier ride raising equity, because there are plenty of platforms out there serving them, with mad valuations based on hockey-stick forecasts. Our focus is not on start-ups but on businesses with financial track records - which are the vast majority, and full of really attractive investment opportunities.

The Investx platform will revolutionize access and investment costs, making it affordable and useful. this means reducing costs so that it doesn't cost a lot, but does this have no negative impact on the target of the investment?

It was written in detail and likable.
The steady progress of the plan turns into trust.
People will gather if trust is born.
I expect that it will become bigger in the future.

Investx got listed on ICO Bench  



We're missing a video explainer (in progress!) to bump the score higher.

Also got great coverage online this week:

https://www.financemagnates.com/cryptocurrency/news/socgen-and-santander-among-the-75-banks-to-join-jpmorgan-blockchain-system/
https://www.privateequitywire.co.uk/2018/09/19/268554/investx-appoints-new-coo
https://www.cryptoglobe.com/latest/2018/09/sme-funding-platform-investx-hires-royal-bank-of-scotland-director/
https://cryptonewsreview.com/jp-morgan-steps-on-ripples-toes-with-blockchain-cross-border-payments-system/
https://www.the-blockchain.com/2018/09/25/global-banks-testing-blockchain-to-speed-up-transactions-75-join-interbank-information-network-iin/
https://cryptoslate.com/uk-crypto-scene-remains-a-wild-west-amid-regulatory-uncertainty/
http://www.thebusinessdesk.com/westmidlands/news/2021576-people-private-equity-firm-appoints-ex-rbs-director-coo-lsh-diversifies-valuation-team-trading-valuer-appointment

Thanks for the kind words If you've any questions let us know.

It's nice to see here something with real businesses and credible plans in the background, so this Investx looks promising for me .

Update 19/11 - Bounty rewards portal is live!

https://investx.rewardportal.com/

Our Key Blockchain Innovations

• Real world adoption of blockchain technology: We expect over 500 SME companies to transact investments on the Investx Platform in the first two years, thanks to our extensive UK SME connections, our easy to use platform and our blockchain expert team.
• Currency design: A payment token backed by a fiat liquidity reserve and reduced transaction costs. The Investx token (INX) ecosystem is designed to expand and contract based on supply and demand.
• Fundraise innovation: Digital representation of investments in businesses is the next disruption in financial technology, and Investx will use blockchain technology to open a brand new market for investments in SME businesses.
• Investor community: Crypto investors will be able to invest in shares in privately held companies and then later sell these shares without using fiat currencies - a new way to help the crypto world build a diversified portfolio.

Our Key Crowdfunding Innovations

• Crowdfunding using security tokens: Powered by the Ethereum blockchain using security tokens for automated legal contract execution, fundraising, share registry, dividend and exit payments.
• A new currency for investments: INX used as the preferred payment currency on the platform.
• New asset class: Equity crowdfunding targeted at SME businesses with proven financial track records, not just start-ups. A wide range of deal types available, from minority investments and Management Buyouts (MBOs), through to full shareholder exits.
• Secondary share market: Investx intends to develop a secondary market to provide additional liquidity for the security tokens created on our platform.
• Global investor reach: Allows SMEs to raise funds they can’t currently access, and allow global investors entry to growing UK businesses they can’t invest in at present.

Why does the Investx Platform use the INX token?

INX tokens are designed to power the Investx platform, and by using blockchain technology the platform offers the following advantages over traditional crowdfunding:

• The use of INX tokens allows our dynamic currency supply model to be implemented, transacting according to deal funding, dividends and company sale pay-outs, with controlled authorisations for minting and burning of tokens.
• INX will be used to purchase shares during a fundraise using smart contracts which will execute the necessary legal processes with total autonomy and reliability.
• INX will use the Ethereum public blockchain which is inherently self-administering, secure and scalable.
• The use of INX tokens allows Investx to transact a high volume of deals with speed and costs traditional crowdfunders cannot achieve.
• Having INX tokens already distributed and marketed creates an engaged global investor pool primed to commit to investment opportunities and long term engagement.

Why does the Investx Platform issue security tokens?

Investx-issued security tokens provide a digital record of the legal share ownership recorded on the Ethereum blockchain, thereby providing the following advantages over other traditional solutions:

• A real-time up to date accurate ledger of every company’s shareholders will be maintained without reliance on manual reporting or trust in central software.
• It provides an autonomous self-governing mechanism to pay dividends and exit proceeds directly to investors.
• We will design and deploy security tokens for each completed fundraise, which will be tradeable according to ERC-20 protocols allowing investor-to-investor transfers.
• Once we have received the necessary permission to operate our own secondaries market, the platform will enable fully regulatory compliant autonomous investor-to-investor share exchanges with deeper liquidity - just like a stock exchange.

See our INX token currency paper which details its design, tokenomics and interaction within the phases of the ecosystem, enabling our token purchased at ICO to retain real world purchasing power despite token price increase over time.



What Problems are Investx Solving?





Key Delivery Partners

Investx is partnering with Equal Experts and CMS Cameron McKenna Nabarro Olswang LLP.

	Equal Experts is an award-winning agile software platform consultancy, specialising in simple software solutions for big business challenges. It uses highly-productive working methods to deliver innovative software for a wide range of public and private-sector clients. Equal Experts has an established track record of delivering successful, large-scale projects to blue-chip clients. Recent examples include replatforming O2’s Priority Tickets loyalty programme, delivering the UK Home Office’s Single Intelligence Platform (SIP), and Camelot Global’s web and mobile platform for the UK’s National Lottery.
	CMS Cameron McKenna Nabarro Olswang LLP are ranked as the world’s 6th largest law firm by lawyer headcount and 6th largest in the UK by revenue, CMS has 74 offices in 42 countries. CMS’s clients include banks, insurance companies and intermediaries, investment managers, broker-dealers, investment advisors, payment institutions, FinTech companies, pension funds, consumer finance providers, and a wide range of platforms - from investment exchanges to crowdfunding.
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Team and Advisors - please click on names for LinkedIn links


We’re a diverse team of finance, technology, agile software, cryptocurrency, private equity, banking and business development specialists all passionate about building a new way to invest and encourage business growth.

	Peter Edgar - CEO & Co-Founder A highly motivated, ambitious and dynamic professional with demonstrable success in all areas of finance and due diligence, Peter graduated in Mathematics then excelled as a financial auditor, developing a keen eye for detail and an analytical mind right from the beginning of his career. He qualified in accountancy (ACCA) in 2004 with subsequent industry experience leading teams within start-ups, SMEs and PLCs. As Investx Ltd. Co-Founder and CEO Peter has delivered over $25m in value to equity holders (last exit was 72X return) and is a Non-Executive Director for 3 SME’s. Previous roles: Chief Finance Officer, Investx Ltd | Chief Finance Officer, Oxalis Group Ltd | UK Financial Controller, EDI Plc
	Dave Hewett - CTO & Co-Founder With over twenty years of experience working in techno-managerial roles and having graduated in Finance & Business Law, Dave is passionate about fintech and currently works for one of the most exciting and fastest growing technology consultancies, Equal Experts. As a member of their leadership team he helps organisations deliver large-scale change programmes in the newly emerging digital domain. Dave leads large teams that cut across the IT domain including development, support, environments and architecture, and is heavily involved with IT strategy and transformation. Current roles: Partner, Equal Experts Previous roles: Delivery Manager, RWE Trading | Development Manager, EON Energy Trading
	Leon Sloyan - Chief Commercial Officer Leon is an experienced SME banking professional with a strong business development focus, and well networked within UK SME businesses, brokers and corporate financiers. He was awarded the top performing Commercial Manager at HSBC in the Midlands, 3 years in a row, and later at Santander was finalist for the UK regional ‘Professional of the Year’ on 2 separate occasions. Leon has worked at Investx since July 2016. Previous roles: Investment Director, Investx Ltd | Relationship Director, Santander UK Plc | International Commercial Manager, HSBC Bank
	Richard Chambers - Chief Operating Officer Richard is an experienced banking and finance professional who has operated in the corporate finance and private equity markets since 2004. He has worked with a wide range of companies, management teams and private equity houses to structure tailored finance packages which have supported business growth and value creation for all stakeholders. He has a broad experience base across Corporate Finance, Leveraged Finance, Private Equity, Accounting, Legal Documentation and Transaction Management. He has a BSc in Economics from the University of York and a BSc in Banking and Finance. Previous roles: Director, Corporate Finance Transactions Team, Royal Bank of Scotland | Relationship Director, Leveraged Finance, HSBC | Senior Associate Director, Leveraged Finance / Mid-Market Financial Sponsors, HSBC Bank
	David Feher - Digital Marketing Executive A creative web developer and marketer David has a diverse background, allowing him to combine technical solutions and engaging communications As our in-house expert David applies his strategic thinking to delivering our marketing, graphic design, social content and IT. David’s background in engineering gives him valuable insight into how to engage both SME’s and their target audience. Fluent in both English and Hungarian David is consistently updating his knowledge. Previous role: Web Developer, Eaton Oxalis Group
	Andy Gray - Blockchain & Smart Contract Consultant A Senior Developer with over 20 years of commercial experience developing IT systems. Now focusing primarily on emerging Blockchain technologies, Andy consults with businesses on blockchain implementation, smart contract writing, and ICO strategy. An expert in Lean and Agile management Andy brings vast real-world experience of applying technology to enhance business processes and customer experience as well as being at the forefront of emerging blockchain technologies. Andy also runs a popular growing community group: Blockchain Manchester. Current roles: Co-founder, Blockchain Manchester | Co-founder, BlockRocket.tech | Associate, Equal Experts Previous roles: DApp/Solidity Developer, Barclaycard | Full-stack Developer, Globility Ltd.
	Matthew McGuire - Advisor, Technology Consultant As CTO at Zopa, the world’s first peer-2-peer finance company and a leading Fintech firm, Matt helped realise the peer-2-peer vision and kick-start its exponential growth. He developed a team of smart software engineers, data scientists, and business professionals to shape a culture in which Zopians work in collaborative, cross-functional teams that focus on customers and their needs. Matt joined Zopa after his MBA. Before that, he led teams that created and ran multi-asset trading technology platforms over several years when the Capital Markets industry was going through rapid technology-driven transformation. Current role: Engagement Manager, Equal Experts Previous roles: Software Delivery Manager at MF-Global, GNI, Fidessa | CTO, Zopa.com
	Arun Chauhan - Advisor, Financial Crime Compliance Regulatory Arun is a solicitor specialising in financial crime compliance, investigations and litigation arising from fraud. When advising companies or not-for profit organisations, Arun principally advises Board members, in-house legal, finance and compliance teams. He is also a Fraud Advisory Panel board trustee, a board member at Today Advisory and a member of the Commercial Fraud Lawyers Association. Arun regularly speaks on counter-fraud, financial crime compliance and fraud matters having featured on BBC television from 2016 onwards and is regularly quoted in the national press. Current role: Director, Tenet Compliance & Litigation Previous role: Partner, Head of Commercial Fraud & Risk at DWF LLP
	David Atkinson - Advisor, ICO & Tokenomics Running businesses and helping those who run them is David’s life. He is currently involved in building and running Holo & Holochain which focuses on deep strategy design after delivering their successful 2018 ICO. David is known for his understanding of legal, financial, regulatory, strategy, ecosystem and currency landscapes. David was previously the COO of Mind Gym plc, a behavioural change consultancy, which grew revenue 3x in 4 years during his tenure, and prior to that was advising CEOs on growth strategy at Marakon. David has advised 30+ businesses over the last 24 months. David’s speciality is building an underlying infrastructure for a company that works. Current roles: Founder, Holochain | Founder, Heartificial Intelligence | Co-Founder, Fetchh Ltd | Non-Executive Director, Up Learn Previous role: Chief Operating Officer, Mind Gym plc
	Alison Bradley - Advisor, Finance Broker Alison is Managing Director of leading independent business finance advisors Central Business Finance. Her firm are peer-to-peer finance experts and are a Funding Circle Champion – one of only 25 in the UK and were awarded Funding Circle broker of the year for 4 years. With 20 years of experience in small business finance, Alison has completed numerous types and sizes of deal from £15,000 to £10 million, and has raised finance for 600 businesses in the past 12 months. Current role: Managing Director, Central Business Finance Previous role: CEO, The Arrow Fund
_________

Video - click for Youtube


Token Sale


Roadmap





We have a private sale open already - please email [email protected] or send an enquiry via our website www.investx.io