this is a very useful project for people, especially for middle-class Americans, maybe with this project will build more self-awareness about financial planning especially the American. this will be a noble thing, because without realizing the community will be able to feel the benefits of financial planning. I am very supportive of this program, I hope this will be widespread, not only for Americans, but also for all people in the world who have not realized the importance of its financial planning. and I hope this will run smoothly for the future, thank you and good luck for you.
Thank you for your kind words Sensei. Financial planning is indeed a very important aspect in life; not only for your current wallet and retirement outlook, but also for your mental well-being.
Yet, disinterest in basic concepts (e.g. the power of compound interest), lack of time, and perceived complexity, mean that many middle-class Americans leave money on the table. Tax savings, interest savings on consumer debt, and premium savings on expensive insurance policies, etc., are, in effect, risk free returns that people give up without obtaining anything in return. That's unnecessary.
. Feel free to address any inconsistencies and ambiguities. 