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Topic: Any Bitcoin Debit card which doesn't require to convert to Fiat same as XAPO? (Read 137 times)

hero member
Activity: 1680
Merit: 655
I think the mechanics of Coinbase is the same as what you are looking for. They are promoting their debit card as somethong that doesn't need to be “reloaded” as your debit card's balance is also the same as what is in your Coinbase wallet, you don't need to convert anything as the point of conversion is at the moment when you will be buying something and Coinbase is the one doing the conversion. Aside from that you also have the ability to control your card in your wallet from paying to switching what crypto to use.
hero member
Activity: 2352
Merit: 905
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I would use Binance for more flexibility, there are a lot of trading options and you get cashback via their card (but at the same time hope you realize that nothing is free + no one pays for something and they collect your data).
But Binance card has a lot of problems right now so I would wait for a while before moving on it.

You could also use BitPay, Wirex or Coinbase. But since you use Xapo, I guess you are from Europe, so go with Wirex.

As I see nexo.io has great features and offers but I don't know how reliable they are, their offers are just more than good.
legendary
Activity: 2702
Merit: 4002
If you mention your country, you may get better results.
Binance and coinbase are one of the best companies that provide these services, but the problem remains in the transfer fees, as both of them enable you to withdraw from your balance without the need to transfer to fiat.

I think Paxful Debit Card offers the same service.

you can check this big list for more info ----> https://bitcointalksearch.org/topic/--5280997
legendary
Activity: 1652
Merit: 1483
coinbase issues a debit card where you can spend directly from your crypto account, but it's only for people in the EU and UK. there is a waitlist for people in the USA. https://help.coinbase.com/en/coinbase/trading-and-funding/other/coinbase-card-faq

there is a 2.49% fee to liquidate your crypto whenever you use the card---pretty steep!
legendary
Activity: 3668
Merit: 6382
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I am looking for a card that will always hold crypto and I won't need to convert to fiat and load the card.

From what I know Binance's new crypto card does that. But also from what I know it's not available everywhere.
It may be working in parts of Asia, it is the process of getting deployed in EEA and it may be existing also in Russia, but I am not sure.
So it depends on where you live and you have to do a bit more research yourself.
full member
Activity: 401
Merit: 108
Hi Friends,

Few years ago there was a debit  card provided by XAPO. This card was different than any other cards in the market. But they discontinued their card service.

The major difference was, you won't need to convert your crypto fiat and load your card as such. The card was always holding crypto and in the point of transaction it automatically converts required amount automatically.

All the cards I know of, require you to convert your crypto to fiat and manually load your card with crypto.  I am looking for a card that will always hold crypto and I won't need to convert to fiat and load the card.

So, is there any card that will provide the same service as XAPO card?

Many Thanks

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