El otro día vi un artículo que intentaba desgranar cómo opera su sistema de 3 claves asociadas a los BTCs que se manejen a través de su plataforma:
Quote
The custody system has 3 keys, 2 of which are always necessary for transactions, and is structured as follows:
1. a key is on the customer’s smartphone;
2. a key is on the Conio servers;
3. a key is kept by Hype offline and is divided between different operators.
To operate, the customer just needs to use his key: Conio automatically uses his own. If the customer loses the phone, Conio blocks any transaction. The key in Hype is used by the customer only in emergencies, to recover his funds.
Es decir, que tiene toda la pinta de que el banco es el custodio de las claves privadas, y el usuario y las plataformas usan una capa por encima para cubrir la seguridad a través del sistema de las 3 claves (que está en Beta hasta finales de mes). Eso por lo menos es lo que infiero del quote anterior.1. a key is on the customer’s smartphone;
2. a key is on the Conio servers;
3. a key is kept by Hype offline and is divided between different operators.
To operate, the customer just needs to use his key: Conio automatically uses his own. If the customer loses the phone, Conio blocks any transaction. The key in Hype is used by the customer only in emergencies, to recover his funds.
Estoy convencido de que existe un mercado importante para gente que prefiere manejar sus criptoactivos a través del banco, sin que ellos mismos deban manejar la vertiente técnica de ser los custodios de los mismos. Es a éstos que entiendo que ésta, y otras soluciones que se están elaborando en países como Alemania, se dirigen.
Ver: https://dailyhodl.com/2020/03/21/private-bank-launching-bitcoin-btc-trading-for-huge-customer-base-amid-ongoing-lockdown/
