Banks keep records too, but the problem with that is that the records are only as permanent as the bank in question wishes. That's centralization for you.
The advantage you speak of falls under Bitcoin's decentralization IMO, which is probably why people barely talk about it specifically. Still, I guess Bitcoin does have a niche in that area where every single transaction is logged no matter how small. It's pretty hard to keep track of how much money you spend on candy bars unless you record each purchase, but Bitcoin does that for you.
Topic: Bitcoin as a proof of payment (Read 128 times)
I think Bitcoin as a means of payment, taking into account its handling costs, for now, the cost of bitcoin is too high, I think many people can not accept.
I've seen hundreds of posts about the anonymous ( or otherwise ) nature of Bitcoin, but I don't see much mention of one major advantage of Bitcoin. It offers a permanent record of payment, and this can be invaluable in some situations.
Yes, well I am pretty sure a bank transfer stays in the banking history the same way, banks store and archive all transactions. A good advantage of crypto-currencies for me is the possibility to pay big money immediately and without the need of a third party (hence the term P2P right 
). it is not the same in every country I suppose but my bank does not allow me to send a bank transfer by myself, by entering IBAN / Swift number directly from my online account to pay for various services. I need to send an email to request it, it is annoying and particularly restrictive and does not work for emergency payments.
Bitcoin has that capability to be a proof of payment if when some merchants will begin to adopt blockchain technology. There was a news that Amazon will be accepting Bitcoin also Alibaba, once they are onboard then bitcoin may have arrived.
I've seen hundreds of posts about the anonymous ( or otherwise ) nature of Bitcoin, but I don't see much mention of one major advantage of Bitcoin. It offers a permanent record of payment, and this can be invaluable in some situations.
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