Topic: Bitcoin debit card with the best possible exchange rate (Read 1346 times)
I am currently using the Shift Card and it has the best exchange rate that I have ever seen for a Bitcoin debit card. This is mostly due to the fact that they work on top of Coinbase, and GDAX, which is where the Coinbase exchange rate comes from, for some reason happen to have a higher exchange rate than other exchanges. Furthermore, neither Shift nor Coinbase (I assume they are the same company) take any fees from transactions. The only fee I have had to incur since I decided to give them a try was the $10 issuance fee for the card itself. On the negative side, however, Coinbase's reputation has been going down lately, especially after the huge ordeal about the insider trading with Bitcoin Cash, which while not proven is very likely. I have personally been treated well by them, but do keep that incident in mind.
I've used a wirex card in the last 2 weeks and its exchange rates are ridiculous. They give me less euros for bitcoin than the worst exchange rate in any moment. That's a pity because for all the rest is great, very fast in loading and flawless for ATM and Payments. And I can decide how many btc convert just one minute before the use (that's not possible with advcash, that I also have).
Does the bitwala have this feature? Or do you have to load an amount of btc suddenly converted in euros/dollars?
Another question, you talk of wirex anonimity, but without verification limits of the card are ridicolous (i.e. 200 euros for card lifetime) how can this be useful?
Does the bitwala have this feature? Or do you have to load an amount of btc suddenly converted in euros/dollars?
Another question, you talk of wirex anonimity, but without verification limits of the card are ridicolous (i.e. 200 euros for card lifetime) how can this be useful?
Tenx confirmed new global cards provider, still not ETA yet.
...
Among others:
-162 $ sign-up fee
Among others:
-162 $ sign-up fee
$162 sign-up fee?!
Are you serious?
@CrazyIvan did you try Yandex?
No, I think I ll wait a few more weeks to see what Tenx is going to come up with. They stated they ll start shipping non EU cards by the end of November.
...
Among others:
-162 $ sign-up fee
Among others:
-162 $ sign-up fee
$162 sign-up fee?!
Are you serious?
@CrazyIvan did you try Yandex?
Unfortunately, I´m not joking. The 162 sign-up fee actually is already a discount from the original
sign-up fee of 180 $. I concede that this is quite the money grab and much higher than at every other
debit card provider (e.g. Bitwala has a 8 € sign-up fee).
...
Among others:
-162 $ sign-up fee
Among others:
-162 $ sign-up fee
$162 sign-up fee?!
Are you serious?
@CrazyIvan did you try Yandex?
Does anyone know any option which works for Non-EU and outside of US?
Cause ATM, I do not see this.
Cause ATM, I do not see this.
WageCan Golden Card (they send it globally):
wagecan.com
However, I have my doubts regarding this Bitcoin debit card provider. In another
thread the user "warningssigns" reported that the card has several issues.
Among others:
-162 $ sign-up fee
-2,5 % fee for every ATM withdrawal on top of already existing fees charged by the bank, which provides the ATM
-annual withdrawal limit for ATMs of 25000 $
...
I can´t find the thread now, but his review was rather negative.
However, as far as I know this is currently the only option for non-EU and outside of the US.
Nope, this one does not work for East Europe. So "sending globally" is just a commercial. Still, thx for suggestion.
Remove this hidden referral link from my thread or I will give you a negative trust rating! You re a piece of shit dude.
Are you honestly using this card or just earning referral fees (https://spectrocoin.com/en/signup.html?referralId=3748413835) ?
More details would be appropriate.
More details would be appropriate.
Does anyone know any option which works for Non-EU and outside of US?
Cause ATM, I do not see this.
Cause ATM, I do not see this.
WageCan Golden Card (they send it globally):
wagecan.com
However, I have my doubts regarding this Bitcoin debit card provider. In another
thread the user "warningssigns" reported that the card has several issues.
Among others:
-162 $ sign-up fee
-2,5 % fee for every ATM withdrawal on top of already existing fees charged by the bank, which provides the ATM
-annual withdrawal limit for ATMs of 25000 $
...
I can´t find the thread now, but his review was rather negative.
However, as far as I know this is currently the only option for non-EU and outside of the US.
Does anyone know any option which works for Non-EU and outside of US?
Cause ATM, I do not see this.
Cause ATM, I do not see this.
But what happened with wirex? i used them service and they replied to my answers so fast, because they have a good customer support in the forum.
I have been using their debit card for more than 5 months right now, and i only had 1 issue with them, the money that i loaded to the card got stuck, but they resolved it in only three days.
I saw that bitwala is a good option too, but i am not using them.
I have been using their debit card for more than 5 months right now, and i only had 1 issue with them, the money that i loaded to the card got stuck, but they resolved it in only three days.
I saw that bitwala is a good option too, but i am not using them.
Wirex s got TERRIBLE exchange rate, one of the worst rates by far. Definitely NOT recommended unless they change this policy of ripping off their clients.
But what happened with wirex? i used them service and they replied to my answers so fast, because they have a good customer support in the forum.
I have been using their debit card for more than 5 months right now, and i only had 1 issue with them, the money that i loaded to the card got stuck, but they resolved it in only three days.
I saw that bitwala is a good option too, but i am not using them.
I have been using their debit card for more than 5 months right now, and i only had 1 issue with them, the money that i loaded to the card got stuck, but they resolved it in only three days.
I saw that bitwala is a good option too, but i am not using them.
Have you tried Uphold.com , currently they provide virtual debit cards...
Uphold has some pretty crappy exchange rates or at least when i used them. Plus, their account has pretty low limits for an anonymous user so unless you are able to verify yourself you probably don't want to use them.
Also it's weird they claim that they are running on full reserve but then they don't actually show proof of reserves - you can see the numbers, they add up. But you don't know whether they are lying or not. It's just so weird.
I doubt if there will be a way outside this because of the KYC issue all over the crypto space. Also I doubt if those services will be available for long considering the news about Visa and MasterCard withdrawing their services to crypto currency website whether physical cards or virtual ones. For Xapo, the verification is just too crazy for me and there is even no option as to the limit without verification. I guess we should start looking for ways outside the use of cards for converting to fiat.
The only actual problem with Tenx is the fact you need to wait for 2-3 months to get these since there is a huge demand.
Interesting... Guess that rules out the possibility of Tenx for me.
So apart from that, are there any anonymous virtual debit cards that can be topped up using bitcoin, that also works outside of EU? As i've said, i'm forced to not use Wirex anymore since they are not issuing VCCs anymore.
I guess i could just get a preloaded VCC which i can't top up, but that really sucks.
I see some comments above suggested Cryptopay for anonymous account. But I never tried before, maybe you try it and write a review here
The only actual problem with Tenx is the fact you need to wait for 2-3 months to get these since there is a huge demand.
Interesting... Guess that rules out the possibility of Tenx for me.
So apart from that, are there any anonymous virtual debit cards that can be topped up using bitcoin, that also works outside of EU? As i've said, i'm forced to not use Wirex anymore since they are not issuing VCCs anymore.
I guess i could just get a preloaded VCC which i can't top up, but that really sucks.
I see some comments above suggested Cryptopay for anonymous account. But I never tried before, maybe you try it and write a review here
Shift and Xapo need to make the list as one of the best. They don't offer a prepaid card, when you spend on a transaction the bitcoin needed is immediately debited from your wallet, thus you get the exchange rate at the point of sale...i.e., the best possible exchange rate.
There are two types of bitcoin debit cards in the market, the physical and virtual.
If you are looking for physical debit card that can be loaded with bitcoin and withdraw in fiat, then i must refer you to xapo.
Other than this, you can get a free virtual bitcoin debit card at coin.ph.
Both cards are verified and works seamlessly anywhere.
If you are looking for physical debit card that can be loaded with bitcoin and withdraw in fiat, then i must refer you to xapo.
Other than this, you can get a free virtual bitcoin debit card at coin.ph.
Both cards are verified and works seamlessly anywhere.
Coin.ph domain is parked.
"BUY THIS DOMAIN The owner of coin.ph is offering it for sale for an asking price of 49111 USD"
Have you tried Uphold.com , currently they provide virtual debit cards...
Uphold has some pretty crappy exchange rates or at least when i used them. Plus, their account has pretty low limits for an anonymous user so unless you are able to verify yourself you probably don't want to use them.
Also it's weird they claim that they are running on full reserve but then they don't actually show proof of reserves - you can see the numbers, they add up. But you don't know whether they are lying or not. It's just so weird.
Have you tried Uphold.com , currently they provide virtual debit cards...
The only actual problem with Tenx is the fact you need to wait for 2-3 months to get these since there is a huge demand.
Interesting... Guess that rules out the possibility of Tenx for me.
So apart from that, are there any anonymous virtual debit cards that can be topped up using bitcoin, that also works outside of EU? As i've said, i'm forced to not use Wirex anymore since they are not issuing VCCs anymore.
I guess i could just get a preloaded VCC which i can't top up, but that really sucks.
The only actual problem with Tenx is the fact you need to wait for 2-3 months to get these since there is a huge demand.
Xapo is only EU limited, that s a problem for a lot of users. Cryptopay and Wirex are located in the EU but they offer Mastercard for users outside of EU. Xapo offers nothing, really great business policy from their side.
I dont think any of these companies will allow you to get anonymous card unless you go with these limited to 2000 EUR/USD lifetime. It is a pain in the ass using these cards and to tell you the truth, I have no problem doing everything legit any paying taxes on my crypto income. As much as you re into decentralization, if you love your country and want to have hospitals operational and roads fixes, people, pay your taxes.
I dont think any of these companies will allow you to get anonymous card unless you go with these limited to 2000 EUR/USD lifetime. It is a pain in the ass using these cards and to tell you the truth, I have no problem doing everything legit any paying taxes on my crypto income. As much as you re into decentralization, if you love your country and want to have hospitals operational and roads fixes, people, pay your taxes.
It seems Tenx pay card is the best possible options in terms of feed. However, you do have to wait for a month to get it since there is huge amount of people going after it.
Personally I don't use Tenx pay but I am regular user of Xapo. Like their service and exchange rate, for me it's best option now because you can withdraw from any ATM with their card, fees are still low and even if you need to cut limites, you can contact them, follow their guides and give them proof of your income or etc (depends how much you withdraw daily/monthly, you need this actions when you wager thousands daily). 
Ok guys, please share your experience with BTC debit card with the best possible exchange rate, as close as possible to the market rate.
Wirex is by far the worst in my experience, over 100 EUR difference per 1 BTC between Preev or Bitstamp rate and what they offer. They say they use "wholesale" rate, how is that one calculated, I have no idea. Cryptopay is about $100 difference, so a bit better. What do you guys use to get the best possible rate?
Wirex is by far the worst in my experience, over 100 EUR difference per 1 BTC between Preev or Bitstamp rate and what they offer. They say they use "wholesale" rate, how is that one calculated, I have no idea. Cryptopay is about $100 difference, so a bit better. What do you guys use to get the best possible rate?
You should watch not only taxes but and their Bitcoin buy rates. Because I made 2 cards few months ago.
One was Wirex which I refused to use. They are having standard card withdraw/use fees but -100+ euro or Buy BTC rate.
There are two types of bitcoin debit cards in the market, the physical and virtual.
If you are looking for physical debit card that can be loaded with bitcoin and withdraw in fiat, then i must refer you to xapo.
Other than this, you can get a free virtual bitcoin debit card at coin.ph.
Both cards are verified and works seamlessly anywhere.
If you are looking for physical debit card that can be loaded with bitcoin and withdraw in fiat, then i must refer you to xapo.
Other than this, you can get a free virtual bitcoin debit card at coin.ph.
Both cards are verified and works seamlessly anywhere.
Unfortunately, we are in a different hemisphere. Which causes many different mindsets, one of them is I've been trying my best to avoid debit card, this card mean to be an easy way to spend money/bitcoin with high fees obviously, I prefer to spend bitcoin directly from my wallet or convert bitcoin into cash through local exchange.
But, I've heard about bitcoin debit card, there's xapo debit card but not sure about their exchange rate.
https://support.xapo.com/xapo-debit-card
https://support.xapo.com/what-is-the-xapo-debit-card-exchange-rate
http://www.bestbitcoincard.com/
Yes, it's better to ask people who ever use bitcoin debit card and I'd like to know more about this information.
But, I've heard about bitcoin debit card, there's xapo debit card but not sure about their exchange rate.
https://support.xapo.com/xapo-debit-card
https://support.xapo.com/what-is-the-xapo-debit-card-exchange-rate
http://www.bestbitcoincard.com/
Yes, it's better to ask people who ever use bitcoin debit card and I'd like to know more about this information.
I'm using XAPO debit card for a couple of years and so far no issues but there also got some fee but I don't mind for those fees and only looking for withdrawing money from ATM's. But they are stopping the debit card service outside Europe so I also now need to find one which can work in Asia soon.
It seems Tenx pay card is the best possible options in terms of feed. However, you do have to wait for a month to get it since there is huge amount of people going after it.
Does Tenx have an option for people who do not want to identify themselves or is it only available for non-anonymous users only? If it is available for anonymous users then i'm definitely interested considering the recent events with Wavecrest denying access to their cards outside of EU.
I'm basically asking the same question as you're asking in the OP.
There seems to be a Centra card, but it is super fishy as the minimum amount you can get the card for is 5 ETH, and that is just for the card... Advcash + Wirex seems to be not offering VCCs anymore(if im wrong, correct me).
It seems Tenx pay card is the best possible options in terms of feed. However, you do have to wait for a month to get it since there is huge amount of people going after it.
Ok guys, please share your experience with BTC debit card with the best possible exchange rate, as close as possible to the market rate.
Wirex is by far the worst in my experience, over 100 EUR difference per 1 BTC between Preev or Bitstamp rate and what they offer. They say they use "wholesale" rate, how is that one calculated, I have no idea. Cryptopay is about $100 difference, so a bit better. What do you guys use to get the best possible rate?
Wirex is by far the worst in my experience, over 100 EUR difference per 1 BTC between Preev or Bitstamp rate and what they offer. They say they use "wholesale" rate, how is that one calculated, I have no idea. Cryptopay is about $100 difference, so a bit better. What do you guys use to get the best possible rate?
bitpay, spectrocoin cards are best cards when I get the information from my friend when needed. I don't suggest the debit card for bitcoin to anyone because the fees add up to the wallet. I suggest you to use the trading and exchange site which is providing more value than in the Google search price like lbc.
If you don't want to provide any sort of identification then cryptopay is going to be your best service. Wirex is filled with fees, and basically there are only them and cryptopay in the anonymous market and cryptopay is the better option.
However if you are wiling to provide ID then go with Bitwala, or Bitpay. Both have relatively small fees as well as good exchange rates.
I've heard of Advcash, i've used them as a payment processor but never used their VCC/prepaid debit card service. It seems really interesting, fees are quite low and no verification is needed. If you are able to get your hands on Advcash for cheap then that could be viable as well.
However if you are wiling to provide ID then go with Bitwala, or Bitpay. Both have relatively small fees as well as good exchange rates.
I've heard of Advcash, i've used them as a payment processor but never used their VCC/prepaid debit card service. It seems really interesting, fees are quite low and no verification is needed. If you are able to get your hands on Advcash for cheap then that could be viable as well.
Bitwala is the best choice to get the best rate compared to the market. Another good point with Bitwala is you can also top up your card with any altcoin listed in shapeshift
Yes, I m leaning towards them as well. The issue is they have these different levels of verification, really strict and complicated procedure. Ok, thx.
Unfortunately, we are in a different hemisphere. Which causes many different mindsets, one of them is I've been trying my best to avoid debit card, this card mean to be an easy way to spend money/bitcoin with high fees obviously, I prefer to spend bitcoin directly from my wallet or convert bitcoin into cash through local exchange.
But, I've heard about bitcoin debit card, there's xapo debit card but not sure about their exchange rate.
https://support.xapo.com/xapo-debit-card
https://support.xapo.com/what-is-the-xapo-debit-card-exchange-rate
http://www.bestbitcoincard.com/
Yes, it's better to ask people who ever use bitcoin debit card and I'd like to know more about this information.
But, I've heard about bitcoin debit card, there's xapo debit card but not sure about their exchange rate.
https://support.xapo.com/xapo-debit-card
https://support.xapo.com/what-is-the-xapo-debit-card-exchange-rate
http://www.bestbitcoincard.com/
Yes, it's better to ask people who ever use bitcoin debit card and I'd like to know more about this information.
I remember to see a table comparison from Bitwala comparing the 4-5 most popular bitcoin debit card services, with rates etc.
Bitwala was the service offering the best rate between them. (checking right now, Bitwala rate is 3980€ and Kraken 4000€)
All cards come from the same company MyChoice, so you won't find any major difference with the fees so it's best that you take in consideration the BTC rate and the support offered.
I used Cryptopay and Advcash, both work well. Bitwala support is outstanding
Bitwala was the service offering the best rate between them. (checking right now, Bitwala rate is 3980€ and Kraken 4000€)
All cards come from the same company MyChoice, so you won't find any major difference with the fees so it's best that you take in consideration the BTC rate and the support offered.
I used Cryptopay and Advcash, both work well. Bitwala support is outstanding
The rate does differ big time. I ve also seen Bitwala rate which was close to the market rate but Wirex and Cryptopay are not even close to that.
Ok, so Bitwala might be an interesting choice. What else?
I remember to see a table comparison from Bitwala comparing the 4-5 most popular bitcoin debit card services, with rates etc.
Bitwala was the service offering the best rate between them. (checking right now, Bitwala rate is 3980€ and Kraken 4000€)
All cards come from the same company MyChoice, so you won't find any major difference with the fees so it's best that you take in consideration the BTC rate and the support offered.
I used Cryptopay and Advcash, both work well. Bitwala support is outstanding
Bitwala was the service offering the best rate between them. (checking right now, Bitwala rate is 3980€ and Kraken 4000€)
All cards come from the same company MyChoice, so you won't find any major difference with the fees so it's best that you take in consideration the BTC rate and the support offered.
I used Cryptopay and Advcash, both work well. Bitwala support is outstanding
I use Cryptopay (and WageCan soon). Never had any issues with my Cryptopay visa card from day 1 of using it. They are shifting to a contactless card, now that their contract with Wave Crest is coming to an end.
The buy/sell different is indeed in the +/- $100 range but it's worth it as they instantly exchange coins to fiat. You can even offload funds from the card and use it to buy bitcoins. The card worked flawlessly at retailers and online merchants. I even used it to pay for airline tickets.
I agree. I would use Cryptopay over Wirex too. Wirex seems to be having endless issues with their card loading system. Have a look at their thread.
You need to be verified to enjoy the entire unrestricted features of these cards. If you don't verify, loading can be a pain even if you stay within your limits. They seems to be cautious with anonymous accounts and will often ask you to verify or even block your card as you approach the card's upper limit.
The buy/sell different is indeed in the +/- $100 range but it's worth it as they instantly exchange coins to fiat. You can even offload funds from the card and use it to buy bitcoins. The card worked flawlessly at retailers and online merchants. I even used it to pay for airline tickets.
I agree. I would use Cryptopay over Wirex too. Wirex seems to be having endless issues with their card loading system. Have a look at their thread.
You need to be verified to enjoy the entire unrestricted features of these cards. If you don't verify, loading can be a pain even if you stay within your limits. They seems to be cautious with anonymous accounts and will often ask you to verify or even block your card as you approach the card's upper limit.
Precisely why i quit using wirex.
They used to be a decent service when they were branded e-coin and i remember they had a lot of fans promoting them actually. But now, everything has changed. There are errors here, errors there. Whenever you do something, there is a constant lag.
As you said - you can't really get far without getting verified. Cryptopay is one of the only ones apart from wirex that still accept anonymous customers, but still. The limits have significantly lowered since EU updated their regulations.
I use Cryptopay (and WageCan soon). Never had any issues with my Cryptopay visa card from day 1 of using it. They are shifting to a contactless card, now that their contract with Wave Crest is coming to an end.
The buy/sell different is indeed in the +/- $100 range but it's worth it as they instantly exchange coins to fiat. You can even offload funds from the card and use it to buy bitcoins. The card worked flawlessly at retailers and online merchants. I even used it to pay for airline tickets.
I agree. I would use Cryptopay over Wirex too. Wirex seems to be having endless issues with their card loading system. Have a look at their thread.
You need to be verified to enjoy the entire unrestricted features of these cards. If you don't verify, loading can be a pain even if you stay within your limits. They seems to be cautious with anonymous accounts and will often ask you to verify or even block your card as you approach the card's upper limit.
The buy/sell different is indeed in the +/- $100 range but it's worth it as they instantly exchange coins to fiat. You can even offload funds from the card and use it to buy bitcoins. The card worked flawlessly at retailers and online merchants. I even used it to pay for airline tickets.
I agree. I would use Cryptopay over Wirex too. Wirex seems to be having endless issues with their card loading system. Have a look at their thread.
You need to be verified to enjoy the entire unrestricted features of these cards. If you don't verify, loading can be a pain even if you stay within your limits. They seems to be cautious with anonymous accounts and will often ask you to verify or even block your card as you approach the card's upper limit.
Ok guys, please share your experience with BTC debit card with the best possible exchange rate, as close as possible to the market rate.
Wirex is by far the worst in my experience, over 100 EUR difference per 1 BTC between Preev or Bitstamp rate and what they offer. They say they use "wholesale" rate, how is that one calculated, I have no idea. Cryptopay is about $100 difference, so a bit better. What do you guys use to get the best possible rate?
Wirex is by far the worst in my experience, over 100 EUR difference per 1 BTC between Preev or Bitstamp rate and what they offer. They say they use "wholesale" rate, how is that one calculated, I have no idea. Cryptopay is about $100 difference, so a bit better. What do you guys use to get the best possible rate?
I haven't used any other services for bitcoin debit cards apart from wirex and cryptopay, since most of them require verification and I'm looking for mainly anonymous ones.
I would definitely stay away from wirex since their fees are incredibly high, and every action you partake in results in a hefty bitcoin blockchain fee. Apparently this is necessary, but it is really not if they just stored their btc on an exchange. I'd choose cryptopay over wirex any day.
If you are willing to provide ID then i would recommend Bitpay. I've heard some good things about it and fees seem to be pretty low.
Ok guys, please share your experience with BTC debit card with the best possible exchange rate, as close as possible to the market rate.
Wirex is by far the worst in my experience, over 100 EUR difference per 1 BTC between Preev or Bitstamp rate and what they offer. They say they use "wholesale" rate, how is that one calculated, I have no idea. Cryptopay is about $100 difference, so a bit better. What do you guys use to get the best possible rate?
Wirex is by far the worst in my experience, over 100 EUR difference per 1 BTC between Preev or Bitstamp rate and what they offer. They say they use "wholesale" rate, how is that one calculated, I have no idea. Cryptopay is about $100 difference, so a bit better. What do you guys use to get the best possible rate?
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