Wrong. There is no "database owner" in LN.
??
LN hub
imagine it
customer A channels to starbucks
customer B channels to starbucks
customer C channels to starbucks
for customer A to pay customer C, .. STARBUCKS becomes the middleman and starbucks has to organise the hops. starbucks then has to manage the customers funds and penalise (CSV revoke/ realworld chargeback) if customer A or C broadcasts outside the agreement starbucks makes.
transactions of A and C all become dependant on meeting starbucks requirements and fee arrangements
yes customer A holds A->starbucks
yes customer B holds B->starbucks
yes customer C holds C->starbucks
but
customer A does not hold customer C IOU for instance .. even if A paid C
meaning customers only hold copies of their own transaction IOU.. but starbucks HOLDS ALL OF THEM
the only person holding ALL the data is starbucks.. starbucks 'mempool' becomes the combined database of everyone, due to how the hops works things become more reliant on starbucks T&C's as they set the fee/penalty arragements.
due to starbucks holding all the IOU collectively. and starbucks can revoke its customers funds if one person messes around.. starbucks becomes paypal 2.0 in essence
