one with under a coin.
One with 2 to 3 coins.
And a third one in an emi faraday box in a safety deposit that has the serious coins.
Seed + passphrase1 = First set of addresses
Seed + passphrase2 = Second set of addresses
Seed + passphrase3 = Third set of addresses
And so forth
It is impossible to tell how many passphrases you have set up, and each passphrase will lead to an entirely separate wallet, separate set of addresses, and separate coins. Provided these wallets aren't obviously linked via blockchain analytics, then it gives you plausible deniability in a physical attack against your person, whilst also protecting from physical attacks on the wallet itself.
Obviously the same recommendations apply to backing up your passphrases as applies to backing up your seed; forget them, and you have lost access to your coins forever (unless you have chosen a short passphrase which can be brute-forced).