Decentralized lending is the easy part. Decentralized collection will be hard one.
I'm hoping to write those hand in hand with an automated collection "Janitor" that runs every cycle. one possible idea was leveraging of existing crypto assets, however the idea was dependent on external systems for verification and security so i gave it up. If you have any ideas, please fill me in. Another one was designated addresses using something similar to multisig but that fails the bar because it can potentially interfere with fungibility, which is key because the system must maintain at least pseudo-anonymity.
