I think by saying cross-referenced agency it concerns the US citizens because they have a system there called "credit score" or something like that and these agencies do exist there to make verifications on you before a loan is accepted. (I may be wrong anyway.)
But the data aren't available in every country, there is no "credit score" system in every country
Edit: so, it's called "credit bureau" agency
https://en.wikipedia.org/wiki/Credit_bureau and there are some countries also using it.
@LeG yeah I'd love to hear if you get the card and it doesn't give you trouble. I might be bothered to do it myself but I've already tried several prepaid cards with limited success. My own bank card is problematic because of the daily limits (which keep getting smaller because my native currency keeps sliding against USD) but most prepaid limits aren't superior to mine anyway so I'm still stuck splitting my card payments up for big purchases (plane tickets, for example, buying individually over a few days is a real pain so Abitsky has been a lifesaver).
I drag on but guess I mean to say all new cards aren't really offering anything different and they all eventually run aground.
P.S. I don't think BitMoolah is a problem. CoinMama works well. Bitwala (coined from hawala) has a good reputation when hawala does not in the eyes of traditional finance.
Personally, I'm not looking for a service offering something different, I just want a service that works as advertised without troubles every Mondays for any kind of reason.
coz there's nothing free 
