i am sorry but i do not know what a collateral is, so please tell me what it is in the comments, i am not too good at reading englis / typing it, so i did not understand from reading the post about it.
thanks!
my telegram: @BTCELECTRO
For some reason I feel you know what collateral is but just want to play dumb.
Regardless, collateral is used to secure the loan with something that is at value for the amount being asked. Read https://bitcointalksearch.org/topic/edu-the-rule-of-no-collateral-no-loan-ignore-at-your-own-risk-577765 and either provide valid collateral or lock this thread before you get a negative feedback.