A lot of scammers out here asking for "only a small fee/investment/buy-in"
lol I am never taking any money from anyone, if you read correctly you would know that.
The transcation that one would verify is on the block chain thus anyone could verify it..
CUrrently I've invesed .14 BTC,
A default of .04 because I was greedy.. however 5 fully paid off loans.
IMO the best way to make returns on this site is A + B rep only, remove the "interest rate to high thingy" and ensure the person has actually paid BTC back.
I love BTC jam.
Let me make this clear once again.
I will be sending them the micro transaction (below $0.01)
They must return the same amount to my wallet.
The person applying to join the club MUST send back the money along with a screenshot of the transaction page on their BTC JAM wallet.
Since its BTCJAM their fee reserve covers all transaction fees so once can easily initiate a microtransaction.