As for your negative trust, the lending section is for asking for loans. Any newbie looking for a loan, especially on their first post, is considered quite suspicious. What your post was was essentially asking for a loan on a lending platform, BTCJam. People here hate lending platforms like those because unlike here, you get nothing from a loan defaulter. Here, if you provide valid collateral, then you can get a loan. But on BTCJam you can't even provide collateral. There are thousands of people who have scammed on BTCJam and gotten away with it since there is pretty much nothing you can do with someones identification info. Police won't do anything about it. Since people can easily get away with scamming on BTCJam, it is quite obvious then that people here would be suspicious of someone asking for people to lend to him on BTCJam. Hence your negative trust.
Firstly, thank you for the comprehensive explanation of the Lending forum but do you take my point that I could not have understood that given the name of your website, bitcointalk.org? Combined that with the fact loan requests are posted as discussion threads that look just like every other forum on the web surely you can see how I was confused?
Secondly I'm posting about btcjam on here for the benefit of your other members! Also I included a link to this post in a support request to btcjam so I am:
a) warning your members
b) giving btcjam a forum to plead their case if think they have one
CRICKEY what does it take to get some appreciation around here! lol