My name is Kiril Gantchev, I'm the CEO of BitLendingClub, we're the second largest lending marketplace in the Bitcoin ecosystem. Our platform handles about 35% of the entire lending volume in the Bitcoin ecosystem. We're part of Boost VC's accelerator program (Adam Draper runs it), we have a dedicated team of engineers and support that address customer requests quickly. Our default rate is lower than BTCJam's: we're currently at about 7.2% vs Jam's 10% (they're quoting that number).
There are a number of features which make BitLendingClub a lot better than BTCJam:
- We only take our fee from the repayments, so we don't make money from defaults.
- The lenders set the interest rate by bidding to invest in the loan. The bids with lowest interest rates get to fund the loan.
- Our interface is significantly more user friendly.
- We don't censor people and we allow extensive discussions in the comment sections and in our forum: http://forum.bitlendingclub.com
Please feel free to visit us: https://bitlendingclub.com
Best Regards,
Kiril Gantchev
CEO of BitLendingClub
Twitter: @kgantchev
Connect with us:
Twitter: @BitLendingClub
Facebook: https://www.facebook.com/bitlendingclub
Google+: https://plus.google.com/+BitLendingClub