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Topic: Circle.com and credit cards - cash advances? (Read 1934 times)

legendary
Activity: 1762
Merit: 1011
November 23, 2014, 10:16:22 AM
#3
I happen to have been charged a cash advance fee on a Citi credit card on a Circle transaction that I made on October 26th. I will no longer do business with Circle because of this. I will, instead, use Trucoin, which I haven't had this issue with.
full member
Activity: 210
Merit: 100
Bump.
full member
Activity: 210
Merit: 100
My debit card isn't working anymore, apparently I'm receiving a new one in 1-2 weeks because of the Home Depot hack. In the meantime, the card that I always get cash out of is no longer working for me. As I have perfect credit, I have a 5 figure line of credit between two cards.

I am interested in using my credit card on circle.com but was wondering if anyone has been charged cash advance fees when doing so?

I have Bank of America Visa Cash Rewards, my biggest credit card

and another card for Capital One, mastercard.

I don't want to do a cash advance cause I was under the impression it hurts your credit, not to mention its expensive everytime. Also - for the credit/debit card processors they use, are they foreign to the US ? I know my BOA card charges a fee for out-of-country charges.

If anyone knows if these cards would post the transaction as a purchase or as a cash advance please let me know below in comment. Or any of the questions above for that matter I would appreciate it. Thank you!
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