marco, after everything that has happened, everything you've been accused of, the late repayments, one of the highest negative trust ratings, etc. Why haven't you decided to just take a step back from repeatedly asking for loans?
Because I'm legitimate - I've repaid all I've needed to repay. When I fucked up and needed extra time - I made amends with those it mattered. Trust me, I don't enjoy paying fucking 10-20% (50+% in some late loan cases) for a $200-$300.. As I've said before - I'll offer myself up as loan shark bait so that I can secure the funding I need for the projects/ventures/trades I know will return me more than that. Other times, it's because I need to cover expenses.
And tbh, not much has happened - I repaid a couple loans late. I'd like to get back on track in that regard. Suchmoon, Vod, etc decided to stir up some drama/fire up the brigade/attack. And it all started (I think that's the point where things got out-of-hand and many fell victim to power) because 1 lender (Roman) got spooked (yes, rightfully so) and made a thread about it. He even left me positive trust for crying out loud.
Do you have an active loan? I understand it is "Closed off forum.", but I was halfway considering funding this until I realized you had just asked for a loan 2-days ago that was supposedly filled.
No, I do not have an active loan. One must either believe or disbelieve me when I say that.
What is the guarantee that you will not repay the loan late, aside from your word, which has been proven to be false on exactly this before?
My word. In the past (the 2 or 3 late loans, I repaid within a week always), I was depending on people/events to happen. So when they didn't pull through I was held accountable (as expected) and fell on my backup plans. Obviously, I misjudged the likelihood of those things happening or those people pulling through (just proving to myself to not trust like that and especially not bank my word on trust like that). In those situations (where I was depending on this person to pull through or that event to happen) I always gave the best-case-scenario (another mistake). So in the future, I am being clear on if I am depending on someone and I won't be giving a best case/soonest repayment date in case I cannot meet it. If I repay sooner, the lender will be pleasantly surprised at least.
It's my word, it's worked the past 6 years on here (2 years or so as a lurker rather than engager), and obviously took a hit from some rushed decisions recently. Literally, 2 or 3 loans I repaid late and made the loaners whole/satisfied invited 6+ outside members (of which some are emotionally invested, eager to flex, you name it) to destroy my public so-called "trust".
I'll need to work twice as hard to prove I'm an honest person and that will take time - but I'm willing - because that's who I am. I'll continue doing as I do - minus the stupid/careless mistakes - and being who I am. Thanks for considering nonetheless.