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Topic: Coin Diversification Strategy? (Read 379 times)

newbie
Activity: 4
Merit: 0
June 06, 2017, 11:00:48 AM
#1
I'm new to bitcointalk but not a complete novice when it comes to crypo.  I was able to generate a few btc through alt-coin GPU mining, trading, and some luck.  Unfortunately I didn't have a risk mitigation strategy in place, I was greedy, and I didn't think crypo had a future.  I'd swap mining to the newest coin with minimal research (to mine as many as possible before difficulty increased), make greed driven near all-in trades, etc.  I got left holding the bag on some junk-coins but generally was pretty lucky.  After the crash in 2013 I got discouraged and left mining for some time.  Eventually I traded my remaining btc for CSGO items (luckily! My btc was on Cryptsy and I got it a couple weeks before they tanked).  I haven't had time for gaming in a while and decided to return to mining as a hobby/high risk investment.  I have adequate income/savings/investment from my day job so I'm not super concerned about converting a large percentage of crypto to fiat.  My goals are to offset electricity/mining equipment cost, build a mixed fund of BTC/Prominent Alt-Coins for potential long-term gains, and have some coins to trade for fun and hopefully profit.

I think the biggest thing that will help me is having a strategy to diversity my coin holdings along with rules for trading.  A set structure will reduce FOMO and help mitigate risk.  I want to know what your thoughts are on my plan along with what your personally strategies are.  Thus far I have just been observing the markets, researching different coins, and mining higher profit coins.

Start:
  • 50% current crypto converted to btc and hold
  • 25% current crypto left in high volume alt-coin holdings as speculation
    • Target 4-6 alt-coins for medium-term holds
  • 25% current crypto used for trading/high risk alt-coin speculation

On weekly basis:
  • Convert 50% of newly mined crytpo to btc to hold
  • Rebalance alt-coin speculation holdings - Max 33% total holdings
    • If speculation fund greater than 33% total holdings, convert excess to btc and transfer to wallet
    • If less than 25% of total holdings, transfer up to 25% of newly mined coins to speculation fund
  • Rebalance trading fund - Aiming for 25% total crypto holdings for trading. 
    • If fund value greater than 25% total holdings, convert excess to btc and transfer to wallet
    • If fund value less than 25% total holdings, add up to 25% newly mined crypto to trading fund
  • Any remaining balance from mining converted to btc to hold

Trading Rules:
  • No low volume coins (to help reduce risk of bag holding after pump & dumps)
  • Maximum 25% trading fund value available for any individual trade
    • Prevent all-ins
    • Limit maximum number of concurrent trades
    • I will reduce this value as my total crypto holdings increase
  • Aim for 5% profit - sell once target met
  • Stop loss order - I'm unsure about setting a rule for this but suspect I should - thinking 90% of purchase price.  What do you do?

Transfers to FIAT:
  • Withdraw proportionally from main btc wallet, speculation fund, trading fund
  • Used to fund mining hardware purchases
  • Used to fund/partially fund non-standard purchases

Does it seem like I'm on the right track?  What would you do differently?  Why?
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