Author

Topic: CXLoan Program | Providing Loans with / Without Collateral (Read 5539 times)

newbie
Activity: 19
Merit: 0
Username:peggychu
Account Rank: new
Amount wanted: 1.5btc
Bitcoin Address: GT7maPXUYhPR37XhJVcw7C3A1q8x2GDdL
Interest Rate:15%
Total to repay: 1.725btc
Time till repay: 1 and half month till 2 month
loan for  my payment house rental and hasprofit miner
legendary
Activity: 1302
Merit: 1037
Username: gregh37
Account Rank: Jr. Member
Amount wanted: 0.01 - 0.05
Bitcoin Address: 1Bq5ybC65HRbTB3m9bfe7NrujphxKtFJJH
Interest Rate: 5% per day
Total to repay: between 0.0105 and 0.012 for 0.01 loan same applies for larger loan
Time till repay :between one day and no later then 4 days (friday)
i want to play poker and i cant get btc funds til payday
hero member
Activity: 882
Merit: 595
Cross-lending is not allowed. Denied

No Problem thanks Cheesy
hero member
Activity: 896
Merit: 500
Cross-lending is not allowed. Denied
hero member
Activity: 896
Merit: 500
Username: feryjhie
Account Rank: Full Member
Amount wanted: 0.035
Bitcoin Address: 1FERyQMm4aPnmbzEmd3xb4FZnQyGkkYv4b
Interest Rate: 12%
Total to repay: (Amount wanted + Amount wanted*0.012) : 0.03962
Time till repay (max 7 days): 7 Days
I, feryjhie, agree to repay the loan including interest within the timeframe suggested above.
Before I fulfill this loan can you explain your untrusted negative feedback?
hero member
Activity: 882
Merit: 595
Username: feryjhie
Account Rank: Full Member
Amount wanted: 0.035
Bitcoin Address: 1FERyQMm4aPnmbzEmd3xb4FZnQyGkkYv4b
Interest Rate: 12%
Total to repay: (Amount wanted + Amount wanted*0.012) : 0.03962
Time till repay (max 7 days): 7 Days
I, feryjhie, agree to repay the loan including interest within the timeframe suggested above.
hero member
Activity: 896
Merit: 500
Username: Warfail5
Account Rank: Jr. Member
Amount wanted: 0.07
Bitcoin Address: 1JNBwE4UyEntbXXLbWk2yokNHvWQLetvzL
Interest Rate: 5%
Total to repay: 0.0868
Time till repay (max 7 days): 5 days

I, warfail5, agree to repay the loan including interest within the timeframe suggested above.

Denied.
member
Activity: 64
Merit: 10
Username: Warfail5
Account Rank: Jr. Member
Amount wanted: 0.07
Bitcoin Address: 1JNBwE4UyEntbXXLbWk2yokNHvWQLetvzL
Interest Rate: 5%
Total to repay: 0.0868
Time till repay (max 7 days): 5 days

I, warfail5, agree to repay the loan including interest within the timeframe suggested above.
hero member
Activity: 896
Merit: 500
Guess who's back?

I am back ladies and gentlemen, with a BANG!!! Ready to give out loans Smiley
hero member
Activity: 566
Merit: 500
did not see you were suspending loans temporarily.removed
hero member
Activity: 896
Merit: 500
I will be halting loan request until I repay Macro 0.16 (loan 0.14).

Marco will confirm here.

Thanks
sr. member
Activity: 350
Merit: 250
Didn't see collateral
Sorry
hero member
Activity: 896
Merit: 500
Username: moreia
Account Rank: senior in a few days (till next activity update) but for now, full member
Amount wanted: 0.75BTC
Bitcoin Address: 1CW7k1tobCDS8eSWb7pvzGzkHr1W33Utam
Interest Rate: 1.2%
Total to repay: 0.759BTC
Time till repay (max 7 days): 7 days
I, moreia, agree to repay the loan including interest within the timeframe suggested above.

I've also sent you a PM with more information.

thanks

Firstly, your interest rate is wrong, it should be 4/8%. Please read the OP.

Secondly, Must be collateral.

Therefore no.
sr. member
Activity: 350
Merit: 250
Username: moreia
Account Rank: senior in a few days (till next activity update) but for now, full member
Amount wanted: 0.75BTC
Bitcoin Address: 1CW7k1tobCDS8eSWb7pvzGzkHr1W33Utam
Interest Rate: 1.2%
Total to repay: 0.759BTC
Time till repay (max 7 days): 7 days
I, moreia, agree to repay the loan including interest within the timeframe suggested above.

I've also sent you a PM with more information.

thanks
hero member
Activity: 896
Merit: 500
hero member
Activity: 896
Merit: 500
Able to give loans again.
hero member
Activity: 896
Merit: 500
haploid: Maybe you can forgive me. If not, I understand. I love honor, and you are welcome to ask any question at all in PM. I will send a few payments worth, if that will satisfy.

OP:  I forgive you; maybe you can forgive me. If not, I understand. I love honor, and you are welcome to ask any question at all in PM. I do not post your abusive message because I forgive.
Take care.

you dont need to post my so-called abusive pm. I did that already.

I am not forgiving you for sure.
hero member
Activity: 546
Merit: 500
haploid: Maybe you can forgive me. If not, I understand. I love honor, and you are welcome to ask any question at all in PM. I will send a few payments worth, if that will satisfy.

OP:  I forgive you; maybe you can forgive me. If not, I understand. I love honor, and you are welcome to ask any question at all in PM. I do not post your abusive message because I forgive.
Take care.
hero member
Activity: 896
Merit: 500
now my part is done, i've left a neg feedback regarding to your 4btc loan, bl4kjaguar. My replies to bl4kjaguar:

please repay the 0.04188 to 1CXBoyEH8C8iLnprD5YJ92kacTWDrEmSTy

thanks

Hi,
Quite sorry for the delay on this; I am repaying the principal and interest now and will settle this issue when I get the time.

I trust that we will be able to extend and renew our profitable and (for the most part) honorable relationship.

Thanks

I took a break from bitcoining; kindly give my reputation a break as well. No harm was done, right?

Thanks!
I'm not going to remove your neg trust until you repay my loan, which is 0.05368 (6 days overdue = 0.04*5%*6 days +0.04168)
This just gonna add up everyday you overdue.

how broke are you to not about to repay $19 loan? You are just gonna delay time. I'm just gonna count extra penalties and spam your trust as well with other trusted users. Scam accusation thread is also gonna open soon.
legendary
Activity: 812
Merit: 1002
I demand honor and promises against further extortion before final repayment. Your PMs sound like extortion to me.

It is OK if you don't trust me, but you should be honorable as far as you are able, and work with your debtors, not extort them.

OP is so far refusing to negotiate in good faith for the ~$6 in late fees.

How broke do you have to be to extort someone over $6?

Without timely response, I will post the messages that you sent me so that all can see how you wrongly take advantage of our agreement.

Please don't play the victim and turn it back around on OP. Why did you need the loan in the first place, and why do you have to be late on it? It's only $6, right??

As for my case, seeing how you haven't sent any partial repayments, or even responded to my PM's for several weeks, perhaps I should post our PM's so everyone can see how much of a hypocrite your above post is. Now we can work this out in PM, or we can work it out publicly in a scam accusations thread.
hero member
Activity: 546
Merit: 500
Ask your buddies to remove the negative trust.
hero member
Activity: 896
Merit: 500
I'm not planning on loaning anymore btc to you anyways.
hero member
Activity: 546
Merit: 500

He currently owes me 0.05368 as of 12 Sept with 5% per day overdue see OP.


I already repaid principal, interest, and transaction fees to show my good faith. I told OP that I intend to settle this.

I demand honor and promises against further extortion before final repayment. Your PMs sound like extortion to me.

It is OK if you don't trust me, but you should be honorable as far as you are able, and work with your debtors, not extort them.

OP is so far refusing to negotiate in good faith for the ~$6 in late fees.

How broke do you have to be to extort someone over $6?

Kindly reference our agreement in post #3 and make the assurances I need. You don't have to lend to me again.

Without timely response, I will post the messages that you sent me so that all can see how you wrongly take advantage of our agreement.
hero member
Activity: 896
Merit: 500
please repay the 0.04188 to 1CXBoyEH8C8iLnprD5YJ92kacTWDrEmSTy

thanks

Hi,
Quite sorry for the delay on this; I am repaying the principal and interest now and will settle this issue when I get the time.

I trust that we will be able to extend and renew our profitable and (for the most part) honorable relationship.

Thanks

I took a break from bitcoining; kindly give my reputation a break as well. No harm was done, right?

Thanks!

He currently owes me 0.05368 as of 12 Sept with 5% per day overdue see OP.
hero member
Activity: 896
Merit: 500
Perhaps the red letters and trade with caution isn't enough for some people...

Funny how people with bad trust..can't be trusted.... if only there was sum kind of trust mechanism to let people know who they shouldnt trust.....

Everyone gotta start somewhere right? I gave him a chance $19... and he didnt change. So the neg trust hammer is used.
legendary
Activity: 910
Merit: 1000
★YoBit.Net★ 350+ Coins Exchange & Dice
Perhaps the red letters and trade with caution isn't enough for some people...

Funny how people with bad trust..can't be trusted.... if only there was sum kind of trust mechanism to let people know who they shouldnt trust.....
hero member
Activity: 896
Merit: 500
I also provide escrow service. Feel free to contact me for any details.
hero member
Activity: 896
Merit: 500
It sets a horrible precedent.

we will wait until tomorrow and see

What else did you expect? He has been in large debt for months (and it's not just with me). Not sure why you PM'ed me to ask about him when nothing I said mattered anyways.

it's 0.04 and i figured why not give him another try... i did expect him not to repay after your pm.
legendary
Activity: 812
Merit: 1002
It sets a horrible precedent.

we will wait until tomorrow and see

What else did you expect? He has been in large debt for months (and it's not just with me). Not sure why you PM'ed me to ask about him when nothing I said mattered anyways.
hero member
Activity: 896
Merit: 500
Username: Serculius
Account Rank:Newbi
Amount wanted: 0.04 bitcoin
Bitcoin Address: 1K5VGjQY6drbuWCW3Zsob61QGExpEUFGMa
Interest Rate: 5%
Total to repay: 0.042 bitcoin
Time till repay (max 7 days):7 days

I, Serculius, agree to repay the loan including 5% interest within the timeframe suggested above.

In your dreams
newbie
Activity: 55
Merit: 0
Username: Serculius
Account Rank:Newbi
Amount wanted: 0.04 bitcoin
Bitcoin Address: 1K5VGjQY6drbuWCW3Zsob61QGExpEUFGMa
Interest Rate: 5%
Total to repay: 0.042 bitcoin
Time till repay (max 7 days):7 days

I, Serculius, agree to repay the loan including 5% interest within the timeframe suggested above.
hero member
Activity: 896
Merit: 500
Just as everyone thought... I can afford losing 0.04... So no big deal
hero member
Activity: 896
Merit: 500
we will wait until tomorrow and see
full member
Activity: 148
Merit: 100
I've assessed the risk. It's $20 only and I can afford to lose. I'm not here to encourage scammers and if you aren't here to ask for loans please leave.

Seriously hope he defaults on this loan in a horrible way, although I don't think he will.
Cheers for that...
It sets a horrible precedent.
hero member
Activity: 896
Merit: 500
I've assessed the risk. It's $20 only and I can afford to lose. I'm not here to encourage scammers and if you aren't here to ask for loans please leave.

Seriously hope he defaults on this loan in a horrible way, although I don't think he will.
Cheers for that...
full member
Activity: 148
Merit: 100
Come on I even put Bl4kjaguar in red in the public ledger.

Seriously hope he defaults on this loan in a horrible way, although I don't think he will.

Its not a good lesson and encourages scammers.
hero member
Activity: 896
Merit: 500
Do you have to be a sr member to get a loan?

You can get a collateral loan. No loans without collateral for members or lower, at least.

Thanks
Bl4kjuguar... Your interest should be 4.2%. I have not traded with you in the past. Please correct that in your reply.

We can do it this time, but keep in mind that you accepted my offer of contract (application) by sending me the btc and the change in the conditions can only come at the same time as your acceptance of my offer.

I can accept your (new) offer to raise the interest rate, but I will demand 2.5% interest in the future. I do have plenty of references on LB exchange and am now Sr. Member!  Cheesy

Deal?  Smiley

That's the point for 2.5%. If we had a successful transaction, you will be listed as trader with me. Yes sorry about that, but it's also partly your fault to read carefully before filling the application.
hero member
Activity: 546
Merit: 500
Bl4kjuguar... Your interest should be 4.2%. I have not traded with you in the past. Please correct that in your reply.

We can do it this time, but keep in mind that you accepted my offer of contract (application) by sending me the btc and the change in the conditions can only come at the same time as your acceptance of my offer.

I can accept your (new) offer to raise the interest rate, but I will demand 2.5% interest in the future. I do have plenty of references on LB exchange and am now Sr. Member!  Cheesy

Deal?  Smiley
full member
Activity: 196
Merit: 100
Do you have to be a sr member to get a loan?
hero member
Activity: 896
Merit: 500
Bl4kjuguar... Your interest should be 4.2%. I have not traded with you in the past. Please correct that in your reply.

Username: Watoshi-Dimobuto
Account Rank: Sr. Member
Amount wanted: 0.04 btc
Bitcoin Address: 1AGxNes379Hk3skAtQPbH2S14K22gBeovg
Interest Rate: 4.2%
Total to repay: 0.04168
Time till repay : 5 days
I, Watoshi-Dimobuto , agree to repay the loan including 4.2% interest within the timeframe suggested above.

Rejected. Please use the collateral loan application since I cannot find any deal history of you. Either provide me with reference or use collateral.

Thanks
hero member
Activity: 840
Merit: 524
Yes!
Username: Watoshi-Dimobuto
Account Rank: Sr. Member
Amount wanted: 0.04 btc
Bitcoin Address: 1AGxNes379Hk3skAtQPbH2S14K22gBeovg
Interest Rate: 4.2%
Total to repay: 0.04168
Time till repay : 5 days
I, Watoshi-Dimobuto , agree to repay the loan including 4.2% interest within the timeframe suggested above.
hero member
Activity: 546
Merit: 500
Username: bl4kjaguar
Account Rank: Full Member
Amount wanted: .04 bitcoin
Bitcoin Address: 1TEUS4E4EPwLK27bi15uuW4J4fGtZ5KFb
Interest Rate: 2.5%
Total to repay: 0.041 bitcoin
Time till repay (max 7 days):7 days

I, bl4kjaguar, agree to repay the loan including 2.5% interest within the timeframe suggested above.
--------------------------------------------------------------------------------------------------------------------------------------------------
SIGNED AND SEALED THIS 30TH DAY OF THE 9TH MONTH OF THE YEAR TWENTY-FOURTEEN AD:

{___SEAL___}


Sent: c5a1e6033d5c8f79cbb97082bdd2efb935ee091d1607bd6543bc6acb0a4b962c

Repay date: 6th September 2014

Your total to repay is 0.0412 to cover the transaction fee.

Could you kindly disclose that in your first or second post?  Wink
Thanks!
Repayment will be made before end of day on the date agreed upon!
I appreciate it.  Kiss
hero member
Activity: 896
Merit: 500
Username: bl4kjaguar
Account Rank: Full Member
Amount wanted: .04 bitcoin
Bitcoin Address: 1TEUS4E4EPwLK27bi15uuW4J4fGtZ5KFb
Interest Rate: 2.5%
Total to repay: 0.041 bitcoin
Time till repay (max 7 days):7 days

I, bl4kjaguar, agree to repay the loan including 2.5% interest within the timeframe suggested above.
--------------------------------------------------------------------------------------------------------------------------------------------------
SIGNED AND SEALED THIS 30TH DAY OF THE 9TH MONTH OF THE YEAR TWENTY-FOURTEEN AD:

{___SEAL___}


Sent: c5a1e6033d5c8f79cbb97082bdd2efb935ee091d1607bd6543bc6acb0a4b962c

Repay date: 6th September 2014

Your total to repay is 0.0412 to cover the transaction fee.
hero member
Activity: 546
Merit: 500
^ Are you serious? How about you fully pay back my 4btc loan that's over 1 month late now.
Working on it; need more capital to work on it, bro! Don't act like I have not been making reasonable payments here and there!
ALL of my past creditors are pissed off right now, but I figure a small loan cannot hurt what I am trying to do to pay them back!
legendary
Activity: 812
Merit: 1002
^ Are you serious? How about you fully pay back my 4btc loan that's over 1 month late now.
hero member
Activity: 546
Merit: 500
bl4kjaguar
Full Member
.04 bitcoin
1TEUS4E4EPwLK27bi15uuW4J4fGtZ5KFb
2.5%
0.041 bitcoin
7 days

I, bl4kjaguar, agree to repay the loan including 2.5% interest within the timeframe suggested above.
--------------------------------------------------------------------------------------------------------------------------------------------------
SIGNED AND SEALED THIS 30TH DAY OF THE 9TH MONTH OF THE YEAR TWENTY-FOURTEEN AD:

{___SEAL___}


Username: bl4kjaguar
Account Rank: Full Member
Amount wanted: .04 bitcoin
Bitcoin Address: 1TEUS4E4EPwLK27bi15uuW4J4fGtZ5KFb
Interest Rate: 2.5%
Total to repay: 0.041 bitcoin
Time till repay (max 7 days):7 days

I, bl4kjaguar, agree to repay the loan including 2.5% interest within the timeframe suggested above.
--------------------------------------------------------------------------------------------------------------------------------------------------
SIGNED AND SEALED THIS 30TH DAY OF THE 9TH MONTH OF THE YEAR TWENTY-FOURTEEN AD:

{___SEAL___}
hero member
Activity: 896
Merit: 500
All successful loans will be posted below. Escrow also available, you pay all the fees.

Bl4kjuguar 0.04 0.05368 6 Sept'14 --- repaid

Banned list
Bl4kjuguar
hero member
Activity: 896
Merit: 500
This post will be moderated. Accounts with members or below are prohibited from asking for loans, their post will be deleted without notice.
Collateral may be required, only valid colleteral is accepted. (I only accept LTC as collateral for now)


Public Repayment address: 1CXBoyEH8C8iLnprD5YJ92kacTWDrEmSTy


--------------------------------------------------------------------------------------------------------------------------------------------------

Active loan(s)

Current Defaulted loan(s)

--------------------------------------------------------------------------------------------------------------------------------------------------

Interest Loan Rates
Interest rate for past traders with me: 1%
Interest rate for others: 2.8%


No Collateral Rates
Interest rate for past traders with me: 2.5%
Interest rate for others: 4.2%

Interest rate per day overdue for all: 5%

--------------------------------------------------------------------------------------------------------------------------------------------------

Apply Format
--------------------
Interest Loan Application

Username:
Account Rank:
Amount wanted:
Bitcoin Address:
Interest Rate:
Total to repay: (Amount wanted + Amount wanted*0.012)
Time till repay (max 7 days):

I, {username}, agree to repay the loan including interest within the timeframe suggested above.

No Collateral Loan Application (Assessed)

Username:
Account Rank:
Amount wanted:
Bitcoin Address:
Interest Rate:
Total to repay: (Amount wanted + Amount wanted*0.012)
Time till repay (max 7 days):
I, {username}, agree to repay the loan including interest within the timeframe suggested above.

Interest-Free Loan Application (Sr. Member +)
Requirements
-Sr. Member or above
-Default trust tree - Trusted feedback
-Good guy
(*)Past traders with me will have a faster processing time

Username:
Account Rank:
Amount wanted:
Bitcoin Address:
Time till repay (max 7 days):

I, {username}, agree to repay the loan including interest within the timeframe suggested above.
--------------------------------------------------------------------------------------------------------------------------------------------------

I also provide escrow service. Feel free to contact me for any details.

Rules:
-Cross-lending is not allowed.
-Red negative trust is also not allowed (with exceptions).
-Multiple accounts from an account with negative trust is not allowed.
...more to be added...
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