You won't find any decentralized exchange with fiat pairs simply because they have to be centralized to deal with bank transfers. Decentralized exchanges are normaly focused on P2P transfers which is not appliable to fiat deals. Maybe the best you can find issome exchange that will have pairs with USDT (Tether) but this coin is not trustworthy.
With https://bisq.network the exchange is acting as an escrow for the cryptocurrency while the bank transfer is executed directly from the buyer to the seller with a regular bank transfer.The only problem that I see here is if we are dealing with people in different countries. The bank transfer will take few days and in the mean time the exchange rate might have changed drastically. In other words there is the possibility that one of the parties is willing to walk out of the deal, creating massive problems.
What I am looking for is an exchange where I can trade with a high level of anonymity. The regulatory environment in many countries is changing with countries banning trading and/or mining of cryptocurrencies.
The weak spot in mining and trading is the conversion from crypto to fiat, so I am trying to find a good way to do this in the safest way.
By the way, I naively thought that localbitcoins was decentralised since the transaction is happening peer to peer.
