I'm trying to figure out if there are solutions to the security problems with lending Bitcoins. Basically, since no real warranty can be had online, the lending is very risky. Are there tools yet for distributing the risk of lending across a whole network of nodes? Many people lending and borrowing all pooled together?
Can the Metacoins achieve this?
Actually I asked the same question in my thread. I asked for feedback on an idea I had to use collateral to issue credit. How about you take a look and let me know if it solves your problem?
https://bitcointalksearch.org/topic/m.5307384