Collateral is not valid as the Paypal accounts can be reclaimed back by asking their support service. The only valid collateral is altcoins in the value of 120% and bitcoin talk accounts (which of course don't apply here as you are asking for a 5 BTC loan).
I don't know to believe you or not for your mom medical treatment as there have been many scammers before who used that exact reason. If your mother is truly ill, then I am really sorry and I hope she gets well soon.
I am afraid you will have more success asking this loan in btcjam rather than here.
I applied a loan on bitbond, will close this thread once get response/approve from them. Also will try to apply on btcjam today if i am qualified(thanks for the info)
The reason i post this thread is not to scam "i just want to borrow and pay it for a long term basis", how could i request to get back my paypal account when the email associated and used for all transactions is also given? And i won't curse my mother for money for what i said is true.
I respect your opinion or feedback i am aware of scams roaming around in the internet but i am not one of them and besides skype call, further discuss/conversation is live and i don't want to give all the details of my collateral as well if i don't feel secure or don't have assurance to get of my loan.
Thanks for your input.