So there are all forms here, for example personal financial problems, discussing loans, investments for beginners and much more, so it's no wonder that many who visit the forum just want to see more detailed forms of discussion.
The forum has rules that must be obeyed.
Same as what I am saying here mate nothing much different from what I posted earlier.
There are sections meant for every discussions, in as much as you located the right place you can ask the question over there and people who knows very well will reply and proffer solution to your questions.