Would using HotspostShield work for people outside the US or do they do more checks than just geoip?
Are you asking if that is why Dwolla limits themselves to just U.S. customers?
The reason they are U.S. only for now is that they do not use credit cards whatsover. The only way to add and withdraw funds (other than through a transaction with another Dwolla user) is to link a bank account. At the present time the only bank network Dwolla can use is the ACH network in the U.S.
I've been told that an account on Dwolla can be created with nothing more than a U.S. mailing address (i.e., without needing to link any bank account whatsoever to recieve and send money). I don't know if they have limits on amounts that can be received or sent without a bank account linked.
you guys are lucky 
