How we are taking this is quite different from each other, firstly, how is this related to bitcoin price going down or running a bull, this is just an initiative that Nayib Bukele put in place to encourage active participation of the citizens and nothing more, i think he's such a president that work along with general opinion and is considerate enough in making bitcoin an easy task of adoption despite the introduction of chivo wallet yet he still implemented this, isn't this fare enough?.
Exactly as expected you've just said it all, this is just to complement the effective use of chivo wallet, having the collaboration with the Central Reserve Bank of El-Savador and this will encourage many users through the commercial banks have their services rendered by Qredo, this is a wonderful consideration by the El-Savador's leadership for such implementation.