Topic: Exploring options for a large, long-term loan (Read 706 times)

Forgot to address the last part here.

No, I'm not even willing to try to get people in my family to act as legal guarantors.   This is my responsibility, though I'm guessing you're asking primarily in case of a "...and if you die?" scenario.  Totally understandable.

First, let me make it clear that, although I would accept BTC, all terms would be made in USD.  I'm not risking taking out a BTC loan that I would likely never be able to repay if BTC goes up significantly.

Second, I'll send you a PM with some general, rounded figures.  I'm not keen on sharing very specific details in this thread for everyone to read.  I just wanted to share enough to make it known that I'm serious about this.

How much equity do you own in your property? What is the value of your car?

And most importantly could you get people (parents for example) to act as legal guarantors with their equity if you were to default?

I've got BTC to lend.

I'm creating this thread to do a preliminary exploration of what loan options might be available to me from the lenders here.

I was prompted to make this thread after reading a thread posted by another member here several weeks ago.  He/she was looking to take out a large loan to effectively reconsolidate his/her existing debt.

My goals are:
- Take out a large enough loan to cover all, or a significant portion of, my debts.
- Set an interest rate that is lower than the average rate for my existing debts.
- Make one monthly payment to a new creditor rather than making multiple payments on varying dates each month.
- Raise my credit score which took a huge hit do to multiple recent credit inquiries (mortgage; having multiple open credit and checking accounts; using the majority of my existing credit lines for home remodeling, etc.).

Other notes:
- Ideally, this loan would range from $50k-$150k, though smaller loans would still be okay so long as it reduces my overall average interest rate.
- Time to repayment would need to be sufficiently long enough for me to afford monthly payments.
- Interested lenders can PM me to learn more about my employment history, credit history (I can provide documentation of all open and existing accounts which reflect my flawless payment history), available collateral, etc.
- Yes, there will be legal contracts, and preferentially face-to-face meetings.  I'm hoping that someone near the Chicago area would be interested in this.
- I am employed full-time and am looking to pick up a part-time job as an Uber car driver.  I have an MSW degree and within the next year will be taking a license examination to receive my LCSW license (licensed clinical social worker) which will enable me to open a private practice.  Currently, I am a transition coordinator for a Federal financial assistance program run through the county health department; I was and may still be ranked #1 in the United States for my position in terms of both productivity and positive client outcomes.  I also have a small mining operation and write occasionally for Bitcoin Magazine.  
- The home remodeling I am doing should also result in a significant increase of the appraisal value and therefore my equity.  I also own a car outright (fully-paid for) and have some other assets of value.

Basically, I'm looking to see if someone is willing to invest in me while earning some passive income and letting his money work for him.

Post or PM if you would like to know more.