OP this isnt directed at you, i dunno anything about you, its just a general comment.
Sure. People only use moderated threads for that reason. You know what, let's ban the lending section because it promotes scamming. Nice thinking, General Smarts.
There are people who handle self-moderated topics in a good way. They make mods work very less. But most of the persons use this option in a bad way. I heard that some posts which are against OP but useful for others are deleted. It would be very bad and will promote scams in a great way. Try to remove it atleast from services and lending.
Kindly,
MZ