First BTCJam loan request. Don't know what to think

monbux

legendary

Activity: 1736

Merit: 1029

Quote from: SixChristoph on July 25, 2015, 09:35:47 AM

Quote from: talkbitcoin on July 25, 2015, 09:24:53 AM

Quote from: SixChristoph on July 25, 2015, 06:56:17 AM

Hi everybody, I just made my first loan request on BtcJam. My creditscore is low and I really can't do anything about it, because I can't verify my bank account, looks like it is difficult for bulgarian residentials. I really don't know what to think and wanted to ask you guys if someone has more experience than me. Cheers!

how much do you have to pay back? i mean the profit part how much is the profit

I'll pay back around 1.7 btc divided in 9 weekly payments of 0.19, which equals to 70% profit.

My suggestion is that you close your borrowing offer and leave BTCjam because it is quite likely that you'll scam.
Try borrowing here instead, with valid collateral of course.

notlist3d

legendary

Activity: 1456

Merit: 1000

Quote from: SixChristoph on July 25, 2015, 09:35:47 AM

Quote from: talkbitcoin on July 25, 2015, 09:24:53 AM

Quote from: SixChristoph on July 25, 2015, 06:56:17 AM

Hi everybody, I just made my first loan request on BtcJam. My creditscore is low and I really can't do anything about it, because I can't verify my bank account, looks like it is difficult for bulgarian residentials. I really don't know what to think and wanted to ask you guys if someone has more experience than me. Cheers!

how much do you have to pay back? i mean the profit part how much is the profit

I'll pay back around 1.7 btc divided in 9 weekly payments of 0.19, which equals to 70% profit.

Honestly your better off saving and just buying. Some advice though to hopefully help. First stop gambling, you will never win long term. Second on investing go slow see how it goes, you can lose a lot if investing wrong.

I (and I would guess others) would ask why do you need the BTC right now? 70 percent interest is likely more then you will make with the 1 btc. Your better off not taking this load, and saving and buying btc on your own.

SixChristoph

newbie

Activity: 16

Merit: 0

Quote from: talkbitcoin on July 25, 2015, 09:24:53 AM

Quote from: SixChristoph on July 25, 2015, 06:56:17 AM

Hi everybody, I just made my first loan request on BtcJam. My creditscore is low and I really can't do anything about it, because I can't verify my bank account, looks like it is difficult for bulgarian residentials. I really don't know what to think and wanted to ask you guys if someone has more experience than me. Cheers!

how much do you have to pay back? i mean the profit part how much is the profit

I'll pay back around 1.7 btc divided in 9 weekly payments of 0.19, which equals to 70% profit.

SixChristoph

newbie

Activity: 16

Merit: 0

Quote from: notlist3d on July 25, 2015, 09:22:04 AM

Quote from: SixChristoph on July 25, 2015, 09:01:44 AM

Quote from: notlist3d on July 25, 2015, 08:47:28 AM

Quote from: SixChristoph on July 25, 2015, 08:36:13 AM

Quote from: Xialla on July 25, 2015, 08:20:58 AM

Quote from: SixChristoph on July 25, 2015, 06:56:17 AM

Hi everybody, I just made my first loan request on BtcJam. My creditscore is low and I really can't do anything about it, because I can't verify my bank account, looks like it is difficult for bulgarian residentials. I really don't know what to think and wanted to ask you guys if someone has more experience than me. Cheers!

BTCjam is not so efficient and I can't recommend to use their services + with D rating will nobody lend you anything..how much you need and are you able to provide valid collateral?

maybe will be better to create loan request on this board. check this section: Bitcoin Forum > Economy > Marketplace > Lending

Thanks, but I have already tried and that was not good decision, nobody will trust me here too because I am newbie.

They will not trust you anymore over there... then here. Here people ask for things like collateral and yes new person asking for loan=bad in most cases.

Can you link you your BTCJam loan? We can look at it but honestly I doubt anyone sends you anything.

Again I suggest getting a regular loan from a bank.

https://btcjam.com/listings/48378-need-an-investitor this is the loan request. Anyway, thank you for the opinion.

I suggest reading and saving up to buy BTC. Honestly your reason is problematic. "I am in the world of bitcoins for almost 3 years, buying them regularly for different purposes(trading, gambling, investing...)"

Here are the investor hardball questions:

If you have been part of for bitcoin for the past 3 year... what would you be changing now that would make you successful that in your past 3 years has left where you need to borrow 1 single coin?

You mention gambling and investing in a sentence together. How much of this money is going twords gambling?

I have spent around 30mbtc for gambling which is not much.

talkbitcoin

legendary

Activity: 1372

Merit: 1032

All I know is that I know nothing.

Quote from: SixChristoph on July 25, 2015, 06:56:17 AM

Hi everybody, I just made my first loan request on BtcJam. My creditscore is low and I really can't do anything about it, because I can't verify my bank account, looks like it is difficult for bulgarian residentials. I really don't know what to think and wanted to ask you guys if someone has more experience than me. Cheers!

how much do you have to pay back? i mean the profit part how much is the profit

notlist3d

legendary

Activity: 1456

Merit: 1000

Quote from: SixChristoph on July 25, 2015, 09:01:44 AM

Quote from: notlist3d on July 25, 2015, 08:47:28 AM

Quote from: SixChristoph on July 25, 2015, 08:36:13 AM

Quote from: Xialla on July 25, 2015, 08:20:58 AM

Quote from: SixChristoph on July 25, 2015, 06:56:17 AM

Hi everybody, I just made my first loan request on BtcJam. My creditscore is low and I really can't do anything about it, because I can't verify my bank account, looks like it is difficult for bulgarian residentials. I really don't know what to think and wanted to ask you guys if someone has more experience than me. Cheers!

BTCjam is not so efficient and I can't recommend to use their services + with D rating will nobody lend you anything..how much you need and are you able to provide valid collateral?

maybe will be better to create loan request on this board. check this section: Bitcoin Forum > Economy > Marketplace > Lending

Thanks, but I have already tried and that was not good decision, nobody will trust me here too because I am newbie.

They will not trust you anymore over there... then here. Here people ask for things like collateral and yes new person asking for loan=bad in most cases.

Can you link you your BTCJam loan? We can look at it but honestly I doubt anyone sends you anything.

Again I suggest getting a regular loan from a bank.

https://btcjam.com/listings/48378-need-an-investitor this is the loan request. Anyway, thank you for the opinion.

I suggest reading and saving up to buy BTC. Honestly your reason is problematic. "I am in the world of bitcoins for almost 3 years, buying them regularly for different purposes(trading, gambling, investing...)"

Here are the investor hardball questions:

If you have been part of for bitcoin for the past 3 year... what would you be changing now that would make you successful that in your past 3 years has left where you need to borrow 1 single coin?

You mention gambling and investing in a sentence together. How much of this money is going twords gambling?

SixChristoph

newbie

Activity: 16

Merit: 0

Quote from: notlist3d on July 25, 2015, 08:47:28 AM

Quote from: SixChristoph on July 25, 2015, 08:36:13 AM

Quote from: Xialla on July 25, 2015, 08:20:58 AM

Quote from: SixChristoph on July 25, 2015, 06:56:17 AM

Hi everybody, I just made my first loan request on BtcJam. My creditscore is low and I really can't do anything about it, because I can't verify my bank account, looks like it is difficult for bulgarian residentials. I really don't know what to think and wanted to ask you guys if someone has more experience than me. Cheers!

BTCjam is not so efficient and I can't recommend to use their services + with D rating will nobody lend you anything..how much you need and are you able to provide valid collateral?

maybe will be better to create loan request on this board. check this section: Bitcoin Forum > Economy > Marketplace > Lending

Thanks, but I have already tried and that was not good decision, nobody will trust me here too because I am newbie.

They will not trust you anymore over there... then here. Here people ask for things like collateral and yes new person asking for loan=bad in most cases.

Can you link you your BTCJam loan? We can look at it but honestly I doubt anyone sends you anything.

Again I suggest getting a regular loan from a bank.

https://btcjam.com/listings/48378-need-an-investitor this is the loan request. Anyway, thank you for the opinion.

notlist3d

legendary

Activity: 1456

Merit: 1000

Quote from: SixChristoph on July 25, 2015, 08:36:13 AM

Quote from: Xialla on July 25, 2015, 08:20:58 AM

Quote from: SixChristoph on July 25, 2015, 06:56:17 AM

Hi everybody, I just made my first loan request on BtcJam. My creditscore is low and I really can't do anything about it, because I can't verify my bank account, looks like it is difficult for bulgarian residentials. I really don't know what to think and wanted to ask you guys if someone has more experience than me. Cheers!

BTCjam is not so efficient and I can't recommend to use their services + with D rating will nobody lend you anything..how much you need and are you able to provide valid collateral?

maybe will be better to create loan request on this board. check this section: Bitcoin Forum > Economy > Marketplace > Lending

Thanks, but I have already tried and that was not good decision, nobody will trust me here too because I am newbie.

They will not trust you anymore over there... then here. Here people ask for things like collateral and yes new person asking for loan=bad in most cases.

Can you link you your BTCJam loan? We can look at it but honestly I doubt anyone sends you anything.

Again I suggest getting a regular loan from a bank.

SixChristoph

newbie

Activity: 16

Merit: 0

Quote from: Xialla on July 25, 2015, 08:20:58 AM

Quote from: SixChristoph on July 25, 2015, 06:56:17 AM

Hi everybody, I just made my first loan request on BtcJam. My creditscore is low and I really can't do anything about it, because I can't verify my bank account, looks like it is difficult for bulgarian residentials. I really don't know what to think and wanted to ask you guys if someone has more experience than me. Cheers!

BTCjam is not so efficient and I can't recommend to use their services + with D rating will nobody lend you anything..how much you need and are you able to provide valid collateral?

maybe will be better to create loan request on this board. check this section: Bitcoin Forum > Economy > Marketplace > Lending

Thanks, but I have already tried and that was not good decision, nobody will trust me here too because I am newbie.

Xialla

legendary

Activity: 1036

Merit: 1001

/dev/null

Quote from: SixChristoph on July 25, 2015, 06:56:17 AM

Hi everybody, I just made my first loan request on BtcJam. My creditscore is low and I really can't do anything about it, because I can't verify my bank account, looks like it is difficult for bulgarian residentials. I really don't know what to think and wanted to ask you guys if someone has more experience than me. Cheers!

BTCjam is not so efficient and I can't recommend to use their services + with D rating will nobody lend you anything..how much you need and are you able to provide valid collateral?

maybe will be better to create loan request on this board. check this section: Bitcoin Forum > Economy > Marketplace > Lending

notlist3d

legendary

Activity: 1456

Merit: 1000

Quote from: SixChristoph on July 25, 2015, 08:03:15 AM

My creditscore is D. I have verified everything except my bank account/credit card and my PayPal account, because the one I'm currently using is just two months old...

BTCJam is horrible on loaning. I wish I could see percent of defaults. If someone runs with the BTC the loaner is responsible to take legal action. Some can be in different countries, some just don't care, scammer, there are just a lot that WILL default.

I suggest OP going to a bank get a proper loan put down collateral. And I suggest others not loaning on BTCJam.

OmegaStarScream

staff

Activity: 3500

Merit: 6152

Quote from: SixChristoph on July 25, 2015, 08:03:15 AM

My creditscore is D. I have verified everything except my bank account/credit card and my PayPal account, because the one I'm currently using is just two months old...

Oh well you didn't mention all those on the OP . you have to verify all those people won't trust you otherwise , at least Credit & Paypal account mate otherwise no one is going to loan you anything . IF it's a small amount you could try here on "Lending" section (but make sure you iwll give a valid collateral otherwise you will get negative trust) .

SixChristoph

newbie

Activity: 16

Merit: 0

My creditscore is D. I have verified everything except my bank account/credit card and my PayPal account, because the one I'm currently using is just two months old...

OmegaStarScream

staff

Activity: 3500

Merit: 6152

What is your rating ? A ? B ? C ? Verifying all exept the Bank account should give a good rating AFAIK .something like B+ , that's decent and you will getyour loan for sure however if you are looking for huge amounts you will most likely won't get anything unless you loaned before and gave back your old loans , that increase trust

SixChristoph

newbie

Activity: 16

Merit: 0

Hi everybody, I just made my first loan request on BtcJam. My creditscore is low and I really can't do anything about it, because I can't verify my bank account, looks like it is difficult for bulgarian residentials. I really don't know what to think and wanted to ask you guys if someone has more experience than me. Cheers!

Topic: First BTCJam loan request. Don't know what to think (Read 626 times)