In Bitcoin and cryptocurrencies there are very real regulatory barriers. Especially in the United States. Countries and landscapes can change quickly, however, framing Bitcoin as part of a larger conspiracy overlooks its potential as a decentralized asset.
Overall, though, there are concerns about funding. But it is crucial to distinguish between an attitude and an entrenched intention.
Bitcoin is a regulatorial barrier because it has proven itself to be censor-resistant by design and that is a good thing for the economy to come, people usually lose faith in state-held assets when there is a crisis (usually generated by the state itself), so they try to find alternatives to go around such crisis.
The analogy with the titanic, I dont think it is valid, as during the titanic, all people onboard were aware something was off in the moment they collided against the iceberg, here in this current state of society not all people are aware of the possible dangers could be around the corner with the western economies to continue to grow and keep their passed when compared to China or India for example.
There is a bunch of regular people out there who do not keep up with news and economical summaries daily, so they are easy victims when the crisis and the growth contractions appear.
We are not in a Titanic, this is a different kind of scenario .