I'm not sure 100% but I read somewhere in the past that friends & family payment is safe but I don't know if it can be reversed afterward.
Nowadays I'm a little bit upset about the scams which are happening in this forum and I'm trying to encourage everyone to use escrow service, not only newbies, also the seniors. There is a thread in meta which is discussing about this.
I know I broke your local rule which I shouldn't have done and I'm sorry about it. My post was never meant to trash your thread with off-topic or to spam, it was purely to encourage escrow service. If you want I can delete my previous post, just let me know.
Be safe!