What do you think about Fluency bank? It looks all of us will have access to national crypto soon. They were featured by Forbes, connecting innovative banking, private crypto and national crypto. They have just opened pre-register on Seedrs
During the era of ICOs, some were able to give their investors good money while a whole lot scammed their investors; it was a different thing altogether because nowadays everything has changed, investors are now wiser than before. About this Fluency bank project, i guess it is a blockchain banking platform (I stand to be corrected) and to the best of my knowledge I don't think I have come across any with such prospect that is standing till day or maybe am not paying attention to that aspect anymore. Many projects that claimed to offer one financial services or the other ended up being scams, however this might be an exemption, who knows. Lastly, since I don't know much about it, I would only say, that you be careful and make your research well so as not to invest because of hype and ends up losing.
https://medium.com/@fluencyofficial/invest-in-fluency-and-become-our-shareholder-crowdfunding-coming-soon-b61ba3ac8089
https://fluency.seedrs.com/
They are still on pre-register for you to invest and its been a while when this project do start to find up investors since 1st quarter of this year
Also, this one requires KYC as expected so it isnt really that surprising that this one doesnt really get that much attention.