For using it as a credit card, you have few options.
You can use the funds to buy Second Life Lindens (SLLs) on VirWoX. Then those SLLs can be converted to bitcoins:
- http://www.VirWoX.com
You can also use a credit card through LiqPay with an account at BTC-E.com:
- http://www.BTC-e.com
Also, cash works well for buying bitcoins. Your prepaid debit card can be used at an ATM to withdraw cash. Then that cash can be used at any Chase location for deposit to your BitMe exchange account:
- http://www.BitMe.com
Or at a Moneygram location using BitInstant:
- http://www.BitInstant.com
You could also try to find a trade on Bitcoin-OTC marketplace. You would probably need to mail the card to the seller who then uses the card to complete a purchase at a retail location (or ATM), and then if that succeeds, delivers the bitcoins to you. So obviously, that seller's trust history is relevant so that you don't get scammed:
- http://www.Bitcoin-OTC.com
- http://webchat.freenode.net/?channels=#bitcoin-otc-foyer
- http://bitcoin-otc.com/viewratings.php
There are other methods that might work for you as well:
- http://en.bitcoin.it/wiki/Buying_bitcoins