Topic: How often do you use cryptocurrency in your everyday life ? (Read 505 times)

I live in a country where the use of bitcoin is restricted. It is very rare to find stores who accept bitcoin as a means of payment. In spite of the restrictions, there are still lots of people who only hold bitcoins as a store of value. Many people too, including I have deviced a means of spending our bitcoins when the need arises by engaging in direct P2P transactions or through an exchange where we convert our bitcoins to fiat before spending them on any good and service we wish to patronize.

I do not use bitcoins in my everyday life, the lack of general acceptance and some government restrictions has forced many of us to hodl more for value instead of spending everyday.

Not at all. I I'm a hodler which in other words is a bitcoin hoarder. I haven't used my bitcoin for many months. From time to time I buy myself a gift card or go to a physical exchange and get a few grand in cash that I spend on gadgets, alcohol and parties. The way I see it, bitcoin is not yet at a level that would make me spend it. It's still too cheap. Maybe if we get to $100k I'll start spending it. Until then I feel more confident spending fiat money and holding bitcoin.

Same here, I would do the same. What you just explained is an ideal situation for every crypto enthusiast, but unfortunately not all country accept crypto as one of its legal payment. Just hold it like an investment asset, hoping one day it will give us big return.

I believe one day that countries all over the world will fully adopt cryptocurrency into their system, eventually everyone will use bitcoin like how we use our credit card.

Honestly the only times I am using crypto recently has been for minor purchases I’d say maybe like once a month if that. It’s just a much more convenient way in a sense for me for some of the lesser transactions with some of the folks here.

Tbh not as much as I would like. It is difficult to find merchants who are willing to accept crypto as payment though I found one recently that accepts bitcoin, usdt and e-naira but I haven’t bought anything from them yet. I mostly use crypto for online purchases, like paying for sponsored ads on my social media pages through third party sites. This is very useful since my cards do not work.

At the moment, none. But i used to receive payments in Bitcoin at my previous job as an IT support analyst. When i want to spend my fractions, i usually search for sites that accept crypto, but it's challenging to find a reliable one that's available in my area.

Bitcoin must become a store of value before it can be used by people as a currency. By then, i believe that layer 2 solutions should already be more developed to support average transactions. But it is inevitable that Bitcoin will one day become a store of value.

At the moment I'm only converting/exchanging bitcoin for fiat on the exchange when i need to pay bills and other personal expenses, but I've even used it to buy clothes from online stores.

Like what few are doing, I also don't use cryptocurrency to pay something especially online.
I don't find it convenient at all especially the fees and the fact that there are only few merchants and establishments that are accepting crypto right now.

There are some who sees Bitcoin as a currency, but I see it as an asset, and there's nothing wrong about it hence, I will just hold all of my Bitcoins until the time comes that I need to sell it. For sure, here that is holding Bitcoin prefer holding it than using it to pay something because they might lose the chance of earning more if they will use it. If I really need to use cryptocurrency to pay something, I would rather go with altcoins that has faster transaction speed.

I don’t think I’ve ever used crypto in my daily life outside of this forum. Sure, I use it here plenty to trade for goods or accept as payment for tips or products. I’d like to use it in my daily life but there aren’t any places around me that accept it, so it’s always easier to whip out the fiat credit card as opposed to trying to find a way to use crypto.

Not very often if I am honest about it, and that is because I see my bitcoin as an investment so if possible I try to not use it if I can avoid it, so I would say I probably make a transaction every three months or so and I buy back whatever amount I spent when I have the chance so my holdings do not decrease, now I do not know if bitcoin would scale to a level in which people use it every day, but I know that I would use it more often if more companies accepted bitcoin as a payment option.

I use USDT a lot for payment. But if it’s about Bitcoins, then I treat it as a highly valuable digital asset. I don’t consider it a cryptocurrency or mode of payment. Bitcoins are limited in numbers, hence very precious. So instead of spending it in various places, I use other cryptocurrencies like USDT to buy services (specifically freelance services). If you are someone who spends bitcoins where not needed, then you are making the biggest mistake of your life.

I have to use cryptocurrency regularly. Especially as a crypto trader has to constantly use cryptocurrency. On the other hand I also use crypto as a gambler. Sometimes I used crypto as payment for various things. By using online platforms to pay with crypto, it is possible to send money quickly and easily. Its use is steadily increasing in the present scenario and will continue in the future as well. Although we do not get the opportunity to use crypto in everywhere due to various restrictions, we can expect its doors will open soon all over the world.

If you say often of course I will answer 0, because in my country there is no crypto or bitcoin payment option because its status is not yet Legal payment. However, for some time when making foreign transactions, for example my neighbor who works abroad and sends his child 2x a month for living expenses, he always uses crypto through me, it has been running for almost 3 years. Because I also happen to have an official local currency exchange service that works with the bank or in our country it is called BRI Link.

In the past few years? Zero, actually; in the past, if purchases of digital goods count, just a couple. I used to use Bitcoin to purchase digital accounts, such as Minecraft, or game codes for Steam, which I acquired by accumulating satoshi from faucets. Keep in mind that it was back in 2014 or 2015, when faucets paid thousands of satoshi per roll. I was a teenager and was thrilled by the whole concept and was motivated to acquire as much as possible, which unfortunately didn't last long.

Nowadays, I don't see much point; I'm seeing Bitcoin as a long-term investment, and since I can pay pretty much everything in cash or card, I don't see a valid reason to disrupt my Bitcoin holdings.

Not really much, in fact I don't use it at all, since we don't use Bitcoin as legal payment here in our country. There is no payment that will use crypto in our daily basis here. I think it will be hard for our country to make it legal to use Bitcoin as our daily payment due to its high volatility.

I only use cryptocurrency to save money and store assets. Our country's central Bank acknowledge cryptocurrency only as digital asset.

Regular banking system does not work in weekends and holidays when it comes to wire transfers, this is where cryptocurrency is really shining for me.
I can send "whatever" amount anywhere in the world within seconds (0-conf) or within minutes with confirmations for close to nothing.
FIAT bank if it is not a weekend, takes hours and sometimes days depending from where to where you are sending.

Privacy - This depends on which cryptocurrency you are using, Bitcoin is fully transparent and using it privately is a challenge, for many too hard of a challenge.

FIAT banks have many hidden fees and if you carefully don't check your bank statements you may never even know.

Cryptocurrency could be used more often if there were more services (currently the number of which can be counted on the fingers of one hand) that accept payments in cryptocurrencies.

I am generally inclined to believe that payment for services in cryptocurrencies will not scale (unless we are talking about CBDC).

The only thing that can force people to use cryptcurrencies (CBDC) in the future is pressure from governments (central banks) and a complete rejection of cash (digital) money.

Modern online banking is not much inferior to cryptocurrencies in these parameters (depending on your country of residence and the development of digital banking).

You pay crypto weekly? Nice. Its the future, private, quick.

I really believe in cryptocurrencies,, the blockchain changes everything. For daily use, though, at least in my case, it is not quite convenient. Yes, it has promise, but right now in many areas its just not as affordable or useful as good old-fashioned cash. Transactions with Bitcoin? Expensive. Fiat? Still the king in my neighbor. Its more about investment than getting your morning coffee until bitcoin can match on fees and simplicity of use.

Bitcoin is like digital gold, a store of value, not something you're using to buy groceries. Thats the reality we live with, folks. But hey, I see the potential and I am a believer. We will get there, but it will take time, creativity, and a great number of innovative people cooperating.

Well the answer is zero times, because I live in a country where bitcoin use is difficult due to lack of merchants accepting bitcoin. The number is increasing in many parts of the world and it will catch up but not at present. There is a huge tax on trading crypto and a lot of related problems such that the population here is staying as little in crypto as possible.

I do buy gift cards once a month to get a part of the groceries, but I guess that does not count in what the OP has asked for.

It would be fun to see the small business owners having bitcoin based Point of sale machines and people paying through them. But the bank here has made sure digital fiat currency becomes way more popular and that is being adopted in foreign countries now.

If you have substantial amount of cryptocurrency and vendor is able to link your hot-wallet to your cold-wallet (which is very easy in Bitcoin), then yes - it's very dangerous.
You could be a target in any country but in some countries like Brazil/Mexico etc it's a death certificate.

Similarly, I couldn't find any stores that accept crypto payments and I don't even intend to use it for my daily payments if it is legal in my country. Due to the volatility of cryptocurrencies, it is more suitable for investment than as a means of payment. Also, transaction fees are a drawback that makes me not want to use them, especially bitcoin. Meanwhile, I don't have that problem with fiat.

Also, people always talk about privacy, no one wants to reveal themselves as bitcoin investors because that would put us in danger. So is using cryptocurrency for everyday payments dangerous for us?

Again, you are NOT using Bitcoin - You are selling it and using FIAT.

It's been so long since I've used any crypto but to be specific Bitcoin for payments too and online add-to-cart directly. More stores adopting it is what really has to happen for us to use it as much as possible on a day-to-day basis. Right now, we're mostly using it for trading and holding our wealth through it but of course, its main purpose is to become an alternative payment for fiat which we do love to do but for me, not for Bitcoin but with altcoins.

We need more third-party solutions for this so that they'll be the ones converting our crypto payments instead of myself converting it first into fiat and then using it for payment. Not sure if that's considered because if it does, I'm doing it weekly as well.

Paying directly for something with BTC is very rare, but indirectly I pay for everything with crypto debit cards and gift cards from Bitrefill and The Bitcoin Company.


Even the few merchants that accept crypto payments are mostly using processors like BitPay and Coinbase Commerce which automatically convert everything to fiat. If you are trying to live entirely off crypto then you will just have to deal with these workarounds to make the best use of your cryptocurrency until it becomes widely adopted enough to where you can pay for everything directly from your non-custodial wallet.

That's why I mentioned using it to load my crypto card, which I use for everyday spending. But you responded with 'I meant on-chain, not fiat' 😕.

The whole point of Bitcoin is to exchange it for fiat to use in real life. if you and many more 'Hodlers' only see it as an investment or wait to "only pay in Bitcoin directly". If everyone just keeps waiting and holding, businesses won't accept Bitcoin because no one's spending it. You need to use it, crypto cards, prepaid cards, exchanging it for fiat, whatever. This way, you contribute to its adoption and circulation rather than just hold it and wait for mass adoption.

Digital goods , of course, are what some stores offer us. I also buy a monthly subscription to quality TV channels. This is a pretty good offer, which can even be said to be more profitable than the price offered by my provider. Then come books and buying a license for some software. Now, the offer that suits me is not very common for payment in bitcoins; however, what is there is quite convenient.

When it's just about the on-chain transactions, that's a big limitation to answering the question. I use on-chain payments perhaps a few times a month. But those aren't usually to buy goods or services; it's for selling some of it for fiat to use the money as fiat. If I could pay my usual bills in Bitcoin, I would. So I only sell for fiat for practicality reasons.
I understand it doesn't count as using Bitcoin as money, but I do believe adoption may rise and make that more practical in the future. At least, for online orders.

Cryptocurrencies have many advantages over traditional payment methods for cross-border transactions or international payments, but will be more expensive for domestic payments. I don't even incur any fees if I pay via banking app no ​​matter how big the amount is and the confirmation time is almost instant. While using crypto would be quite inconvenient because I have to pay extra transaction fees, how comfortable would you feel if a cup of coffee costs $1 but you have to pay an extra $1 fee if you use USDT, let alone bitcoin?
Overall, both cryptocurrencies and fiat currencies have their pros and cons, nothing is perfect.

Honestly, I like using crypto for cross-border money transfers because it is fast and convenient. Also, I don't like using crypto for everyday payments even if it is legal in my country. It's not just a matter of transaction fees, it's also a matter of privacy.

Not oftentimes. Because first and foremost, crypto for me is never meant to be spend but will buy even more to add more on my portfolio. Second, it's never accepted as a payment in my own place, so most likely I'll stick to fiat for payment and crypto particularly bitcoin remains my biggest investment. But maybe in the future where crypto payment is already available, I've no doubt but will also use it as a legal tender knowing its originally designed as a currency.

In my country it's a different tale altogether, the government through it's  foul policies have made the use of bitcoin or any cryptocurrency a difficult task that even banks and every other financial institutions alienate themselves from it such that your bank account can be frozen if suspected to have been used for çrypto transaction (p2p). Due to the government stands on crypto you can hardly see an available businessman that want to have transaction in crypto.

Sometimes daily, but there are times there's interval days for using it since not all the time I feel like using my crypto to spend on something I think not important especially buying goods online since I can do it using fiat.

Crypto for me is investment also used it for gambling purposes so most likely I want to stay it on my wallet since I'm also changing it to bitcoin when I win or gain for long term investment purposes. But maybe in future if there's a good used of crypto then will think about using it in daily basis.

But for now I look at it as investment that and little part of it is is used for entertainment that's why I don't like to take it out from where I currently put my balances with.

Well, in the country where I live in, crypto currency transactions, trading is completely banned, so there is no way you as a citizen can just walk into any business or shop where there is no cryptocurrency acceptance sign; and ask them if they accept crypto payments, this is possibly the only reason I know as to why I don't use crypto to pay for some goods and services in my locality.

And talking about online services where crypto currency payments are accepted, I don't use online service very often, and I currently don't actually have many online services I patronize aside from one which is a VPN subscription service, and like currently, I bought the year package and paid in bitcoin, it is until the one year package I paid for expires, before I get another opportunity to subscribe again and pay with cryptocurrency.

And for what will make me to start using cryptocurrencies for payments in every day, life, it's no other than crypto should become generally accepted, governments should lift bans so that citizens can be allowed the freedom to accept and use crypto for payment of goods and services as we like.

How do you mean here?
Well, cryptocurrency is not cheaper than fiat if i may say correctly, you can convinced me that it's more convenient while using it at your home without you having to move out to any center or using third party system to process your payment just as fiat. You know to process payment online or offline there is always an third party over there, but with cryptocurrencies you are permissionless but still it's not cheaper than fiat as you made mentioned here.
Of course I uses bitcoin and other coin for trade and also sell out to fiat coupled with using it to gamble, so i can't say i don't use cryptocurrency for my day to day activity and even though it's not regular but at least used it to gamble/trade.

That is very true, especially those in sig campaigns here who are in the forum. Most of them are promoting casinos, so once they got their weekly pay, for sure, they will try their luck in some of the games before they withdraw. But for other usage like payment, I believe, people are more conservative as some are very high in transaction fees which is not practical.

I use cryptocurrency when the opportunity opens itself.  Like when there is a cryptocurrency option as payment for buying domains or any online sales.  I also use cryptocurrency when I have the fund to engage in gambling activities.

It is quite hard to use cryptocurrency in our local market because it is rare to find a store that accepts BTC or any other cryptocurrency since sellers are more familiar with cash apps than cryptocurrency payment. Besides, using non-custodial payment for p2p purchase cost more on fee than the cash apps and sellers prefer the payment service that is free of charge when it comes to transactions in order to attract more buyer.

An average forum user who is a gambler might be using cryptocurrency in every day life. The gambling industry (casinos), are the industry that welcomed cryptocurrency very well than any of sector.
I don't use cryptocurrency often only when I want to make payments online that gives crypto payment as an option. In my country, there's virtually nothing you can buy with cryptocurrency. We are fiat based country LOL.

Im kinda on the fence about how to use my bitcoins.  I dont wanna throw them around on dumb little purchases, but I can see why folks dig paying for stuff online with it.  Its easy, private and cheaper than using my credit card half the time. 

But even with me being wishy-washy now, I think bitcoin is gonna blow up bigger someday.  More folks using it, new tech making it better, and people trusting decentralized money systems more - thats why it will scale up.  But who knows though, Ive been wrong before


It depends a lot on the type of cryptocurrency you use. Some cryptos have very low transaction fees.  But even if the fees are higher, paying with crypto can still be more affordable than regular cash payments, particularly for international transfers.  For instance, if you were wiring money abroad through a traditional bank you'd likely get slammed with lofty fees and exchange rates. But with crypto, you can send money directly to another persons wallet at a fraction of that cost.

Correctively, bitcoin on its own is a ledger that executes its transactions in a decentralized Network known to be blockchain.
Literally it does not matter whether users holds their bitcoin on  non custodial or a custodial wallets, ideally all crypto wallets can execute bitcoin transactions whether for payment if services or otherwise.
The ideal of non custodial wallet networks was to enhance privacies and better security chains.
Aside having bitcoin for payments, it serves as assets and hedge to store values against economy inflation so, by the bid of its potentials, it has scaled through gaining values and massively adopted globally and as much as that, more adoptors are being attracted and so it is the more it would expand to gain more values in the future.


I uses bitcoin to fund my crypto casinos accounts but rarely uses it for payments because there are less number of individuals who accepts it for payments in my place but though we have huge number of adoptors who are most holding for assets.
If I may ask, how do you mean using bitcoin for payments is cheaper comparing t fiats? Are you being given discounts when used bitcoin for payments or what? Because I am aware that bitcoin transactions even charges for transactions fee which most little users considers as lost when executed a transaction.
Though I good fact about having bitcoin for means of payments is that it is faster than the fiats.

I haven’t made use of crypto for payment before, I actually have been looking for a store or anywhere that I can make payments with crypto with, but because of the government policy in my country, everyone is just scared. I know there are people who will still be accepting crypto as a payment method, but it’s going to be hidden. Just because of government policy, the government has been banning bank accounts that are linked to crypto transactions, so everyone is just scared to get their businesses compromised. That’s why it’s going to be difficult to see businesses accepting crypto as a payment method.

My answer is probably still the same as some of the people here because I almost never use my assets for payments until now.

Some things that become a comparison in this case where it is clear that the first reason is because in my country bitcoin is still a commodity asset and not a legal means of payment so I only use this as an investment so as not to deviate from the regulations that the government has set at this time. Another reason is because I still have no desire to use this as a means of payment, it is undeniable that I want to feel that way but after thinking a few times the fact is that I still want to continue to store my assets as an investment tool that I think is feasible for the future so that the desire to make this a means of payment is a little difficult for me to do.

I personally use cryptocurrency 2-8 times per month depending on what I want to do with it. For my personal payments I don't use crypto at all, especially when it comes to purchase of goods.

But, for purchase of digital goods I prefer to use cryptocurrency instead of any other payment methods.

Aside from those payments I also sometimes use cryptocurrency for p2p trading and for that I do transfer crypto from my non-custodial wallets.

Hardly ever. I don't see any offers accepting Bitcoin as payment method on my daily life, therefore I'm pretty limited when using it as currency. Most people aren't familiar with Bitcoin yet. I tried pay with BTC sometimes, but people on the other side of the negotiation didn't accept. Bitcoin is strange to them, and they don't see open to try it, as they prefer to invest and profit through another means.

As far as I remember, I acquired a good for BTC only once, and ironically it was a hardware Bitcoin wallet. If it wasn't for this transaction, I could never use my Bitcoins to purchase something. I just hope in the future this scenario is going to change, as fiat loses purchasing power, governments charge abusive taxes over transactions and acquisitions, so people have to seek for alternative methods to execute their negotiations.

I do not use Bitcoin always but I use it occasionally and when there's an option to use Bitcoin for payment. Few weeks ago I wanted a foreign number to use for my business and I looked for websites that I can purchase one which I found after many research and they had options of paying in Bitcoin and other payment forms but I did not hesitate to make use of Bitcoin. It cost me $2.5 and with transaction fees just around $3. I have also use Bitcoin for some purchase that I have done and needed payment before the goods are delivered. Bitcoin helps when I am shopping online for gadgets because I'm love to buy new gadgets as I am a lover of gadgets. For people that have not used Bitcoin for anything before, search online and anything that you want to buy, there is always a site you can pay with Bitcoin

Well I am very lucky to have people who are very interested in crypto-currency  just as I am or even more so if I am not using crypto-currency a day I am definitely talking about the crypto market or any other news that has to do with crypto-currency.

It's super easy now expressing my love for crypto because there is a whole lot of improvement from back in the days to now. More people are adopting crypto-currency.

For payments alone, I usually use Bitcoin a few times a month to pay for various subscription plans, but with regard to the subject field, it's actually a couple of times a week.

Probably when more services offer cashback and discounts on cryptocurrency payments

I still don't have the chance to use crypto as a daily payment, because in our own area there's still no shops or stores that accept crypto as a payment. Although it's legalized but having it as a legal tender is still too far from reality. But when it comes to gambling, I sometimes  use a small amount of it every time I gamble. However, it's more on buying and saving crypto for me because it's a very valuable investment for me.

Yo answer this quesito we must look at the aplication for cryptos, in other words look at where we can spend them. sadly we can't use bitcoin or cryptos in our daily life because we only have 2 option, we can use them for gambling or we can use them for trading, but we can't pay a Coffee with them or pay our daily outcomes with cryptos.

These days I find myself using bitcoin to pay for stuff online at least a couple times a month.  I signed up for some subscriptions that let me pay in crypto and  gotta say, sending payments with just a scan of a QR code makes things real smooth.  Been thinking maybe I should try using it more regularly rather than just credit cards.  I know the price jumps around a lot, so that makes me hesitate some.  But if more folks start actually spending their bitcoin instead of just holding it hoping to get rich, seems like maybe that would help stabilize things.

In my country, not every service do accept crypto payment, and I don't mostly use crypto to pay for anything most often, but transactions is been made almost always whenever I need to use fiat because I prefer holding crypto than fiat due to inflation and how our currency value is unstable.

Recently, I do use crypto almost every day in a telegram play to earn game I am into recently, I do use USDT to purchase TON, and then use the turn to pay for something I have to use while playing my game. Apart from that, I do use fiat for almost my local transaction.

Spending BTC in real life will be difficult for a lot of people due to the unavailability of stores and merchants around them that accept BTC or crypto, however, i am sure so many people here use BTC online, either depositing into a gambling casino to play games or as a payment for services hired over the internet, etc. Any service online that adds crypto as an option of payment or to make deposits, i like to go with crypto, and that's usually BTC.

I can't recall the last time I used crypto to pay for any service, unless I wanted to transact with a few friends who were no longer in the same country as me. The last time I paid for a service using crypto was for my VPN subscription renewal. 
 
It's hard to find a crypto option for services that I make use of on the country side here; if they were available, I could have preferred to pay for my Netflix subscription, light, and other utility bills using crypto instead of converting to fiat and making my payment anytime I run out of funds in my local bank account.

I mean any crypto on Layer 1, doesn't matter which one but it needs to be used as it's meant to be - without third-parties, trustless - otherwise we may as well use PayPal or other system.

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Seems like USDT is a trojan horse for CBDC, maybe that's why they made Bitcoin so unusable when they could scale it a lot better on L1

Central Bank / Private company - doesn't matter, in the end they are the same bankster gangster material  

I guess same here too. I use cryptocurrency most of the time on my online services or while trading. Cryptocurrency makes it easier to carry out transactions to sites where I use to pay using fiat and wait for hours to get funded. Now I just deposit my coins(USDT to be precise) on my platforms and it it funded ASAP. I don't use Bitcoins but USDT rather. Bitcoin is much more valuable to me so I prefer the other coins for my transactions.

Cryptocurrency is quite broad and vague
Are you talking About Bitcoin or Altcoins?
Bitcoin is rarely, I mean rarely used as a means of payment in my country
Despite that I have used it but on very rare occasions.
Not a fan of using my Bitcoin except there's quite a need to.
But I doubt many use Bitcoin on their everyday life payment via a Non custodial wallet due to scalabilty, Fee, and degree of acceptance as a means of payment.


Okay with this I can tell you mean Bitcoin.
It would be better to use Bitcoin in the topic rather than cryptocurrency and I do agree with your above point.
VendettaBit your information was provided before you started using their service
So definitely still under the radar of the government.

I use it quite often and the reason for that is because I accept Bitcoin payment in my shop. I don't think there's any week that passes by with me making a sale and receiving payment in either Bitcoin or some other popular coins or in USDT.  Sometimes too, there are usually some online services that requires me to pay in crypto. So, the rate at which I use crypto is always often.

in every day life the answer is... 0.
maybe just a couple of interactions monthly for depositing in a gambling site.
In the past I have used some more since some debit cards were offering good rate for deposits but I am not using since a while due many regulation in EU

Every day and have been for 10+ years. It's practical to at least use it partially, but for me personally I get paid mostly in crypto and use it for advertising and other crypto-related purchases.

Maybe I would have chosen to use bitcoins more if they were sellers around me who receive bitcoins as a means of payment, and then other people who own bitcoins normally using their bitcoins for these payments because environment has a big influence, but that is not what is happening here, and since the normal for people who have bitcoins here is to keep holding for as long as possible, that has been my attitude to my bitcoins, to hold for as long as I can.

I said: (on chain, non-custodial) - You are NOT using Bitcoin   You think you are off the grid but actually using FIAT like everyone else while paying much more fees in the process  

I use it every day, and I live in Spain; you just got to find a crypto card provider and then deposit load your card with Bitcoin. You pay everywhere you want, buy things online, connect it to Apple Pay even, and spend it in restaurants, supermarkets, or whatever you need. I have used plasbit euro virtual card for years and I have been practically off the grid since 2020. It's 2024 bro, you can live on Bitcoin and nobody will even know..

In my country cryptocurrency Bitcoin is better received than spent. Infact you can't even spend it even if you want to because the government has cracked down on exchanges and banks. Specifically you can't use it for the purchase of goods and payments of services in country. You can however do crossborder payments with it if the merchant has it as a payment option.

Right now we hodl.

My answer: 0

I never think it will scale, on chain is always expensive because it's offer the highest security. When it comes to a currency, I'm always looking for the cheapest way, so if it's not the cheapest, I will not use it.

Paying using cash cost zero fee, that's what I use in real life.
If I'm looking for privacy, I will go for Monero, but for now I don't need.
If I want to send money across country, I will looking for altcoins instead.

As in the title: How often do you use cryptocurrency (on chain, non-custodial) for payments.
If not so often or not at all, why do you think it will scale in the future and what will make you use it more often than today.

I am using cryptocurrency at least once a week for various online services, simply because it's more convenient and also more private, cheaper and faster than using regular FIAT options.