xcoins.io should be easy to buy on (although you need to provide gov ID and selfie), but I wouldn't suggest selling there, as they offer no seller protection. (As a result, I've been scammed for upwards of $500, as PayPal doesn't protect sale of intangible items)
I wouldn't mind you using my reflink if you do decide to try xcoins (-ref links are removed-)
I have heard of them but they charge fees the lenders get for doing those transactions. And as you said it is not available to all countries where none trusted by them reside. I am pretty sure it is in their tos somewhere just the same countries paypal does not allow to have fully verified accounts.
I think they are ecoins which was a bitcoin debit card available last year but rebranded to wirexapp.
Their service is good if you are in US but any other country they are probably going to give you problems with buying on their site using paypal because of the chargeback issues those countries where they are not allowed to validate who they are using their paypal accounts when registering for a xcoins account.
Anyone can verify this information to be accurate and correct.
