OP account is already tagged as "account for sale", but i'm not sure if it is legit tag.. How we can know if OP want sell this account? Maybe he want sell another one..
Does it really matter? What useful benefit does selling an account give to the community? How constructive do you think a bought account's post quality is going to be? The only possible reason that someone would really want to buy an account for means that aren't related to spamming or scamming is to switch identities and drop their original alias - but there's only so many cases that should happen for that.
Either way, selling your account should not be okay. If it was collateral for a loan, then that's their problem: don't accept accounts as collateral.
I prefer situations in which people are judged on the basis of evidence, not only speculations. But i undestand what you want to say, and I support your opinion.