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Topic: I am thinking about APPLYING for a VISA Credit Card (Read 1316 times)
I don't have any credit either (hate the idea of paying interest on stuff). But what I can tell you from experience is that even with no credit can also disqualify you from getting a credit card... I tried getting a loan for a car once, and they refused on the grounds I had no credit... Even when I offered up my old car as collateral, which was worth more than the amount of the loan I was asking for.
A have a friend who had good credit from paying school and car loans, and STILL couldn't get a credit card just because they've increased the requirements so dramatically after the whole bank fiasco of 2008-2009.
Best bet is to get one of those store cards (like Kay Jewelers, because I don't think they check your current credit score), and owe money on one of their cards for about 5-6 months, and then they report that you have a line of credit with them, and then you'll be on the map to get larger and more legit credit cards. Get a $500 ring or something for your sweetie, and you'll pay at most $7 a month in interest, and it will get you in the system.
And a final note, I don't think it's wise to borrow money to get into this whole Bitcoin business, simply due to the risk. If you can't afford to pay for it in cash that you can afford to lose, I would highly recommend not going into debt over it, because it'll screw your credit up for years.
A have a friend who had good credit from paying school and car loans, and STILL couldn't get a credit card just because they've increased the requirements so dramatically after the whole bank fiasco of 2008-2009.
Best bet is to get one of those store cards (like Kay Jewelers, because I don't think they check your current credit score), and owe money on one of their cards for about 5-6 months, and then they report that you have a line of credit with them, and then you'll be on the map to get larger and more legit credit cards. Get a $500 ring or something for your sweetie, and you'll pay at most $7 a month in interest, and it will get you in the system.
And a final note, I don't think it's wise to borrow money to get into this whole Bitcoin business, simply due to the risk. If you can't afford to pay for it in cash that you can afford to lose, I would highly recommend not going into debt over it, because it'll screw your credit up for years.
Have you thought about plan b if the price of bitcoins fall?
I don't know which card would be good for you. Try fatwallet finance forums.
Are you sure you want to go into debt for such a high risk investment?
Are you sure you want to go into debt for such a high risk investment?
edited the post, i hit post on accident
Just Play along......
I am going to Only Use 450 to 500 dollars
probably speed the 420 or 430 to buy 2 video cards, then 1 day ship those SOB's at 30 or 40 dollars or whatever it cost...
I don't have any credit rating at all that i know of, i only used cash or debit cards my whole life
I dont want some FEE i HAVE TO PAY, at all , the interest dont bother me, i just need to mine the cash to pay them back, then cut up the credit cards for the rest of my life........ Unless i just keep using them to help me make bank, lol
in other words keep using them for a couple of months to buy a rig, then quit/cut the credit card up, and never use them again
What Visa Card Should i get ?
http://www.creditcards.com/Visa.php
I am going to Only Use 450 to 500 dollars
probably speed the 420 or 430 to buy 2 video cards, then 1 day ship those SOB's at 30 or 40 dollars or whatever it cost...
I don't have any credit rating at all that i know of, i only used cash or debit cards my whole life
I dont want some FEE i HAVE TO PAY, at all , the interest dont bother me, i just need to mine the cash to pay them back, then cut up the credit cards for the rest of my life........ Unless i just keep using them to help me make bank, lol
in other words keep using them for a couple of months to buy a rig, then quit/cut the credit card up, and never use them again
What Visa Card Should i get ?
http://www.creditcards.com/Visa.php
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