Quite the opposite young man, I do not need a loan and have not asked for a loan. I am more concerned with a newbie sending you something of value then you run away with it.
Escrows on this site hold many multiples more than a measly 10BTC if you were not so new here you would understand that.
your refusal to use escrow means you are a skam man - my tag stands, best of luck trying to do business here now